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Author: team dotsure.co.za
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Not animal blog
If you’ve ever seen a photo of a Lykoi cat, you might have thought it walked straight out of a Halloween movie. Nicknamed the “werewolf cat”, this rare and fascinating breed has captured attention worldwide with its unusual coat and mysterious charm. While their looks are striking, caring for any rare breed means extra consideration. So, having pet insurance in place can help you manage the unexpected.
RELATED: TOP 5 RAREST CAT BREEDS IN SOUTH AFRICA
Getting to Know the Lykoi Cat Breed
The Lykoi is a relatively new discovery, first recognised in the early 2010s. Unlike designer crossbreeds, the Lykoi’s appearance stems from a natural genetic mutation affecting their hair follicles. They earned the spooky nickname of “werewolf cat” thanks to their patchy coat and intense, golden eyes. Their partial hair coverage gives them a scruffy, mid-transformation look, which appears perfectly wolfish without a full moon in sight.
Lykoi Pronunciation and Origin
Wondering how to say it? The word Lykoi is pronounced “lie-koi”. It comes from the Greek word lykos, meaning “wolf.” The breed originated in the United States when breeders noticed a unique pattern in feral domestic shorthair cats.
Lykoi Cat Traits and Personality
Lykoi cats are medium sized with lean, athletic bodies. Their coats are typically a mix of black and white, often referred to as “roan.” Some may look nearly hairless in certain patches, which can change throughout their life.
Are Werewolf Cats Hypoallergenic?
Unfortunately, no. Like most cats, they produce allergens in their saliva and skin oils, which can still trigger reactions. However, their thinner coat may slightly reduce the spread of allergens compared to fluffier breeds.
Temperament and Behaviour
Despite their “wild” appearance, Lykoi cats are gentle, intelligent, and playful. They’re often described as dog-like in their loyalty, following their humans from room to room.
Most Lykoi cats bond closely with their families but may be cautious around strangers. They usually get along well with other cats and even dogs, provided proper introductions are made.
How to Care for a Lykoi
A balanced, high-protein diet supports their active nature. Because of their coat, they can be more sensitive to temperature extremes. Consider pet sunscreen or shade in hot weather, and cosy spots in winter. Regular vet visits and cat insurance are essential to cover unexpected health issues.
A Unique Pet for the Right Home
The Lykoi cat isn’t for everyone, but for the right household, they bring endless fascination and affection. Their wolfish charm is balanced by a sweet, people-oriented personality, proof that looks can be deceiving.
If you’re considering adding a rare breed like the Lykoi cat to your family, make sure you’re ready for the commitment. And don’t forget the practical side: having pet insurance gives you peace of mind when caring for such a unique cat. At dotsure.co.za, we understand that extraordinary pets deserve extraordinary care. Ready to learn more? Contact us today!
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October Test
South Africa’s road accident stats are so much more than numbers on a page. They’re reminders of the everyday risks we all face when we sit behind the wheel. Our roads are dangerous enough. Now add some students coming home from a party or a few quick glances at some WhatsApps in peak-hour traffic, and you’ve got a recipe for disaster and devastation. Let’s unpack our road accident stats and how to stay safe on Mzansi’s roads.
While you can’t always predict what other drivers will do, you can ensure you’re protected with comprehensive car insurance. Chat to us or get a quote today!
The Reality of Road Deaths in South Africa
Every year, on average, 14,000 people lose their lives on South African roads.
And the scary truth is that it’s not the roads or the cars that are the problem; it’s how we drive. “South Africa has some of the worst road traffic injury statistics in the world,” says Arrive Alive. “Each year, millions of people are killed or injured on our roads.”
Causes of Car Accidents in South Africa
Drunk Driving Accident Stats
Alcohol remains the biggest villain on our roads, linked to approximately 65% of fatal crashes. Even just one drink slows your reactions and clouds your judgment. The idea of “just one” isn’t harmless; it’s dangerous.
Texting While Driving Stats and Impact
You wouldn’t close your eyes for 10 seconds while driving. Yet that’s precisely what happens when you look at your phone while going 120 on the N2… You’re effectively driving blind for let’s say 100 metres. No meme or group chat is worth the crash caused by texting while you’re driving.
Fatigue Driving Stats: The Silent Risk
Studies show fatigue can be as impairing as alcohol. Long stretches of road, late nights, or certain medications can cause “microsleeps” where you lose focus for just a few seconds… and that’s all it takes.
What is Microsleep?
It’s when your brain flips rapidly between being asleep and being awake. The episodes last only a few seconds, and often, you aren’t aware of them. These brief and involuntary periods of sleep can lead to a loss of control and potentially fatal accidents,
Understanding Car Accident Fatalities
Behind every statistic is a person with a name, family, partner, or friend, forever changed. Cause of death statistics point mainly to drunk driving, distraction, and fatigue, but the truth is that these high numbers are preventable.
And it’s not only drivers who suffer. Passengers, especially children, are at risk too. Car seat death statistics show just how vital proper restraints are. A poorly fitted seatbelt or skipping a child safety seat can mean the difference between life and death in a crash.
Data also reveals that approximately 35-40% of road deaths in SA are pedestrian deaths. That’s right. Innocent pedestrians are a part of these scary road accident stats, too.
How to Stay Safe on South African Roads
- Skip the drink. Alcohol and driving do not mix.
- Take breaks. On long trips, stop every two hours to stretch, snack, and reset your focus.
- Ditch distractions. Put your phone in the boot if you can’t resist the ping. We’re being serious!
- Check your meds. Some prescriptions can slow reaction times, so read the fine print to ensure you are fit to drive.
It’s Not Just a Stat. It’s a Life
Yes, the road accident stats in SA are scary, but the good news is that we can change them. Every time we choose to drive sober, rest well, and keep our eyes on the road, we’re lowering those numbers. Insurance can help too.
With dotsure.co.za car insurance and the Smart Driver Programme, we’re encouraging a generation of smarter drivers who make smarter moves behind the wheel and are rewarded! You want to know more? Contact us and ask our friendly consultants about game-changing cover.
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HOW AI IS TRANSFORMING THE INSURANCE INDUSTRY: INTRODUCING ACE
Artificial Intelligence (AI) is no longer just a buzzword. It’s reshaping industries, including insurance, in ways we couldn’t have imagined. At dotsure.co.za, we’ve embrACEd this future with Ace, our AI-powered chatbot designed to simplify your insurance journey. Whether you’re changing personal information, managing your policy, or submitting your claims, Ace is here to help!
RELATED: HOW DOTSURE.CO.ZA BECAME SA’S FIRST E-COMMERCE INSURER
What Is Ace and How Is It Transforming Insurance?
Ace is your digital insurance assistant. Built on conversational AI, Ace can handle everything from viewing and updating your personal information to giving you instant access to your policy details, debit history, or claims. Basically, it’s an insurance expert in your pocket.
Fun fact: Ace is always learning. With generative AI and integrated FAQs, it delivers accurate, real-time answers to your questions.
How Is AI Being Used in Insurance Today?
AI is revolutionising the way insurers serve customers. From tracking claims processes to detecting fraud and predicting risks, AI improves efficiency, reduces costs, and enhances client satisfaction. For example:
- Claims tracking: AI tools provide real-time updates on claim progress, reducing uncertainty.
- Customer support: Chatbots such as Ace respond to queries 24/7.
- Risk analysis: Machine learning helps insurers calculate premiums more accurately.
Conversational AI in Insurance Is a Game Changer
Say goodbye to lengthy forms and waiting for responses. Conversational AI makes it easy for clients to get what they need quickly and in plain language. With Ace, you can:
- View and change personal information.
- View and change payment details.
- View claims for pet, motor, and warranty.
- View policy information.
- View debit history and request a 12-month history to be emailed to yourself.
- Change the debit day.
Ace will also direct you to a human if it cannot execute your changes directly!
How Can Gen AI Be Used in Insurance?
Generative AI (like Ace’s underlying technology) can answer complex questions, summarise policy documents, and even predict what information you’ll need next. It’s proactive, not just reactive. Imagine Ace alerting you to upcoming debit days or suggesting the right cover based on your vehicle or pet’s needs. Crazy, but that’s the power of Gen AI.
How Can AI Help Insurance Claims?
Claiming has always been a big pain point in insurance. AI removes unnecessary delays by:
- Providing real-time status updates on submitted claims.
- Answering frequently asked questions about claims.
- Directing clients to the correct next steps based on their query.
The Benefits of AI for Insurers and Clients
AI bridges the gap between client expectations and traditional insurance.
- Faster service: No waiting in queues or navigating complex menus.
- 24/7 support: Unlike humans, Ace is always available.
- Less stress: Real-time information, whenever you need it, that puts you in control.
For dotsure.co.za, AI allows us to deliver transparent and personalised cover while reducing operational costs, which directly impacts policy pricing.
The Future of AI in Insurance
Ace is just the beginning of how dotsure.co.za and AI are transforming the insurance industry. From car insurance to pet and motor warranty cover, we’re building a fully digital experience that’s faster, friendlier, and designed for you. Ace will continue to evolve, helping you to manage everything instantly.
Chat with Ace right now online or via WhatsApp and see how easy insurance can be.
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HERO IN A HARNESS: WINSTON BEGINS HIS GUIDE-DOG JOURNEY
At just under two years old, Winston, once a mischievous pup known for his cheeky bark and love of bucket-chasing, has officially graduated as a guide dog. Trained by the South African Guide-Dogs Association, Winston has been paired with Luwie, a seasoned handler who has welcomed him as a working partner, as well as family.
Why Guide Dogs Are Important
“I don’t see myself without a guide dog any longer,” says Luwie, who has been partnered with five guide dogs since 1994. “Since receiving Winston, I’ve been able to do everything myself again. He’s changed my daily routine completely. We bonded within a week, and now we’re just going strong.”
How Are Guide Dogs Trained to Be So Obedient?
Winston’s transformation didn’t happen overnight. Like many guide dogs in training, he began his journey bursting with energy and a strong personality, traits that initially made focus a challenge. “He was actually quite naughty in the beginning,” laughs Megan Reid, a trainer at the Guide-Dogs Association. “He was more interested in playing than working, and he’d steal anything he could find. But he’s incredibly food-motivated, and that helped us build trust and teach him the skills he needed.”
The breakthrough moment came during a blindfolded test walk. Megan mistakenly believed they had reached a turning point in the route, but Winston refused to turn. “Despite my insistence, he held his ground. He knew the route better than I did. That was the moment I knew he was ready.”
The warmhearted path of assistance dogs highlights the extraordinary dedication and training involved in matching the right dog with the right person. These partnerships restore independence and quality of life. As Luwie shares, “Winston is sociable, friendly, and incredibly helpful. He even keeps my wife company and occasionally steals her buckets!”
Dedicated to Providing Soft Landings
At dotsure.co.za, we’re proud to support this incredible and essential work, by helping to fund guide dog training and cover more than half of the Association’s monthly vet bills. It’s all part of our mission to provide Soft Landings, not just for pet parents but for overall animal welfare.
The impact of professional pups like Winston ripples through families, communities, and hearts. And because all pets deserve protection, dotsure.co.za pet insurance also covers service dogs. Whether they’re chasing buckets or guiding the way, we’re here for them, wholeheartedly.
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HOW LONG DO CATS LIVE? TIPS TO HELP YOUR PET THRIVE
From kitten zoomies to cozy senior snoozes, every life stage of a cat is filled with charm. But as pet parents, it’s natural to wonder: how long do cats live? The good news is that with the right care, and a little help from things like pet insurance to manage the vet bills, many cats are living longer, healthier lives than ever before.
How Old Do Cats Get?
On average, domestic cats live between 12 and 18 years, but it’s not uncommon for well-cared-for indoor cats to reach their early 20s. The oldest recorded cat, Crème Puff, made it to an incredible 38 years!
Indoor cats tend to live longer than outdoor cats due to fewer risks such as traffic accidents, infectious diseases, and predator encounters. Breed and genetics also play a role, as some breeds such as Siamese and Russian Blues are known to age gracefully.
At What Age Is a Cat Considered Senior?
Cats are generally considered “senior” from around 11 years old, and “geriatric” once they reach 15+. But don’t be fooled, many senior cats remain playful and active with the right support.
How to Calculate Your Cat’s Age
Forget the “seven-year” rule; it doesn’t really apply to cats. Here’s a better guide:
- A 1-year-old cat = about 15 human years
- A 2-year-old cat = around 24 human years
- After that, add about 4 human years for each cat year
So, if your kitty is 6, they’re roughly 40 in human years. Right in their prime!
RELATED: HOW TO CALCULATE DOG YEARS
Keeping Cats Happy: Fill Their Days with Play and Care
How to Make Your Cat Happy
Your cat deserves a joyful life too. Daily play, affection, and a stress-free environment can significantly boost their wellbeing.
Mental Stimulation and Enrichment Ideas
A bored cat can become a destructive or depressed cat. Keep them mentally sharp with:
- Puzzle feeders or treat-dispensing toys
- Window perches for birdwatching
- New scents or textures such as cardboard boxes or cat-safe herbs
- Rotating toys to keep things fresh.
Older cats especially benefit from gentle brain teasers and simple activities that don’t require too much jumping or agility.
Nutrition and Vet Care Tips
High-quality food that suits your cat’s life stage is one of the best ways to extend their lifespan. Senior cats may need specific diets to support joint health, weight management, or kidney function.
Regular vet check-ups (at least once every 6 months, or more for older cats) are crucial. Vaccinations, dental care, and parasite prevention can all prevent health issues before they start.
RELATED: HUMAN FOODS CATS CAN AND CAN’T EAT
Do Cats Really Have Nine Lives? Myth or Bust?
Many cultures believe cats have multiple lives. This myth comes from their amazing ability to escape danger, twist mid-air to land on their feet, and generally bounce back from things most animals couldn’t.
An old English proverb sums it up nicely: “A cat has nine lives. For three he plays, for three he strays, and for the last three he stays.” It’s a poetic way of describing their life stages. From wild youngsters to wise old snugglers.
Peace of Mind for All Nine Lives
At dotsure.co.za, we understand that every whisker and tail flick matters. That’s why we offer flexible, affordable pet insurance for cats that helps you manage vet costs and focus on making memories.
Contact us today to explore our cat-friendly plans and see how we can help your pet thrive at every age.
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THE SAFEST CARS FOR WOMEN IN SOUTH AFRICA
Are you looking for the safest cars for women in South Africa? We’ve done the digging, checking NCAP crash ratings, local trends, and driver feedback, to bring you a list of the top cars designed to keep you confident and protected behind the wheel.
Safety is about more than just airbags and crash-test ratings. It’s also about making sure you have reliable motor warranty cover to keep repair costs from catching you off guard.
Why Safety Matters for Female Drivers
While avoiding bad driving habits is vital, having a vehicle with top-tier safety features can be a real game-changer. Plus, we know the road conditions in South Africa can sometimes be anything but safe. The best cars for women often come with:
- High crash-test ratings: Cars tested and proven to protect passengers in an accident.
- Advanced driver assistance systems (ADAS): Lane-keep assist, blind-spot monitoring, and emergency braking.
- Reliable handling and braking: Especially in busy urban areas or roads full of potholes and animals.
Best Cars for Women in South Africa
Toyota Corolla Cross
The Corolla Cross earned a 5‑star Euro NCAP rating, with 85% for adult protection and 83% for child passengers. It’s compact enough for city driving but still has all the smart tech you want, such as lane-keeping assist and automatic emergency braking. Plus, Toyotas are known for affordable parts and great resale value.
Toyota RAV4
Another 5-star safety champ, the RAV4 is perfect if you want something bigger but just as reliable. It’s packed with advanced driver assistance features and offers great all-round protection. It’s ideal for women who want a family-friendly SUV that’s easy to handle.
Hyundai Tucson & Kia Sportage
Both solid picks in the mid-size SUV space. They include safety features such as lane-keeping, AEB, and blind-spot monitoring as standard. They are also known for their strong crash test results overseas and come with competitive pricing.
Mazda CX‑60
The Mazda CX-60 is a newcomer to South Africa, but it’s already making the list with its 5-star Euro NCAP rating: 88% for adults and 91% for child passengers. It’s a great choice if you want something modern, and safe.
Volkswagen T‑Cross & Polo Vivo
The VW T-Cross offers a smart balance between affordability and safety. It’s a popular choice for women who want a compact car with a strong safety record. The Polo Vivo, while not as highly rated as the T-Cross (4-star NCAP rating), remains a favourite for its practicality, solid build, and great handling. Plus, it’s perfect for tight parking spots!
Lexus RX & NX
For those looking for a car where luxury and safety meet, Lexus models are worth every rand. Both the RX and NX hold 5-star Euro NCAP ratings, with some of the highest safety scores for adults and children.
RELATED: THE TOP INSURED CAR BRANDS IN SA
Key Safety Features to Look For
When shopping for the best cars for women in South Africa, look for:
- AEB (Automatic Emergency Braking)
- Blind-Spot Monitoring
- Lane Keep Assist
- Anti-Theft Tech
RELATED: HOW TO AVOID CAR THEFT
How to Choose the Right Car for You
It’s all about your lifestyle. City drivers might prefer a compact model like the T-Cross, while families may lean towards a RAV4 or CX‑60.
Tips for Test Driving and Comparing Options
- Test drive during both day and night to assess visibility and comfort changes with lighting.
- Compare safety features, fuel efficiency, and resale value.
- Check how the car fits your daily life: Is it easy to park? Do the safety systems feel intuitive?
Pro tip: Pairing the right car with dotsure.co.za Motor Warranty means you can enjoy every drive without stressing about unexpected repair bills!
If you’ve just upgraded and are already a dotsure.co.za fan, head to the Manage Portal and update your car details.
Summary: Our Recommended Safest Cars for Women Right Now
- Compact SUV: Toyota Corolla Cross
- Mid-size SUV: Toyota RAV4
- Family SUV: Mazda CX-60
- Budget-friendly: VW T-Cross
- Premium pick: Lexus RX/NX
RELATED: ARE ASIAN CAR BRANDS CHANGING THE GAME IN SOUTH AFRICA?
Safety is a Worry-Free Warranty
Choosing the safest cars for women is just one part of the journey. Making sure your car is protected from expensive mechanical failures and surprise breakdowns with a motor warranty from dotsure.co.za is the other. Whichever vehicle you choose, make sure its parts are covered too.
Get a quick motor warranty quote online and keep both you and your car safe on the road.
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VET ADVICE: KENNEL COUGH SYMPTOMS & TREATMENT
Kennel cough is one of the most common reasons dogs end up at the vet, particularly after a visit to the groomer or a stay at a boarding kennel. We chat to Dr Gerrit Scheepers from Phalaborwa Animal and Bird Clinic about recognising, treating, and preventing kennel cough.
As always, keeping your pet healthy starts with proactive care, and pet insurance helps make that care more affordable when you need it most.
Meet Our Vet of the Month
Dr Gerrit Scheepers is a dedicated vet practicing in Phalaborwa, Limpopo, where he runs a dynamic mixed-animal clinic with a wildlife extension. “We do large and small animal medicine,” says Dr Scheepers. “Our practice has a special interest in advanced orthopaedical and general surgery, as well as wildlife darting, treatment, and relocation. We’re even involved in the legal dehorning and movement of endangered rhinos.”
He’s also a proud pet parent to two cats. Bella, a confident 6-year-old female, and a newly adopted fluffball kitten named Katryn.
What is Kennel Cough?
“Kennel cough, or Canine Infectious Respiratory Disease Complex (CIRDC), is a highly contagious upper respiratory tract infection. It spreads quickly in places where dogs are housed or interact closely, such as kennels, shelters, and grooming salons.”
What Are the Common Symptoms of Kennel Cough?
“The symptoms can vary from mild to severe, depending on the dog’s immunity and vaccination history. The most obvious symptom is a dry, harsh cough that may sound like gagging. You might also notice sneezing, nasal discharge, occasional white foam vomit, and general lethargy. Some dogs will still eat and appear alert, while others may worsen as the disease progresses.”
Are Certain Dogs More at Risk of Developing Kennel Cough?
“Yes. Young puppies under six months and elderly dogs are more vulnerable. Brachycephalic breeds, like Pugs, and toy breeds such as Poodles, Yorkies, and Pomeranians are also more prone to respiratory issues. But ultimately, any unvaccinated dog can get kennel cough.”
How Do You Know It’s Kennel Cough, and Not Something Else?
“It’s not easy for pet parents to tell the difference between kennel cough, allergies, or other respiratory infections. Many of the symptoms overlap. That’s why it’s important to visit your vet for a thorough health examination. We also use the pet’s history and, if needed, allergen elimination trials to rule out other causes.”
What Are the Treatment Options for Kennel Cough?
“Mild cases can often resolve on their own within 7 to 14 days, but supportive care can definitely help. Things such as cough suppressants, rest, humidifiers or nebulisation, and plenty of fluids. If your dog is severely affected, they may require isolation, hospitalisation, IV fluids, antibiotics, and even oxygen therapy.”
Vet’s Final Thoughts
“Be a responsible pet parent. Kennel cough is preventable. Vaccinate your pets and limit their exposure in high-risk areas.”
Unexpected vet visits can be stressful, not just for your pet, but for your budget. From coughs to complex treatments, dotsure.co.za can help you care for your furry family members. Need help or have questions about our pet policies? Contact us today!
More Expert Vet Advice:
EXPERT VET TIPS FOR FOREIGN BODY OBSTRUCTION IN DOGS ; VET ADVICE: SIGNS OF SEPARATION ANXIETY
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UNWRITTEN ROAD RULES FOR FEMALE DRIVERS IN SOUTH AFRICA
Sure, the official road laws matter. But let’s be real. Experience has taught us a few unwritten road rules that every female driver in South Africa should know.
Another safety rule you shouldn’t skip: Game-changing car insurance from dotsure.co.za. Get a quote online or contact us today for more information.
Road Safety Tips for Women Drivers
We all know these ones: buckle up, keep your doors locked, and stay alert. But here are the tips you should drive by:
- Keep your phone charged
A dead phone means no Google Maps, emergency calls, or live location sharing.
- Fuel up before driving late at night
Avoid stopping at deserted petrol stations.
- Plan your routes
If possible, stick to main roads and skip the shortcuts through poorly lit or quiet areas.
The Unwritten Rules for Staying Safe While Driving Alone
Ladies, we know you know these unofficial road rules:
- Stop streets after dark don’t count
It’s an unwritten rule amongst all females: If it’s after 21:00 and there’s no traffic, we slow down, check our surroundings, and keep moving cautiously.
- Not pulling over for strangers or ‘broken down’ cars
If we feel something’s off, we drive off. It’s not that we don’t want to help or can’t help; it’s that we know better.
- Parking smart
Women always choose well-lit areas near entrances, and if there’s a camera or security guard nearby, that parking spot gets bonus points.
- Leaving space at traffic lights or in traffic
There will always be a safe gap from the car in front. It doesn’t matter if we are in a rush or in traffic; that gap is there just in case we need to drive off quickly.
RELATED: FUNNY SOUTH AFRICAN DRIVING LAWS: THE UNWRITTEN ROAD RULES
Safety Apps for Female Drivers
Here are a few apps and features every woman driver should know about:
- Waze: So much more than a navigation app. It is great because users can plot where they’ve spotted an abandoned vehicle, heavy traffic, or police. That way, we can see what’s happening on the road before getting there.
- WhatsApp Live Location: Share your live location with a trusted contact so that they can track where you are on your trip.
- MySOS: Great for quick access to local emergency numbers and medical help.
- Life360: A family safety and location-sharing app that helps users stay connected and informed about their loved ones’ whereabouts and activities.
Our Top Tip: If you’re meeting someone or heading somewhere unfamiliar, always send your ETA to a friend or family member
Safe Driving Advice for Women in SA
The thing is, no matter how careful you are, the road is unpredictable. Accidents and theft happen. While these unwritten road rules can keep you safe, dotsure.co.za car insurance can keep your savings secure.
Get a personalised quote today or contact us for more info.
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RARE CAT BREEDS: MARVELLOUS MUNCHKIN CATS
If you’ve ever scrolled past a video of an adorably short-legged cat waddling across the room, chances are you’ve already met the Munchkin cat online. Before adding one to your family, remember that even the cutest cats can get themselves into trouble and end up at the vet. That’s where reliable pet insurance can offer peace of mind.
RELATED: TOP 5 RAREST CAT BREEDS
What Makes Munchkin Cats Unique?
Munchkin cats are most famous for their short legs, which is a result of a natural genetic mutation that affects their bone growth. Despite their size, these cats are anything but limited in spirit. They’re playful, fast, and known for their “ferret-like” scurry.
They come in a variety of coat types, colours, and patterns, and are often crossbred with other cats, resulting in hybrids like the Minskin (Munchkin and Sphynx) and the Napoleon (Munchkin and Persian).
Why Are Munchkin Cats So Expensive?
With their growing fame and limited supply, Munchkin cats are considered a premium breed. You can expect to pay anywhere from R10,000 to R30,000 in South Africa, depending on lineage and breeder reputation.
Are Munchkin Cats Healthy?
Contrary to popular belief, their short legs aren’t always a health risk. Many live healthy, happy lives. However, they are at a slightly higher risk for spinal problems such as lordosis (excessive inward curvature of the spine) or pectus excavatum (sunken chest).
Munchkin Cat Care Guide
Caring for a Munchkin cat doesn’t require a special handbook, but a few extra considerations do help:
- Choose furniture with easy access, or provide pet-friendly ramps.
- Feed a balanced diet to maintain a healthy weight (less strain on joints).
- Play daily to encourage movement and prevent boredom.
- Schedule regular vet visits to catch health issues early.
While Munchkin cats are undeniably cute and charming, they deserve the same love, care, and protection as any other pet. If you’re considering adding one to your home, make sure you’re prepared for both the adorable and the unexpected. With flexible and comprehensive pet insurance from dotsure.co.za, you can protect your cat and your pocket.
Got questions about cover options? Contact us, we’re happy to help!
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CAR TRIP INSTAGRAM QUOTES FOR GIRLS
There’s nothing like a girls’ road trip. Long drives with good music, snacks, and many pics for the ‘gram. So, we wanted to help you with a library of the perfect Instagram quotes for girls’ trips, to go with all those sunset selfies and snack snaps!
While we’re talking about road trips, don’t forget to check your car’s warranty before hitting the N2. dotsure.co.za’s motor warranty keeps your wheels and wallet covered when the unexpected happens.
General Road Trip Captions for Instagram
“Catch flights? Nope, we’re catching sunsets on the open road.”
“No maps, just vibes.”
“Windows down, volume up.”
“Life is better with messy buns, playlists, and road trip puns.”
“We don’t chase boys; we chase scenic routes.”
“Current mood: windows down, hair everywhere.”
“Keep calm and let’s get lost on purpose.”
“The best therapy? A full tank and good company.”
“Let’s wander where the WiFi is weak, but the snacks are strong.”
Funny Road Trip Captions for Instagram
“Road trips are just cheaper therapy sessions, with snacks.”
“Warning: Unsupervised women on the loose.”
“We’re 98% road trip, 2% knowing where we’re going.”
“On a mission to find the best selfie spots.”
“We didn’t choose the road trip life. The road trip life chose us.”
“Just winging it. Life. Eyeliner. This road trip.”
“Making memories and a few wrong turns”
“If you listen closely, you can hear the sound of us trying to figure out where to eat next…”
“We’re not lost, just ‘locationally’ flexible.”
RELATED: DRIVING CAPTIONS FOR INSTAGRAM-WORTHY ROAD TRIPS
Instagram Captions Based on Song Lyrics and Popular Quotes
“Life is a highway, and I wanna ride it all night long.”
“I’m on the highway to… coffee and snacks!”
“Baby, you can drive my car.”
“Oh darling, let’s be adventurers.”
“Country roads, take me home.”
“Just a small-town girl, taking a long drive anywhere.”
“Adventure is worthwhile in itself.”
“Only hang around people that are positive and make you feel good.”
“Just grab a friend and take a ride, together upon the open road.”
“We like pina coladas and getting caught in the rain.”
“As soon as I saw you, I knew a grand adventure was about to happen.”
Road Trip Captions with Friends
“Road tripping with my ride-or-dies.”
“Friends that road trip together, stay together.”
“Not all girls are made of sugar and spice. Some are made of road trips and snacks.”
“My favourite co-pilot? The one holding the snacks.”
“Good friends never let you road trip alone.”
“Here’s to late-night drives and laughter that makes your cheeks hurt.”
“Real queens fix each other’s hair at red lights.”
“Exploring new places is always sweeter with your favourite people.”
The Ultimate Quote
Next time you’re planning a road trip, remember to pack snacks, grab these Instagram quotes for girls, and make sure your car’s covered.
Ready to hit the road? Get a quick quote online today and drive with peace of mind.
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HOW TO JUMP-START YOUR CAR LIKE A PRO
There’s nothing like being in a rush, getting into your car, turning the key (or pressing a button), and all you get is a sad clicking sound. Now you’re sitting there with a flat battery and no idea how to jump-start a car or travel back in time to the moment you snoozed your alarm. Don’t worry; we’ve got you covered! Here’s how to give your dead car battery the little jump-start it needs!
RELATED: TIKTOK CAR HACKS THAT ACTUALLY WORK
Steps to Jump-Start a Car
Step 1: Get Your Equipment
- A working car with a fully charged battery
- A set of jumper cables
- A little patience
Step 2: Line Up Both Cars
Park the working car close enough for the cables to reach without the two cars touching. Ensure both vehicles are in neutral, all lights are turned off, accessories are unplugged, and hand brakes are engaged. Turn off both engines.
Step 3: Connect the Jumper Cables
- Red to dead: Attach the red (positive) clamp to the dead battery’s positive terminal.
- Red to good: Attach the other end of the red clamp to the working battery’s positive terminal.
- Black to good: Attach the black (negative) clamp to the working battery’s negative terminal.
- Black to metal: Attach the final black clamp to an unpainted metal part on the engine block or chassis of the dead car.
Pro tip: It is essential to always consult your car’s user manual, as battery specifications can vary between different vehicles.
Step 4: Start Your Engines
- Start the working car’s engine and let it run for a few minutes.
- Then, try starting the dead car. If it roars back to life, success! If not, wait a few more minutes and try again.
Step 5: Remove the Cables (In reverse order)
- Black from metal
- Black from good battery
- Red from good battery
- Red from dead battery
Step 6: Keep It Running
Once your car is running, keep it running for at least 15 minutes or take it for a spin around the block to recharge the battery. If the battery dies again, you may need a new one.
RELATED: HOW LONG DO CAR BATTERIES LAST?
Cover For Car Parts
Now that you know how to bring your car back to life, why not jump-start your cover with an extended car warranty from dotsure.co.za? A flat battery is one thing, but a mechanical or electrical failure could leave you stuck for much longer (and with a pricey repair bill). Get a quote today and drive with a warranty, not worry!
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14 GIFTS FOR YOUR PET
We’re celebrating 14 wonderful years of protecting South Africa’s pets with wholehearted pet insurance! And what better way to mark the occasion than with gift ideas to spoil your favourite family members?
These proudly South African brands are all about wag-worthy treats and tail-thumping happiness.
For Pets Deserving of Royal Treatment
With stores nationwide and a well-stocked online store, The Queen Pet Shop offers everything from premium food and grooming gear to fun toys and stylish accessories. It’s a convenient go-to for everyday essentials, offering options for all kinds of pets!
Luxury Pet Accessories
Spoil your pup or kitty with the ultimate in local luxury. Kingsley & Gray Pet Boutique creates handcrafted collars, leashes, beds, and accessories made to order using eco-friendly materials. Each piece is elegant, functional, and bursting with style.
Healthy Bunny Treats
De Lange Bunnies caters specifically to rabbit lovers with pesticide-free oat hay, custom-blended pellets, and chew-safe toys made from untreated apple wood. It’s wholesome, locally sourced goodness for your bun’s belly and teeth.
Tasty & Functional Dog Treats
Bored of bland biscuits? Dog Lick delivers nutrient-rich, dog-friendly peanut butter to use on their lick mats. Packed with collagen, this snack helps with joint care and skin health.
Stylish & Comfortable Pet Bedding
For the pets who love lounging in style, Scruffs offers premium pet beds and accessories that combine softness, durability, and aesthetic appeal. Their beds come in various sizes and styles to suit every breed and space.
Handmade Dog Accessories
Based in Cape Town, Chommies designs vibrant dog accessories that are as joyful as your dog’s personality. Their colourful, handwoven leashes, collars, and toys are made with love and creativity.
Holistic Pet Food & Nutrition
Locally made and scientifically formulated, Vondi’s offers preservative-free pet meals packed with real meat, organic veggies, olive oil, and herbs. Their focus on holistic pet wellness helps support digestion, skin, energy, and dental health.
Adventure Gear for Dogs
If your dog’s a trail-blazer, South Hound is your brand. Born from exploring South Africa’s great outdoors, their harnesses and gear are built for hiking, swimming, and all kinds of canine adventures.
Online Convenience & Variety
Pet Heaven stocks over 6,000 pet products online, from toys and food to flea treatments and beds. They deliver straight to your door and make it easy to support pet shelters through optional donations.
Hypoallergenic Pet Treats
Made with human-grade, hypoallergenic ingredients, Mimi & Munch treats are perfect for pets with sensitivities. These wheat-free, preservative-free snacks come in fun shapes and can even be customised for birthdays and gotcha days.
Vet-Backed Pet Products
ePETstore is an online hub trusted by South African vets. With expert advice and a wide selection of pet products, this is your one-click shop for nutrition, grooming, toys, and everything in between.
Community-Focused Pet Supplies
This friendly, family-run business offers a broad range of pet supplies, toys, and food options. Pet, Pool & Home is a community gem for pet parents looking for personal service and affordable local options.
Eco-Friendly Pet Accessories
Looking for locally made, planet-friendly pet products? Pawsh & Co handcrafts stylish collars, bandanas, and pet wear using safe, eco-conscious materials. Bonus: You can customise their pieces to suit your style!
The Gift of Pet Insurance
There’s no better gift than the peace of mind that comes with dotsure.co.za pet insurance. Our flexible plans cover everything from unexpected emergencies to routine care, so you can focus on cuddles and playtime instead of costly vet bills.
Need help choosing the right plan? Contact us; we’re here to help you and your fur-family live your best lives.
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5 TYPES OF INSURANCE FOR WOMEN IN SOUTH AFRICA
Women in South Africa are constantly multitasking, from running their own businesses to running after their kids. But life can be unpredictable, and that’s where insurance for women steps in, because even the best multitaskers can’t plan for the unexpected.
At dotsure.co.za we have a wide range of cover options designed for women who want reliable, simple insurance. Let’s unpack the 5 essential types of insurance every woman should consider.
RELATED: TYPES OF INSURANCE TO PROTECT WHAT MATTERS
Why Insurance for Women Matters in South Africa
Insurance is about having peace of mind, knowing that if things go wrong, whether it’s a car accident, a break-in, or a health emergency, you’re financially covered and supported. More than that, insurance is empowerment, so you can pursue your goals and take risks knowing you have a safety net.
Car Insurance for Women Who Rule the Road
Whether you’re driving to work, on a road trip with friends, or simply running errands, your car is your freedom. Unfortunately, South Africa’s roads aren’t always safe, with risks such as hijacking and accidents on the rise.
Women need car insurance that offers:
- Comprehensive theft, accident, and damage cover
- Emergency roadside assistance
- Affordable premiums that suit your budget.
dotsure.co.za car insurance pretty much checks all these boxes. Plus, we make getting cover quick, affordable, and hassle-free.
RELATED: DOES INSURANCE COVER HIJACKING IN SA?
Motor Warranty Cover for Unexpected Repairs
Your car’s manufacturer warranty won’t last forever, and once it expires, a mechanical breakdown could leave you with a huge repair bill. Our motor warranty cover helps with the costs of expensive repairs or replacements, so you can keep your car on the road without breaking the bank.
Home and Contents Insurance
Your home is where your life happens. Home contents insurance covers everything from your appliances to your favourite handbag in the event of fire, theft, or damage.
Life Insurance for Long-Term Peace of Mind
Life insurance is about looking after the people who matter most. As the natural caregiver and breadwinner, you want to ensure your loved ones are financially protected if something happens to you. It’s a must-have if you have dependents, a bond, or other financial responsibilities.
Business Insurance for Female Entrepreneurs
Business insurance safeguards your income and assets if you’re an entrepreneur or freelancer. Whether it’s covering office contents, third-party liability, or interruptions, it’s essential for any woman building her empire.
Bonus: Pet Insurance for Women Who Love Their Fur Babies
Pet moms, this one’s for you! From surprise vet bills to routine check-ups, dotsure.co.za pet insurance helps you give your pets the best care without worrying about those vet bills.
Why Women Deserve Insurance That Works for Them
The best insurance for women offers you flexibility, affordability, and comprehensive protection. With dotsure.co.za, you can get instant quotes online, manage your policies with ease, and enjoy a range of cover options that’s as hardworking as you are.
Do you need a quick quote? Contact us today and we’ll find the right cover for you!
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KNOW YOUR RIGHTS WHEN PULLED OVER IN SOUTH AFRICA
Getting pulled over can make anyone feel like they have broken the law, even if it’s just a routine roadblock in South Africa. If you’re unsure what the law says about your rights when pulled over, let’s unpack what you need to know so you can stay calm, compliant, and confident the next time a blue light flashes behind you.
Pro tip: If you’re insured with dotsure.co.za car insurance, you already have peace of mind when something unexpected happens on the road. If not, maybe it’s time to change that? Get a quick quote right now and then come back to discover your legal rights at roadblocks and routine checks!
Understanding Your Rights When Pulled Over
In South Africa, you must stop when instructed by a uniformed traffic officer or police official. This isn’t optional. But while you’re obligated to stop, you also have rights to protect you from unlawful treatment.
- You can ask for identification from the officer. They must produce an official appointment certificate.
- You have the right to know why you were stopped, whether it’s a routine check or suspicion of an offence.
- You cannot be forced to pay cash on the spot for a fine. EFT or payment at the traffic department is the correct process.
Roadblocks in South Africa: What’s Legal and What’s Not
- K78 Roadblocks: These are planned and legally authorised by the National or Provincial Commissioner. Officers here have broader powers. They can search vehicles without a warrant if they have reasonable suspicion.
- Informal Checkpoints: These are your random license or sobriety checks. Officers cannot randomly search your car without consent unless they have probable cause.
Pro Tip: If you’re unsure whether it’s a K78, politely ask for the authorisation certificate. Yes, you’re allowed to do that.
RELATED: HOW TO CHECK YOUR DRIVING LICENCE STATUS IN SOUTH AFRICA
The Difference Between Roadblocks and Roadside Checks
- Roadblocks are fixed points with multiple officers and signage, usually checking licenses and registrations or enforcing laws.
- Roadside checks are usually just a single officer stopping cars for quick compliance checks such as licenses, tyres, lights or safety belts.
What Traffic Officers Can and Cannot Do
They can:
✔ Ask for your driver’s license and car registration.
✔ Issue fines for valid traffic violations.
✔ Impound a vehicle only under certain legal conditions (eg, if the car is unroadworthy).They cannot:
✖ Demand bribes or cash on the spot.
✖ Search your phone without a warrant or strong suspicion.
✖ Arrest you without cause.RELATED: WHAT MAKES A CAR UNROADWORTHY? HERE ARE 8 SIGNS
Search and Seizure: Know Your Rights
Officers may only search your vehicle if:
- It’s a K78 roadblock, or
- They have reasonable suspicion of an offence, or
- You give consent.
If they impound your vehicle, they must give you a written notice detailing the reason.
What To Do If Your Rights Are Violated at a Roadblock
- Stay calm.
- Take note of the officer’s name and badge number.
- If possible, discreetly record the interaction. Yes, it’s legal for your own safety.
- Report misconduct to the SAPS complaints division or a legal professional afterwards.
Practical Tips to Stay Safe and Compliant
- Keep your license and car documents up-to-date.
- Stay polite, even if the situation feels tense or you are frustrated.
- Never offer a bribe. It’s a criminal offence for both parties.
Roadblocks are there to keep roads safe, but understanding your rights when pulled over can help you avoid unnecessary stress.
Another tip for handling unnecessary stress is knowing you’re protected for the unexpected! Get peace of mind with dotsure.co.za car insurance. Get an instant quote online or contact us today.
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WHY DO CATS GO CRAZY FOR CATNIP?
From zoomies to full-body rolls and dreamy-eyed bliss, catnip can turn even the most serious feline into a playful kitten. But why do cats like catnip so much? And is it safe for your furry friend to indulge in this green herb regularly?
Just like pet insurance helps cover the unexpected, understanding your cat’s quirky behaviour can help you become a more confident pet parent!
What Is Catnip for Cats?
Catnip (Nepeta cataria) is a plant in the mint family, native to Europe and Asia, but it’s now widely grown around the world. What makes it so special for cats is a compound in its leaves and stems called nepetalactone. When cats smell catnip, the nepetalactone binds to receptors in their nose, stimulating the sensory neurons that affect mood and behaviour. The result? A short-lived burst of pure feline euphoria.
Why Do Cats Like Catnip?
The effects are neurological. When the nepetalactone compound hits your cat’s olfactory system, it sparks a reaction in the brain’s amygdala and hypothalamus, areas linked to emotions and behaviour.
This creates a variety of responses, including:
- Rolling, flipping, or rubbing
- Purring or meowing
- Playful zoomies or leaping
- Temporary hyperactivity followed by calm
The “high” typically lasts about 10 to 15 minutes. After that, your cat may lose interest until their senses reset.
RELATED: WHY DO CATS PURR?
Is Catnip Good for Cats?
Yes, in moderation. Catnip is perfectly safe and even beneficial for most cats, as it can:
- Encourage exercise in indoor or older cats
- Relieve stress and anxiety
- Stimulate mental enrichment and curiosity
- Be a positive training aid for scratching posts or toys
How Much Catnip Should You Give a Cat?
A small pinch of dried catnip is usually enough. You can sprinkle it on toys, scratching posts, or inside puzzle feeders. Alternatively, you can try:
- Catnip sprays (for sensitive noses)
- Catnip-stuffed toys
- Fresh leaves (grown in pots at home)
If your cat has a sensitive tummy or pre-existing conditions, speak to your vet before introducing catnip to their routine.
Protect Your Curious Kitten
Just as catnip provides fun and relief, pet insurance provides peace of mind for when life throws a curveball.
Visit dotsure.co.za to learn more about our custom pet insurance plans! Have any questions? Feel free to contact us!
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DOES INSTALLING A CAR AUDIO VOID THE WARRANTY?
There’s nothing quite like blasting your favourite playlist on a road trip. But sometimes those standard car radios just aren’t doof-doof enough, you know? So, does installing car audio void the warranty on your car? Not always, but it can if you don’t play by the rules.
Your car warranty is there to cover you when certain parts fail or need repairs due to breakdowns or mechanical failures, but aftermarket upgrades like that new sound system can raise red flags. Before you put all your money in the boot of your car, let’s unpack what you need to know.
RELATED: WHICH CAR MODS WILL VOID A WARRANTY?
What Does Your Car Warranty Actually Cover?
An extended car warranty usually covers mechanical and electrical failures such as engines, gearboxes, fuel systems, and onboard electronics. However, it doesn’t cover damage caused by aftermarket parts, dodgy DIY installations, or upgrades that compromise your car’s original systems.
So, if that booming subwoofer installation fries your electrical wiring, you could be left paying the repair bill yourself.
RELATED: WHAT DOES YOUR EXTENDED CAR WARRANTY ACTUALLY COVER?
Aftermarket Audio Upgrades: Do They Void a Car Warranty?
Simply adding an aftermarket sound system doesn’t automatically void your entire car warranty. But, as we mentioned previously, if the installation damages or interferes with the car’s electronics, sensors, or battery, your warranty on those affected components may no longer apply.
Manufacturers and dealers take no responsibility for non-OEM (Original Equipment Manufacturer) modifications. Basically, if they can prove the fault is linked to your new sound system, you’re on your own.
How to Install Car Audio Without Risking Your Warranty
Do you want to keep pumping up the jam and keep your warranty intact? Here’s how:
- Use a dealer-approved installer: Many dealerships have partnerships with trusted sound specialists.
- Choose high-quality components: Cheap, low-grade equipment is more likely to cause electrical problems.
- Get it documented: Keep your receipts and ask the installer to provide a professional report confirming they didn’t alter or damage the car’s wiring.
Dealer vs. Independent Installation: Which Is Safer for Your Warranty?
Dealerships will often charge more for audio installations, but they’ll usually ensure the warranty remains unaffected. Independent installers can be just as good, but the key is finding someone reputable who knows modern vehicles and their complex electronics.
If you go the independent route, ask them directly: “Can you install this without voiding my warranty?” The pros will know how to avoid warranty voids.
RELATED: RMI-APPROVED WORKSHOPS
FAQs About Car Audio and Warranties
What if I remove the sound system before claiming warranty?
If the damage was already caused by the installation, removing the system won’t help.
Is a warranty claim possible if I have proof of professional installation?
Yes. Documentation helps to prove you didn’t mess with the factory wiring.
RELATED: WARRANTY KNOW-HOW: YOUR MOST COMMON QUESTIONS ANSWERED
Our Final Song on Car Audio and Warranties
To answer the question, “does installing car audio void the warranty?”. Your killer sound system doesn’t have to kill your warranty. Just ensure it was professionally installed and that nothing interferes with your vehicle’s original wiring or electronics.
dotsure.co.za’s extended car warranty is designed to protect your car’s most vital parts. Do you need more info? Get a quick quote online or contact us for more info about how to keep your car parts in tune.
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HOW TO CALCULATE DOG YEARS: DOG AGEING EXPLAINED
For decades pet parents have followed the old rule that one dog year equals seven human years. While it’s a cute concept, it’s not scientifically accurate.
Understanding how dogs age can help you provide better care, and make more informed decisions about their health, including choosing the right pet insurance. After all, our four-legged companions have different needs at every life stage.
How to Calculate Dog Years Accurately
The traditional 1:7 ratio doesn’t take into account how dogs mature. For example, a one-year-old dog is more like a 15-year-old human when it comes to physical and emotional development. In reality, dogs age much faster in their first two years of life. Then the pace slows down, especially for smaller breeds.
How to calculate dog years more accurately:
- Year 1 = Roughly 15 human years
- Year 2 = Around 24 human years
- Each year after = Add 4 to 5 human years for small dogs, and 6 to 9 years for large or giant breeds.
This approach offers a more realistic view of your dog’s development and health needs.
Why Do Smaller Dogs Live Longer Than Larger Dogs?
Bigger dogs grow rapidly, which may accelerate the ageing process and lead to age-related illnesses earlier on. Research shows that for every extra 2 kilograms of body mass, a dog’s life expectancy drops by about a month. That’s why a Chihuahua might live 15 to 20 years, while a Great Dane might only live 7 to 10 years.
RELATED: HOW LONG DO CATS LIVE?
How Do Dogs Age? Stages of a Dog’s Life
Dogs, like humans, go through defined life stages. Each with specific health and lifestyle requirements:
Puppy (Birth to 7 months)
Rapid growth, high energy, and critical socialisation. Puppies need vaccines, training, and proper nutrition.
Junior (1 to 2 years)
Still maturing emotionally and physically. Adolescents may be more independent or distracted. This is a good time for behavioural training and spaying or neutering.
Adult (2 to 6 years)
Dogs are fully grown, with established personalities. Keep up with exercise, enrichment, and annual vet check-ups.
Mature (6 to 9 years)
You may notice a slight slowdown in activity. It’s time to watch for early signs of joint issues or dental disease.
Senior (7+ years for small breeds, 5+ for large breeds)
Seniors may sleep more, be less active, and require a specialised diet or mobility aids.
Geriatric (12+, varies by breed)
Dogs in this final stage need regular health monitoring, gentle care, and sometimes assistance with daily activities.
RELATED: STIFF COMPETITION: WHAT IS THE BEST JOINT CARE FOR DOGS?
Dog Age Chart by Breed Size
Here’s a general reference for how dog years stack up by breed size:
How to Care for an Ageing Dog
Getting older isn’t easy, even for dogs. But with a little extra love and proactive care, senior dogs can enjoy their golden years comfortably.
Tips for caring for older dogs:
- Schedule more frequent vet visits (every 3 months is ideal)
- Adjust diet for joint, kidney, or digestive support
- Provide soft bedding and non-slip surfaces
- Keep walks shorter but regular
- Look out for changes in behaviour, appetite, or movement.
At dotsure.co.za, we know your dog is part of the family. Want to know how we can support your pet’s health journey? Contact us today to find the cover that fits your dog’s age, breed, and lifestyle.
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FIERCE WOMEN IN MOTORSPORTS
We’re spotlighting some of the incredible women in motorsports who are transforming the track as we know it! Once seen as a male-dominated lane, motorsports is embracing a dynamic shift where women accelerate change, set new records, and redefine what’s possible when they’re in the driver’s seat.
Maybe you’re not tearing up the track, but your daily drive still deserves winning protection. Get a quick car insurance quote with dotsure.co.za and cruise with confidence.
RELATED: THE SAFEST CARS FOR WOMEN IN SOUTH AFRICA
Tasmin Pepper
VW Cup racer Tasmin Pepper has competed on international stages such as the W Series. Not only is she a fierce competitor, but she is also an inspiration for many young women with a need for speed. Tasmin has also coached young Tyler Robinson, who debuted on the karting track at only 9 years old.
Nicole van Aswegen
Known as South Africa’s fastest female superbike racer, “Nix21” has competed against some of the top female riders from around the world. An adrenaline junkie at heart and an inspiration to young girls across South Africa, Nicole is a rider who proves that if you keep racing for your dreams, you can achieve anything.
Morongoa (Mo) Mahope
The first black female superbike racer in South Africa, Morongoa Mahope aka “Mo83”, only learned how to ride a bike at 30. However, it’s been full throttle ahead ever since, with a fierce determination to prove that motorsport and women do belong together.
Morongoa Mahope and Nicole van Aswegen are also South Africa’s only female superbike racing duo. They have established a non-profit company called Basadi in Motorsports. Their aim? By focusing on rider development and safety campaigns, they’re bringing the world of motorsports to a female audience and creating opportunities for women on the track.
Emma‑Rose Dowling
South Africa’s karting prodigy, 14-year-old Emma‑Rose Dowling, recently represented the FIA Women in Motorsports Commission at the 2025 FIA Karting Academy Trophy in Valencia. Racing under the Toyota Gazoo Racing Junior Academy flag, she’s earned podiums in the Rotax Junior MAX series and continues to gain vital experience across Europe.
Chloe Stuart
As a karting champion turned single-seater contender, Chloe is quickly building her profile and filling her trophy cabinet. Her journey illustrates the hard work and dedication of women climbing the motorsports ladder.
Hannah Lee Daniel
At just 17, Durban-born Hannah Lee Daniel races in the national MSA4 single-seater, regional Rotax DD2, and Rok OK-N karting series. Inspired by Formula 1 role models, she focuses on success that inspires other women.
Ready to Hit the Track with Confidence?
Whether you’re a fierce woman in motorsport or just making school laps, every drive matters! With dotsure.co.za car insurance, we’ll keep you covered at every turn. Do you need some more info? Contact us today and we’ll help you customise your car cover.
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WHY DO CATS PURR? DIFFERENT WAYS CATS COMMUNICATE
Cats might be mysterious, but one thing is certain: they’re always communicating, just not in ways we understand immediately.
Because changes in behaviour can sometimes signal illness or pain, it’s important for pet parents to pay close attention. That’s where pet insurance can come in handy, by helping you stay on top of vet visits if your kitty suddenly becomes unusually vocal or withdrawn.
What Does It Mean When a Cat Purrs?
The soothing sound of a cat’s purr is often associated with happiness, but it can also be more complex than that. Most commonly, cats purr when they’re relaxed or being petted. But they may also purr when they’re scared, in pain, or even during recovery from illness. Vets believe this may be a self-soothing mechanism.
How Cats Purr to Communicate
Unlike dogs, cats don’t always wear their hearts on their sleeves. Purring is a more subtle form of communication, often used to bond with humans or seek attention. Kittens begin purring as early as a few days old to let their mothers know they’re okay, and cats often carry this instinct into adulthood with their human families.
How Do Cats Communicate Besides Purring?
Cats use a combination of vocalisations, body language, and behaviour to express their needs and moods.
Other Verbal Communication
- Meowing: Usually directed at humans, not other cats. It can signal hunger, loneliness, or simply a request for attention.
- Chirping & Chattering: These cute sounds often happen when they see birds or are excited by play.
- Hissing or Growling: A warning to stay away. Your cat is scared or agitated.
Cat Body Language
Understanding feline body language can go a long way to strengthening your bond.
Tail Talk
- Upright Tail: Friendly and happy.
- Wagging or Twitching Tail: Agitated or unsure.
- Puffed-Up Tail: Frightened or feeling threatened.
Eyes & Ears
- Slow Blinks: A sign of affection. It’s like a kitty kiss!
- Dilated Pupils: Excitement or fear.
- Flattened Ears: Defensive or scared.
- Forward Ears: Curious or relaxed.
Touch
- Head Butts (Bunting): Marks you as their person. Consider it a compliment!
- Kneading: A throwback to kittenhood and a sign of comfort.
Building a Bond with Your Cat
Cats may have a reputation for being aloof, but they form strong attachments when they feel safe and understood. Building that trust means learning to read their cues, respecting their space, and responding gently.
Reading the Signs
If your cat suddenly changes their behaviour, it could signal a health issue. A check-up with the vet is always a good idea, and that’s when having pet insurance from dotsure.co.za can help you manage the costs.
Want to learn more about keeping your cat healthy and happy? Contact us today to explore our cat insurance plans tailored for your companion.
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CELEBRATING WOMEN IN THE AUTOMOBILE INDUSTRY
The automobile industry in South Africa is full of revved-up females! Despite the stigmas and stereotypes out there, more and more women leaders in auto repair are showing us that this male-dominated field is no longer off-limits. And, at dotsure.co.za, we’re all about supporting those who drive change.
RELATED: FIERCE WOMEN IN MOTORSPORT
Meet Charmaine Pule: A Leader in Auto Body Repairs
Charmaine Pule is a Director at DME Auto Body Repairs, where she plays a pivotal role to ensure high-quality service and fostering a positive work environment.
What Does It Mean to Be a Director?
Team Management:
“I oversee the team of auto body repair technicians and coordinate their work schedules, assignments, and training. I ensure the team works efficiently to meet deadlines and maintain high-quality repairs.”
Customer Relations:
“I interact with customers, providing estimates for repairs, explaining the repair process, and addressing any concerns or questions they may have. Maintaining excellent customer service is crucial for customer satisfaction and retention.”
Safety Compliance:
“Safety is a top priority for me. I enforce safety protocols and ensure that all employees follow proper safety procedures to prevent accidents and injuries.”
Equipment Maintenance:
“I ensure that all tools and machinery are in good working condition and arrange for repairs or replacements as needed.”
Training and Development:
“I identify training needs for the staff and provide opportunities for skills development. This includes staying updated with the latest repair techniques, technology, and industry trends.”
Business Development:
“I am involved in business development activities, such as networking with potential clients, collaborating with insurance companies, and promoting the shop’s services to increase business opportunities.”
Challenges for Women in the Automotive Industry
“Operating as a female in a male-dominated industry, such as auto body repairs, can present several unique challenges. These challenges, I have noticed, arise due to traditional gender stereotypes, cultural norms, and ingrained biases within the industry.
Some of the key challenges I have faced as a female include:
- Gender bias and stereotypes
- Lack of representation
- Unequal opportunities
- Balancing work-life demands.
Despite these challenges, I am proudly growing by leveraging unique perspectives, communication skills, and problem-solving abilities in this male-dominated industry. I have vowed to create a supportive workplace culture, fostering diversity and inclusion, and promoting gender equality initiatives that help to address these challenges and create a more equitable environment for all employees.”
Inspiring the Next Generation of Women in the Automobile Industry
“There was a time when I entered a panel shop, and only men were working there. All of them were between the ages of 45 and 70. Only one woman was working there, the cleaner. This is when I decided to follow this career. I was certain that I wanted to alter the perspective. I wanted to make a difference. I tried to influence how people, and especially young people, view the automotive business. I wanted to run a repair shop. In addition, I wanted to support women to become technicians and executives in the car body restoration sector. I wanted to encourage more young people to enter the profession. So, now I am here helping to develop the next generation of automotive leaders, as I believe they will make a positive impact on the industry.”
Advice for Aspiring Women in the Automobile Industry
“For females in the auto body repair industry, pursuing a career in a male-dominated field can be rewarding and challenging. Here are some pieces of advice to help navigate and succeed in this industry:
- Believe in yourself and your abilities.
- Embrace learning new skills.
- Find mentors and allies who can provide guidance and support.
- Develop strong communication skills.
- Ignore stereotypes and prove your capabilities through your actions and dedication.
- Engage in industry events, workshops, and conferences. Networking can open doors to new opportunities and help you build a strong professional network.
- Look for employers and workplaces that foster an inclusive and respectful environment.
- Support other women in the industry. Encourage and uplift one another, and together, you can contribute to breaking down gender barriers.
- Take pride in your work and celebrate your accomplishments.
Remember, your gender does not define your abilities. By staying committed to your goals, continuously improving your skills, and embracing your passion for auto body repairs, you can thrive in this challenging yet rewarding industry.”
Final Thoughts
Women like Charmaine Pule are proof that the automobile industry is evolving for the better. Whether you’re in the workshop or just on the road, you deserve cover that supports you, too. Get a quick motor warranty quote from dotsure.co.za today and enjoy the ride knowing you’re protected.
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WARNING: DRIVING WITH KILLER HEELS IS DANGEROUS!
Driving with heels may look stylish, but it’s not exactly the safest way to hit the road. Your choice of footwear can make a big difference when it comes to how quickly and safely you can react behind the wheel. So, let’s talk about the risks of driving with heels and which shoes are best for the road.
Driving without car insurance? We’d say that’s pretty dangerous too! Get tailored cover today so that you’re protected on the road!
Is it Okay to Drive with High Heels?
Technically, yes. It is possible to drive with high heels, but it’s not recommended. Heels can make it harder for you to press the pedals correctly.
- The narrow heel can slip off the pedal.
- Your foot angle is awkward, which can reduce control.
- Thicker platforms or wedges limit pedal sensitivity.
Pro tip: Keep a pair of flat shoes or driving shoes in your car and switch out your heels when you get behind the wheel. You can still arrive in style but at least you’ll get there safely.
RELATED: THE UNWRITTEN ROAD RULES FOR FEMALE DRIVERS
What Is the Best Footwear for Driving?
The best shoes for driving in South Africa are ones that give you maximum control, flexibility, and grip. Thin-soled sneakers or flat loafers allow you to feel the pedals while keeping your foot steady. Driving shoes made with rubber soles and soft leather are ideal because they don’t slip off.
How Does Footwear Affect Driving Safety?
Your footwear affects your reaction time and control. Shoes with thick soles, heels, or heavy boots can limit pedal feedback. Even flip-flops are risky because they can get caught under the pedal or slip off entirely.
What Shoes Should You Avoid When Driving?
- High heels or wedges: awkward angles and reduced control.
- Flip-flops: too loose and slippery.
- Heavy boots: bulky and reduce pedal feel.
- Platform shoes: no flexibility and can delay braking response.
RELATED: IS IT ILLEGAL TO DRIVE BAREFOOT?
Safety First
Driving with heels is risky business. It’s better to keep a pair of comfy flats or sneakers in your car to swap out before driving. And while you’re thinking about safety, remember that having reliable car insurance from dotsure.co.za is another smart move.
Are you already insured with us? Log in to your manage portal to check your cover or contact us if you have any questions.
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WHEN WILL THE DEMERIT SYSTEM BE IMPLEMENTED IN SOUTH AFRICA?
South Africa’s demerit system (under the AARTO Act) has been in the works for years, due in part to pandemic delays and legal reviews. While earlier plans set triggers in 2020 and 2021, we now finally have clarity on what’s coming.
Do you need clarity on your car insurance cover with dotsure.co.za? Log in to Manage Portal or contact us and we’ll help you out!
What Is the AARTO Demerit System?
The Administrative Adjudication of Road Traffic Offences (AARTO) Act introduces a demerit point system aimed at disciplining drivers via administrative penalties. This Act decriminalises many minor traffic infringements and shifts the burden off overcrowded courts.
When Will the Demerit System Be Rolled Out?
- December 1, 2025: AARTO’s digital infrastructure and fine-processing system will go live in the first 69 municipalities, which are major metros like Johannesburg, Cape Town, and Pretoria.
- February 1, 2026: A further roll‑out to remaining municipalities.
- September 1, 2026: The full demerit point portion officially kicks in. This means accumulating 15 points will lead to licence suspension, with subsequent suspensions possibly resulting in cancellation and the need to reapply.
How Does the Demerit Point System Work?
Every South African driver will start off with zero points on their driving licence, and for every infringement, they will gain points according to the severity of their offence.
You could be fined anywhere between 1 point (for example, operating a vehicle with a damaged light) and up to 6 points (for example, failing to stop your vehicle for a traffic officer).
The aim of the game is to keep your points as low as possible, because once you reach 15 points you will be disqualified from operating a vehicle for a specified amount of time.
The Points Breakdown for Various Offences
1 Demerit point
- Driving an unregistered vehicle
- Driving an unlicensed vehicle
- Driving a vehicle with the licence plate not visible
- Driving while holding and using a cell phone
- Skipping a stop sign (light vehicles)
- Skipping a red light (light vehicles)
- Failing to yield to a pedestrian
- Overtaking across a barrier line (light vehicles)
2 Demerit points
- Skipping a stop sign (buses, trucks)
- Skipping a red light (buses, trucks)
- Overtaking across a barrier line (buses, trucks)
- Driving 81-85 km/h in a 60 km/h zone
- Driving 121-125 km/h in a 100 km/h zone
- Driving 141-145 km/h in a 120 km/h zone
3 Demerit points
- Driving 106 -110 km/h in an 80 km/h zone
4 Demerit points
- Driving without a driving licence
- Driving 131-135 km/h in a 100 km/h zone
- 151-155 km/h in a 120 km/h zone
5 Demerit points
- Overloading a vehicle with max 56 000 kg combination mass by 12-13,99%
6 Demerit points
- Driving under the influence of an intoxicating substance
- Driving 100 km/h+ in a 60 km/h zone
- Driving 120 km/h+ in an 80 km/h zone
- Driving 140 km/h+ in a 100 km/h zone
- Driving 160 km/h+ in a 120 km/h zone
What Happens If You Exceed the Points Limit?
Your licence is suspended when you hit 15 demerit points, and every point beyond that adds another month of suspension. If you reach three suspensions, your licence will be revoked.
How to Prepare for the Demerit System
- Keep an eye on AARTO communications.
- Maintain a clean driving record.
- Pay or dispute fines within 32 days to reduce costs.
- Follow road laws.
- Track your demerit points as AARTO kicks in.
The AARTO demerit system may feel overwhelming, but knowledge is power. Understanding when it will be implemented in South Africa helps you stay ahead.
Do you need car insurance that works with your lifestyle? dotsure.co.za’s Name Your Price™ gives you flexible, affordable cover to protect your ride, whether AARTO is in full swing or not. Get your free quote today!
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TYPES OF HOUND DOGS: CHARACTERISTICS, TRAITS AND CARE GUIDE
These clever canines were bred for hunting, tracking, and trailing. Today, you can find many of them tracking down snacks and hunting for the comfiest spot on the couch. Whether it’s a beagle, basset or dachshund, understanding the types of hound dogs and their unique characteristics is key to choosing the right one for your family.
Psst!!! at dotsure.co.za, we offer tailored pet insurance for every hound dog out there! Get a quote and protect your bestie today.
RELATED: UNDERSTANDING BREED STANDARDS
What Sets Hound Dogs Apart? Traits and Temperament Unpacked
Hound dogs are one of the oldest dog groups in history, with instincts as strong as their loyalty.
Key hound dog traits include:
- Sharp senses, especially smell or sight
- A stubborn streak for independence
- Vocal communication. For example, a Dachshund will never hesitate to tell you when they are happy, irritated or hungry.
- High energy levels
- Extremely intelligent.
Exploring the Different Types of Hound Dogs
Scent Hounds: The Tracking Experts
Scent hounds such as the Bloodhound or Beagle are built to sniff out everything from missing people to dropped food. Their long ears help funnel smells toward their noses, making them some of the best trackers in the world.
Sight Hounds: The Speedsters
Sight hounds rely on their vision and speed to chase prey with their long legs, lean frames, and fast reflexes. Don’t challenge Greyhounds and Afghan Hounds to a race, they’ll run circles around you!
5 Popular Hound Dog Breeds and What Makes Them Special
Beagle
Small but mighty, Beagles are friendly, curious, and great with children. Their size and playful personality make them one of the most popular hound dog breeds in South Africa.
Fun fact: Beagles are used in pet therapy because of their gentle and affectionate nature!
Basset Hound
With their long bodies and short legs, they will charm their way into your heart any day. Basset hounds are loyal, a little lazy, and completely irresistible with their droopy eyes and floppy ears. And, thanks to their powerful nose, they make great detectives should you need one.
Greyhound
Greyhounds are surprisingly relaxed despite their need for speed. They’re quiet, sleek, and love lounging around just as much as they enjoy a good zoomies session.
Bloodhound
The ultimate tracker with a sniffer so sharp it holds up in court! Bloodhounds are friendly giants that need space and much mental stimulation.
Afghan Hound
A fashion icon in the dog world. Afghans are graceful, a little goofy, and very independent. Their silky coat needs heaps of grooming, but their loyalty runs deep. While not the most common hound breed in South Africa, they are known for turning heads worldwide.
RELATED: TOP 5 RAREST DOG BREEDS IN SOUTH AFRICA; SERVICE DOGS: THE IMPORTANCE OF PROFESSIONAL PUPS
Honourable Hound Mentions
There’s no such thing as too many hounds! Here are a few more favourites:
- Dachshund: The “sausage dog,” brave and bold with a big bark.
- Rhodesian Ridgeback: Known for guarding and endurance.
- Whippet: A “mini” Greyhound, perfect for smaller spaces and laps.
- Harrier: Great with kids and built for stamina.
- Norwegian Elkhound: A hound with thick fur and a big bark, ideal for colder climates.
RELATED: TOP 10 MOST POPULAR DOG BREEDS IN SOUTH AFRICA
How to Care for a Hound Dog: Tips for Happy, Healthy Pets
Caring for a hound dog means keeping their mind and body stimulated.
- Exercise: Regular walks, play sessions, and scent games.
- Diet: High-quality food that supports joint and energy health.
- Grooming: Short-haired breeds need less brushing; long-haired hounds such as Afghans need regular grooming sessions.
- Training: Start early and use positive reinforcement. You don’t want a stubborn hound.
Should You Adopt a Hound Dog?
If you want a loyal, clever companion with a bunch of personality, a hound might be the dog for you. Just be ready for howling, zoomies, and a little stubbornness. Protect them with dotsure.co.za pet insurance, no matter what type of hound dog you choose. From vet visits, illnesses, and accidents, we’ve got them covered!
Get a quick quote online today or contact us for more info.
RELATED:
TOY DOG BREEDS: THE LITTLE PUPS WITH BIG ATTITUDESHERDING BREEDS: DOGS WITH LEADERSHIP INSTINCTS
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TOP 15 FOODS DOGS SHOULD NEVER EAT AND WHY
Let’s face it: dogs will eat just about anything. Biltong scraps, a rogue carrot, your favourite pair of socks, their own… You get it. If it’s on the floor or within reach, it’s fair game. But when it comes to actual food, some of the human snacks we love can be dangerous for our furry friends. So, knowing the foods dogs should never eat isn’t just useful; it could save your pet’s life.
With dotsure.co.za, those “Oops, my dog ate (insert toxic human food here)” moments don’t have to be so scary. Our pet insurance for dogs helps cover emergency care, from licking up some gauc to ingesting lingerie (yes, this happens)!
RELATED: HUMAN FOODS CATS CAN AND CAN’T EAT
Why Your Dog’s Diet Matters
You love your dog like your family, but they can’t exactly eat what is served at the family dinner table. Many of the foods we eat can be toxic to them and cause symptoms such as vomiting, seizures, organ failure, or worse.
Feeding your dog the right food based on their age, breed, and weight is one of the most important things you can do to protect their health. Always consult your vet regarding your dog’s dietary needs.
Top 15 Poisonous Foods for Dogs
These are the 15 most toxic foods for dogs, with the reasons why they’re risky:
Chocolate
Chocolate contains theobromine and caffeine, which are stimulants that dogs process much more slowly than we do. The darker the chocolate, the more dangerous it is because of the higher levels of these compounds. If ingested, it can cause vomiting, tremors, and even heart failure.
Grapes and Raisins
Some dogs can be more sensitive than others, but even small amounts can lead to sudden acute kidney failure. If you suspect your four-legged friend has eaten some grapes or raisins, contact your vet ASAP.
Onions and Garlic
The thiosulfate in onions and garlic attacks red blood cells, leading to anaemia. They are dangerous whether raw, cooked, or powdered.
Xylitol (found in sugar-free gum and snacks)
This common sugar substitute can cause liver failure, seizures, and hypoglycaemia. Always read your labels and ensure those diet-friendly snacks are out of reach!
Alcohol
Dogs absorb alcohol much faster than we do, so even one sip is dangerous. It depresses your dog’s central nervous system and can cause vomiting, difficulty breathing, and coma.
Caffeine
While coffee, tea, and energy drinks may give you the kick you need to tick off your to-do list, caffeine is the last thing dogs need in their diet. Dogs are much more sensitive to its effects, and consuming it can lead to hyperactivity, seizures, tremors, high blood pressure, and hyperthermia.
Macadamia Nuts
The exact reason why macadamia nuts are toxic for dogs is unclear, but these nuts are amongst the top human foods to avoid giving your pup! Symptoms include vomiting, weakness, hyperthermia and depression.
Avocados
Great for nachos, not great for our furry amigos! The persin in avocados can cause an upset stomach, diarrhoea, and fluid build-up around the heart or lungs in large amounts.
Cooked Bones
Cooked bones splinter easily, tearing the digestive tract or causing a blockage. Stick to vet-approved chew toys.
Fat Trimmings
Too much fat can lead to pancreatitis, a painful and potentially fatal condition.
Salty Snacks
Chips, biltong and processed snacks contain too much salt, which leads to dehydration, tremors, and sodium ion poisoning.
Yeast Dough
Raw dough rises in your dog’s stomach, causing bloating and discomfort. Plus, fermentation can produce alcohol, which we know is super dangerous, too.
Dairy (in large amounts)
Dogs don’t produce much lactase, so dairy often causes bloating, gas, and diarrhoea.
Raw or Undercooked Meat
“But that’s what dogs ate in the wild”. We know your dog isn’t hunting for their food like their ancestors. Vet-approved raw foods are A-Okay with us. But some uncooked meat can carry bacteria like Salmonella or E. coli, which means a lot of discomfort for your pup and a hefty vet bill for you.
Mouldy or Spoiled Food
If it’s not good enough for you, it’s not good enough for them. Mould can contain tremorgenic mycotoxins, which cause seizures.
Top Tip: Print this list and stick it on the fridge for friends, family or visitors to see! It will make everyone think twice about the human foods they share with your dog.
What to Do If Your Dog Eats Something Toxic
Accidents happen. Sometimes a sausage dog’s short legs are too fast; before you know it, that fallen grape has disappeared! Here’s what you should do right away:
Step 1: Don’t panic
Check the packaging if possible, and estimate how much they ate.
Step 2: Call your vet or an emergency animal clinic
Expert advice is always best. Describe the symptoms, quantity, and food involved and follow their instructions.
Step 3: Skip the Google remedies
Activated charcoal or inducing vomiting might help, but only if directed by a professional.
When to Call the Vet Immediately
Contact your vet ASAP if you spot any of these signs after your dog swallows something they shouldn’t:
- Vomiting or diarrhoea
- Drooling or panting
- Tremors or seizures
- Lethargy or collapse
- Pale gums or bloated belly.
As pet parents, you know your dog best, so trust your gut and if something feels off, call the vet!
How Pet Insurance Can Help With Emergencies
With dotsure.co.za pet insurance, if your dog has taken a bite out of something they shouldn’t have, we’ll help take the bite out of the vet bills in case of emergency treatment!
Here’s how we help:
- Cover for accidents such as poisoning
- Emergency treatment and hospitalisation
- Diagnostic tests and follow-ups.
Do you want to know more about our plans and what we cover? Contact us today and chat to one of our friendly agents! If you already have pet insurance, visit the Manage Portal online and review your policy details to ensure you’re covered.
Our Final Food for Thought
A few things make the list of foods dogs should never eat. But now you’re equipped with the know-how to keep your bestie safe, and with dotsure.co.za here to help, a backup plan if they ever sink their teeth into something they shouldn’t. Protect them with SA’s #1 Pet Insurer today!
RELATED: HOW TO MAKE LIP-SMACKING HOMEMADE DOG BISCUITS;
THE MOST COMMONLY INGESTED FOREIGN OBJECTS IN PETS -
ARE ASIAN CAR BRANDS CHANGING THE GAME IN SOUTH AFRICA?
In recent years Asian car brands have gained serious traction in South Africa. These vehicles are becoming top contenders for drivers who want value without compromise. And with so many new models on offer, it’s more important than ever to ensure you’re protected with the right car insurance.
RELATED: TOP INSURED CAR BRANDS IN SA
Chinese Car Brands
Once met with skepticism, Chinese cars in South Africa are proving their worth in quality, design, and reliability.
BYD
Short for “Build Your Dreams”, BYD is revolutionising the EV market. Its Atto 3 has already made a splash globally and is now available in South Africa, offering an electric driving experience at a competitive price.
NIO
Although not officially launched locally, NIO’s buzz in the global EV space is undeniable. Known for its sleek designs and battery-swapping innovation, this Chinese brand could soon shake up South Africa’s premium EV sector.
Geely
Geely’s quiet rise is turning heads. With ownership stakes in Volvo, Lotus, and Proton, Geely delivers stylish and high-quality vehicles like the Coolray, already available in some markets.
GWM
Already a well-known name, GWM (Great Wall Motors) and its Haval sub-brand are surging in popularity. The P-Series bakkie and H6 SUV have been standout performers, offering both durability and modern tech.
Japanese Car Brands
Japanese car brands have long been a staple in South Africa for their dependability and lower maintenance costs.
Toyota
An all-time favourite, Toyota continues to dominate local sales charts with models like the Hilux, Fortuner, and Corolla Cross. Their balance of reliability and resale value is tough to beat.
Honda
Honda cars, such as the Ballade and HR-V, are practical and efficient with a reputation for longevity. Ideal for daily commuters and families, Honda is a quiet achiever on our roads.
Nissan
Nissan’s Navara, Qashqai, and Magnite bring strong design and innovation to the SUV and crossover market. With local manufacturing and solid dealer support, Nissan remains a dependable option.
Subaru
For drivers who love adventure, Subaru offers all-wheel-drive performance with models like the Forester and Outback. Known for their safety and handling, they’re a niche favourite with loyal fans.
South Korean Car Brands
Cars from South Korea are proving you don’t have to sacrifice style for substance.
Hyundai
Hyundai’s Tucson, i20, and Creta are packed with features that punch above their price range. With long warranties and a reputation for reliability, Hyundai is a strong contender in every segment.
Kia
Kia has transformed from budget brand to style leader. The Sonet, Seltos, and Sportage offer youthful flair and comfort, making them popular choices amongst urban drivers.
Genesis
Genesis, Hyundai’s luxury arm, isn’t yet widely available in South Africa, but the buzz is building. Known for world-class interiors and premium features, Genesis could soon challenge luxury wheels on local soil.
Indian Car Brands
Indian car brands have been gaining momentum in South Africa for several years now, offering affordability and ruggedness that suit local needs.
Tata Motors
Tata has long been known for commercial vehicles, but its passenger cars are becoming more refined. With budget-friendly options like the Tiago, Tata appeals to first-time buyers and value-seekers.
Mahindra
Mahindra has earned its place in the local market with the Scorpio-N SUV and Pik Up bakkie. Built for durability, Mahindra’s vehicles are especially popular in rural and off-road applications.
Maruti Suzuki
Maruti Suzuki powers many of the Suzuki models sold in South Africa, including the Swift and Dzire. Known for fuel efficiency and easy maintenance, they’re ideal for urban life and tight budgets.
Ready to Hit the Road?
Make sure your trusted ride is backed by insurance you can count on. dotsure.co.za offers customisable car insurance options (with exclusive benefits) to suit your lifestyle.
Thinking of switching? Contact us today, and let’s get you on the road!
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HOW TO AVOID CAR THEFT IN SOUTH AFRICA
Car theft is a growing problem in South Africa. No car, regardless of make or model, is completely immune. With syndicates getting smarter and theft methods more sophisticated, it’s essential to take proactive steps to protect your vehicle. While practical precautions go a long way, having reliable car insurance is essential in case the worst happens.
RELATED: DOES INSURANCE COVER HIJACKING?
Why South African Car Theft Is a Growing Concern
South Africa continues to experience high rates of vehicle theft. According to crime statistics, thousands of cars are stolen each year, many of which are never recovered. Whether for illegal resale, parts stripping, or cross-border smuggling, stolen vehicles are in high demand. It’s not just luxury SUVs or bakkies that are targeted. Everyday cars used for school runs or commutes are also on the hit list.
Key Risk Factors That Make a Car a Theft Target
What makes a car a target? Thieves typically go for vehicles that are:
- Easy to break into or start without detection
- Parked in poorly lit or isolated areas
- High in resale value or parts demand
- Frequently driven models, which blend into traffic
- Lacking visible or audible anti-theft deterrents.
Practical Tips on How to Prevent Car Theft
Use Anti-Theft Devices
Popular options include steering wheel locks, gear locks, immobilisers, alarm systems, and GPS trackers. Many criminals will move on if they see even one of these installed, especially devices that are visible from outside the vehicle.
Avoid Parking in High-Risk Areas
Always aim to park in well-lit, secure, and monitored areas. If possible, choose parking spots covered by CCTV or patrolled security. Avoid leaving your car in the same public spot overnight, and try to vary your parking habits to avoid being monitored by syndicates.
Don’t Leave Valuables in Sight
A handbag, phone, or laptop bag left on the seat (even if empty) can tempt thieves to break in. Always lock away valuables in the boot or take them with you. Smash-and-grab crimes are a major contributor to vehicle damage and theft.
Lock Up. Always
It sounds basic, but how do you prevent car theft? Start by locking your car, even if you’re stepping away for just a minute. Be aware of remote jamming and always confirm that your car is locked by physically testing the door handle before walking away.
How Anti-Theft Tech Can Help
Today’s technology offers drivers more tools than ever before to protect their vehicles. Real-time tracking devices can help you and authorities recover a stolen car faster. Some systems allow remote shutdown of the vehicle, while dash cams with parking mode can act as a deterrent and evidence collector.
Here’s a bonus: dotsure.co.za car insurance includes the installation of a state-of-the-art telematics device by Netstar. This smart system notifies you when entering unfavourable areas, and offers quick access to our emergency line, amongst other benefits.
What to Do if Your Car Gets Stolen
If your car is stolen:
- Report it to the SAPS immediately with your vehicle’s details.
- Notify your car tracker company (if installed) for immediate action.
- Contact your insurance provider to start the claims process.
- Alert your bank if your car is financed.
Acting quickly increases your chances of recovery and smooths the insurance claim process.
How Car Insurance Helps After a Theft
Even the best precautions aren’t foolproof. That’s why comprehensive car insurance is essential. It covers theft, damage caused during attempted theft, and other risks such as hijacking or malicious damage.
At dotsure.co.za, we offer customisable car insurance designed to keep you covered when it matters most.
Need help protecting your car? Contact us today, or simply hop online to get a quote!
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EXPERT VET TIPS FOR FOREIGN BODY OBSTRUCTION IN DOGS
When it comes to foreign body obstruction in dogs, vets have seen it all! This month, we spoke to Dr Gerna Smit from Hoogland Dierekliniek in Centurion to dig into why dogs swallow the weirdest things, how to handle it when they do, and how to protect your pet (and your bank account) with the right cover from dotsure.co.za.
What Is Foreign Body Obstruction in Dogs?
Foreign body obstruction happens when something your dog swallowed gets stuck in the digestive tract. It’s more than just an upset tummy, and if left untreated, it can become life-threatening. Whatever your dog has swallowed can block their intestines and require urgent medical attention.
RELATED: THE MOST COMMONLY INGESTED FOREIGN OBJECTS IN PETS
Expert Vet Q&A with Dr Gerna Smit
How common is it for pets to ingest foreign objects?
“Relatively common”
What are some of the most unusual items you’ve seen a pet swallow?
“A cellphone many years ago, and an Asterix and Obelix toy from a Kinder Joy sweet.”
Are there specific types of toys or household items that pose a higher risk?
“Socks, underwear, rope toys, mielie cobs, rubber toys that can be destroyed. The stuffing from soft toys and round pebbles also pose a risk.”
What steps should a pet parent take if they suspect their pet has ingested a foreign object?
“Take them to a vet and ask them to perform an ultrasound and X-rays.”
What can pet parents do to prevent their pets from ingesting harmful objects?
“Supply them with safe chew toys and discard damaged toys.”
Any last thoughts on the topic?
“There will always be a first time, but often it’s not the last. Some dogs are serious repeat offenders. In Bassets, it’s a stone until proven otherwise. In Bull Terriers, it’s a mielie cob.”
More About Our Vet of the Month
Tell us a little more about you and what you do.
“I have been qualified for 30 years. Always worked in small animal practice with a special interest in medicine. I also have two children and two grandchildren, and I love to cook.”
What inspired you to become a vet?
“My Dad. I also shadowed Dr Humphreys in Somerset West for many years.”
Do you have any pets?
“Mira, Great Dane. 5 years old. Only trusts ladies.
Snippie, Yorkie. 8 years old. Very neurotic.
Kiwhi, Maine Coon. 2 years old. Princess.”
Protect Them With SA’s #1 Pet Insurance
As Dr Gerna Smit said, some pets are repeat offenders, and those vet bills can add up fast! That’s why dotsure.co.za offers tailored pet insurance that can help cover accidental ingestions and emergency vet visits!
Do you need to speak to us? Get in touch or get a quote online in minutes.
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WHERE TO START WHEN IT’S TIME FOR A NEW CAR
We’ve all been there. Your trusty ride starts sounding a bit rough, repairs are getting more frequent, and the fuel bill is starting to feel personal. When you decide it’s time for a new car, the next steps can become overwhelming. For many South Africans, the decision involves affordability, safety, and lifestyle. And yes, that means getting car insurance, too.
At What Point Is It Time for a New Car?
Your car needs to take you from point A to B, safely. If it seems like it can’t do that anymore, it’s time to say goodbye.
Weighing Repair Costs vs Long-Term Reliability
Issue
What it Could Mean
Frequent, costly repairs
Your car might be more expensive to maintain than it’s worth.
One major repair (gearbox, engine) costs more than half the car’s value.
Time to consider an upgrade.
Unreliable starts
Your vehicle may no longer be roadworthy or safe.
Outdated safety features
Newer models offer better protection for you and your passengers.
Poor fuel economy
You’re spending more than you need to every month.
Persistent check engine light
Something could be seriously wrong under the hood.
RELATED: SIGNS YOUR CAR IS NOT ROADWORTHY
What to Do First When Getting a New Car
So, you’ve decided to take the plunge. Great! But before you run off into the sunset with a shiny new set of wheels, here’s where to start.
Setting a Realistic Budget
Remember to factor in the costs of fuel, insurance, maintenance, licensing fees, and potential finance charges. Don’t forget to look at the total cost of ownership, not just monthly instalments.
Researching Models That Fit Your Needs
Do you need boot space for kids and groceries? Or something compact for city traffic? Compare makes, models, and reviews. Keep reliability, resale value, and the service network in mind.
RELATED: HIDDEN COSTS OF CAR OWNERSHIP
What Is the Best First Car in South Africa?
Buying your first car? Start here.
Top Picks for Safety and Affordability
South Africans love budget-friendly hatchbacks that still pack a punch. Models such as the Suzuki Swift, Toyota Starlet, VW Polo Vivo, and Renault Kwid are top contenders thanks to their reliability, safety ratings, and affordable running costs.
Matching Your Car Choice to Your Lifestyle
City drivers might prioritise fuel economy and compactness, while off-roaders and road-trippers might need something tougher. Whatever your vibe, there’s a car that fits it (and your budget).
How Does Car Insurance Work When Buying a New Car?
When you buy a new car, you’ll need to insure it before driving it off the lot (especially if it’s financed). You can usually transfer your current policy or take out a new one altogether.
Your premium will depend on the car’s value, your driving history, where you live, and whether you install any added tech like trackers.
Make the Move with Confidence
There’s no shame in saying goodbye to your old car. It served you well. But if it’s costing more than it’s worth, compromising your safety, or just no longer suits your needs, it might be time to upgrade.
When you’re ready to hit the road in something new, don’t forget to sort out your cover. Visit dotsure.co.za to get a quick quote, or contact us for help.
RELATED: NEW VS USED CARS
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THE MOST COMMONLY FOREIGN OBJECTS INGESTED BY PETS
We’ve all seen the videos online: A gobbled-up sock or a swallowed AirPod. Pets ingesting foreign objects is one of the top reasons for emergency vet visits, and they can quickly turn into a serious and expensive situation.
Let’s take a closer look at the most common foreign objects ingested by pets, how to spot the signs, and what to do if your fur child takes a bite out of something weird. And if you’re not already covered, dotsure.co.za pet insurance could take the bite out of those vet bills too!
RELATED: EXPERT VET TIPS FOR FOREIGN BODY OBJECTS DOGS SWALLOW
The Most Common Foreign Objects Pets Swallow
Toys, Balls & Bits of Chewables
Small rubber toys, squeakers, bouncy balls, and even toy stuffing are prime suspects that get stuck in your dog’s stomach. Cats aren’t innocent either. Those feather wands and loose strings can all be swallowed, too!
Bones, Food Wrappers & Leftovers
Cooked bones can splinter and cause blockages or internal damage. Foil, cling wrap, and packaging like a chip bag? They might smell like heaven to your pet, but can mean serious trouble inside their digestive tract.
Socks, Underwear & Random Laundry
Dogs love laundry day! The random sock or three that didn’t reach the washing line could be hanging out in their tummies instead. And yes, this also happens to cats, especially kittens.
Rocks, Sticks & Garden Debris
Some dogs love eating rocks. And we will never get it. Others chew on garden branches like it’s their full-time job. These can cause severe obstructions or dental injuries.
Metal, Plastic & Household Items
Coins, batteries, jewellery, bottle caps, hair ties, earbuds… they’ve all made their way into a pet’s stomach at some point in time.
RELATED: TOP 15 FOODS DOGS SHOULD NEVER EAT
Signs Your Pet Has Swallowed a Foreign Object
Worried that your pet’s eaten something dodgy? Look out for these signs:
- Repeated vomiting or dry heaving
- Refusing food, acting tired, or hiding away
- Hunched posture, whining, or tummy sensitivity
- Struggling to poop, or passing strange objects. Ever seen some lace hanging from their you know what? It happens!
We do not recommend pulling that lacey lingerie out yourself. If you notice any of these signs, call your vet to discuss the best course of action.
What To Do When Your Pet Swallows Something They Shouldn’t
Step 1: Try to figure out what they ate and when.
Step 2: Don’t try to make them vomit unless your vet says so.
Step 3: Call your vet and follow their expert advice.
Your vet will either suggest monitoring your pet and waiting until it passes naturally or recommend surgery if it’s dangerous and causing symptoms.
Can You Help Them Pass It Naturally?
Sometimes, yes. If the object is small and smooth, a vet may suggest feeding high-fibre food to help move things along. But this should never be done without professional guidance. Attempting DIY treatments can make things worse.
Prevention is the Best Cure
Keeping curious mouths out of trouble doesn’t have to be hard:
Pet-proof your home
Try to keep laundry, cables, and small objects out of reach.
Choose the right toys
Opt for vet-approved, size-appropriate toys that can’t be swallowed or shredded easily.
Train & supervise
“Leave it” and “drop it” are lifesaving commands. Monitor playtime and discourage chewing on unsafe things. It’s not “cute” when they eventually swallow that hair scrunchie they were playing with.
Better Safe Than Swallowed
The list of the most common foreign objects in pets is extensive. And while we love everything our pets do, eating weird stuff shouldn’t be one of them.
Keep an eye out for signs of trouble and get your pet covered, just in case their next snack isn’t from their food bowl. For affordable, reliable cover when things go down the wrong hatch, pet insurance from dotsure.co.za is here to protect your wallet and your pet’s tummies!
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UNDERSTANDING CAR PARTS: GLOW PLUGS VS SPARK PLUGS
What is the difference between a glow plug and a spark plug? These two car parts sound similar, but they each serve their own purpose. Knowing which is which can help you understand your vehicle’s performance and maintenance needs. If you’re thinking long-term about your vehicle’s health, an extended motor warranty can go a long way to cover costly repairs.
What Is a Glow Plug?
Glow plugs are heating devices used in diesel engines to help with starting, especially in cold weather. They work by warming the air in the combustion chamber to a temperature high enough to ignite fuel.
Its Role in Diesel Engines
Diesel engines rely on compression to ignite fuel, not a spark, like petrol engines. In cold conditions, the air-fuel mixture might not reach a high enough temperature to ignite on its own. Glow plugs act like little toasters inside your engine, heating things up quickly to get your car started smoothly.
How Glow Plugs Operate
Glow plugs are switched on when you turn the key (or press the start button), and they begin to heat the combustion chambers. Once the engine is running, they usually switch off, although some modern vehicles keep them running briefly to reduce emissions and ensure efficient operation.
What Do Spark Plugs Do
If you drive a petrol-powered car, you’ll be more familiar with spark plugs. They’re essential for starting and running your engine.
Spark Plug Function in Petrol Engines
Unlike diesel engines, petrol engines need a spark to ignite the air-fuel mixture. That’s exactly what spark plugs do. They deliver a small, high-voltage jolt of electricity to create a spark that kicks off combustion.
Spark Plugs vs Glow Plugs
While both parts live in the engine and are involved in combustion, they’re used in entirely different types of engines. Here’s a quick side-by-side:
Feature
Spark Plug
Glow Plug
Engine Type
Petrol
Diesel
Function
Creates spark to ignite fuel
Heats chamber to aid ignition
Activation
During engine start & run
Primarily during cold starts
Failure Symptoms
Misfires, rough idling
Hard starts, white smoke
Signs of Failing Glow Plugs and Spark Plugs
- Glow Plug Issues: If your diesel engine takes forever to start, especially on chilly mornings, your glow plugs might be on their last legs. Other signs include white smoke from the exhaust and poor fuel efficiency.
- Spark Plug Problems: Misfiring, engine knocking, a rough idle, and decreased acceleration can all point to worn-out spark plugs.
Effects on Vehicle Performance
Neglecting these parts can lead to sluggish performance, higher fuel consumption, and even permanent engine damage over time. That’s why recognising early signs of failure is so important.
Protect Your Engine & Your Pocket
Understanding the basics of how car components work is important to keep your vehicle running at its best. And while you can manage some maintenance yourself, bigger issues can become expensive. That’s where a worry-free extended motor warranty can give you peace of mind.
To explore our cover options for your ride, visit dotsure.co.za or contact us today. We’re here to help you keep your car in tip-top shape, from bumper to tailpipe!
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DRIVING CAPTIONS FOR INSTAGRAM-WORTHY ROAD TRIPS
There’s nothing quite like hitting the open road with your favourite playlist and the perfect view unfolding before you. The memories you make on a road trip deserve to be shared, and what’s a great post without the perfect caption? Here’s your guide to driving captions for Instagram that will elevate your feed.
RELATED: THERAPEUTIC DRIVING QUOTES
Instagram Driving Captions for Every Mood
No matter your vibe: Chill, adventurous, or reflective. These captions match every mood behind the wheel.
- “Left the city, found my peace.”
- “Some paths can’t be discovered without getting lost.”
- “Currently somewhere between where I was and where I want to be.”
- “If you need me, I’ll be on the road… probably lost, but vibing.”
- “This is what freedom feels like.”
Short Unique Travel Quotes for Your Feed
A punchy caption can speak volumes, especially when it’s paired with breathtaking views and your best road trip buddy. These quotes are perfect for quick uploads or stories:
- “Gas tank full, heart fuller.”
- “Not all those who wander are lost… some just forgot the map.”
- “Adventure begins where plans end.”
- “Drive. Discover. Repeat.”
Long Drive Quotes for the Wanderlust Soul
Some journeys are so scenic and soul-filling, they call for captions that dig a little deeper.
- “It’s not about the destination. It’s about the road that gets you there, the people in the passenger seat, and the stories you collect on the way.”
- “Long drives are therapy sessions, where the road listens, the music speaks, and the scenery heals.”
- “With each mile, I feel lighter. Like the road is peeling away the weight of routine.”
- “The best kind of escape is one where the horizon keeps moving, and the past fades in the rearview.”
Funny Driving Captions to Lighten the Road
Who says road trips have to be serious? Add a little humour to your journey with these captions that’ll have your followers double-tapping:
- “I take the scenic route… mostly because I missed the turn.”
- “Powered by snacks and questionable navigation.”
- “Keep calm and avoid potholes.”
- “This isn’t a road trip. It’s a ‘turn up the volume and hope we don’t run out of snacks’ tour.”
- “Road trips: where you get to know your friends too well.”
Late Night Driving Captions
There’s something magical about the stillness of a late-night drive. These captions reflect the calm, the mystery, and the glow of headlights on an empty road:
- “City lights in the rearview, stars ahead.”
- “Late-night drives and even later thoughts.”
- “Headlights on, world off.”
- “Nothing but us, the road, and moonlight.”
- “When the road is quiet, the soul speaks loudest.”
Smart Drivers Behind Scenic Shots
While you’re planning your next scenic escape, don’t forget to gear up with the right protection too. A reliable car insurance plan helps ensure that detours and surprises stay on the fun side of your trip.
For more ways to protect your car (and your Instagram-worthy adventures), visit dotsure.co.za or contact us today.
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HUMAN FOODS CATS CAN AND CAN’T EAT
Are you curious about what human foods cats can and can’t eat? You’re not alone. As much as we love sharing our snacks with our feline friends, not all foods are safe. Even if their eyes try to convince you otherwise! Whether you’re sprinkling a topper on their pellets or dealing with a countertop ninja who’s stolen a grape (eish!), it’s important to know what’s okay and what’s a hard no.
PS: If something goes wrong, dotsure.co.za is here with SA’s #1 pet insurance* for cats to help cover those unexpected vet bills after a sneaky snack, and more!
RELATED: TOP 15 FOODS DOGS SHOULD NEVER EAT AND WHY
Fruits Your Cat Can Eat
A little fruity treat, in moderation, never hurt anyone! These are the safer fruit snack options your cat will love:
Apples (without the seeds, please)
An apple a day keeps the doctor away! Okay, maybe not every day, but apples are great as an occasional snack! Just remove the core and seeds, which contain cyanide. Yes, really.
Bananas
A good source of potassium and fibre. Mash it up or offer them a small slice, but don’t overdo it. Bananas are full of sugar.
Blueberries
Rich in antioxidants and totally cat safe. They make for a great frozen summer snack, too!
Vegetables That Are Feline-Friendly
Like us, not all cats go wild for veg, but if yours is into them, these are some safe choices:
Carrots (cooked)
Boiled or steamed carrots are soft and sweet! Raw ones, on the other hand, can be a choking hazard.
Green Beans
Packed with fibre and low in calories. Just ensure they’re plain and cooked; no need to go all Gordon Ramsay on them.
Pumpkin
Great for digestion and often recommended for hairballs and tummy troubles.
Meats Cats Can Eat Safely
Cats are naturally carnivores, so meat is a must. Just make sure it’s cooked, unseasoned and lean. Again, please leave your MasterChef apron behind when cooking.
Cooked Chicken
Plain, skinless chicken breast is perfect. No bones, no spices.
Lean Beef
Small, cooked pieces of steak or mince with no sauces or spices are A-OK.
Grains That Are Safe for Cats
Yes, some carbs are fine in small doses.
Rice
Easily digestible and often used in bland diets for upset stomachs.
Oats
Rich in B vitamins and easy to mix into wet food if your cat enjoys it.
Barley
Another good grain option, especially when cooked and served plain.
Fruits That Are a No-Go
Some fruits are straight-up dangerous.
Grapes and Raisins
Toxic to cats and can cause kidney failure.
Citrus Fruits
Too acidic and can lead to an upset tummy and nervous system issues.
Cherries
Contain cyanide compounds and can be deadly in larger quantities.
RELATED: FELINE KIDNEY HEALTH: TIPS, DISEASE PREVENTION AND CARE
Vegetables Cats Shouldn’t Eat
Onions and Garlic
Even small amounts can damage red blood cells and cause anaemia.
Tomatoes (unripe or leaves)
The green parts and unripe tomato fruit contain solanine, which is toxic.
Mushrooms
Some store-bought varieties may be okay, but many wild mushrooms are highly toxic and will involve a trip (that’s punny) to the vet.
Meats to Keep Out of the Bowl
Processed Meats (such as ham, bacon)
These are loaded with salt, preservatives, fat, and a hard no from us and your vet!
Raw Fish and Fatty Cuts
Always cook the fish first. Raw fish presents a risk of parasites and thiamine deficiency.
Seasoned or Spiced Meats
Herbs and spices like onion or garlic powder can be harmful. Keep it plain, Jane!
Grains to Avoid
Breads with Yeast or Additives
Yeast dough can expand in the stomach and cause bloating.
Sugary Cereal
Empty calories and unnecessary sugar? Nope, thank you.
Gluten-Heavy Grains
Some cats may struggle with digestion. If yours does, opt for low-gluten or gluten-free options.
How Pet Insurance Can Help When Treats Go Wrong
Accidental snacking happens, and it can cost a small fortune at the vet. Pet insurance for cats from dotsure.co.za can help you cover:
- Emergency vet visits
- Diagnostic tests
- Treatment for accidental poisoning.
Pro tip: If your cat ever eats something questionable, don’t wait. Contact your vet ASAP. Pet insurance gives you the confidence to act fast without worrying about costs.
A Few FAQs Before You Fill Their Bowl
What are some vet-approved toppers for dry food?
A small spoonful of pumpkin, boiled chicken, or a few flakes of tuna in water can safely upgrade their dinner.
What if my cat ate something toxic?
Call your vet immediately. Keep the packaging or a sample of the food or item with you for reference.
Can a poor diet affect insurance claims?
Yes! Some insurers may exclude claims related to poor nutrition or negligent feeding habits. Always feed your pet responsibly and follow vet advice.
RELATED: 7 WEIRD THINGS PET PARENTS SEARCH
Our Final Meow on What Cats Can and Can’t Eat
Human foods cats can and can’t eat vary more than you might think. While treating them like the tiny humans we believe them to be is tempting, their digestive systems work differently, and even a small snack can become a big problem.
For peace of mind, get pet insurance for cats that covers you when your cat eats something they shouldn’t. Visit dotsure.co.za to explore your cat insurance options or contact us for a quick quote.
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DO’S & DON’TS: HOW TO DEFROST A CAR WINDSCREEN
When winter bites, few things are more frustrating than facing a frozen windscreen when you’re already running late. But beyond the inconvenience, not defrosting your windscreen properly can shatter any prospects for having a good day. Preventable damage or accidents linked to poor visibility could influence your car insurance claim. That’s why it pays to know the right way to handle those frosty mornings.
Why Windscreen Defrosting Matters
Safety Implications of Poor Visibility
Driving with a partially defrosted windscreen can limit your vision and increase your risk of an accident. Obstructed views can prevent you from spotting hazards, pedestrians, or even other vehicles. Driving with impaired visibility is not only dangerous, but can also be seen as negligent, potentially affecting the outcome of insurance claims if an accident occurs.
How to Defrost a Car Windscreen Properly
Step-by-Step Defrosting Guide:
- Start the car and turn on the heater. Set it to defrost mode and gradually increase the temperature.
- Turn on the rear window defroster. Most cars have a button for this. Let it run while the engine warms up.
- Use the air conditioning. This may sound odd in winter, but it helps to remove moisture from the air inside the car and prevents fogging.
- Gently scrape the ice. Use a plastic scraper or credit card to carefully remove ice as it starts to soften.
Using Hot vs Cold Air
Always start with cool or lukewarm air and slowly increase the temperature. Blasting hot air can cause the windscreen to crack due to thermal shock.
Best Tools and Products
Tool
Description
Plastic ice scrapers
Durable and safe for glass.
DIY de-icing spray
Rubbing alcohol and water (1:1 ratio).
Windscreen covers
Great for preventing frost in the first place.
Common Defrosting Mistakes to Avoid
Why Pouring Water is Risky
It’s tempting to grab a kettle, but pouring hot water on a frosty windscreen can cause the glass to crack instantly.
Myths vs Facts: Boiling Water, Vinegar, and Salt
- Boiling water: Too risky; avoid completely.
- Vinegar mix: Can damage the glass or surrounding rubber seals over time.
- Salt water: While it can melt ice, salt is corrosive and may harm your paintwork and wiper blades.
Tips to Prevent Frost Buildup
Night-Before Preparation Tips
- Park your car facing east so the morning sun naturally warms the windscreen.
- Keep your wiper blades raised to prevent them from sticking to the glass.
How to Cover Your Windscreen
- Use a windscreen cover or even a towel or sheet of cardboard to block the frost from forming.
- In a pinch, a plastic bag or garbage bag can do the trick. Just secure it properly to avoid it flying off in the wind.
Protect Your View
For added peace of mind this winter, make sure your car insurance is up to the task. dotsure.co.za offers comprehensive cover with customisable options to suit your lifestyle.
Need help or want to upgrade your policy? Contact us today.
RELATED: CAR PARTS THAT FAIL DURING WINTER; TIPS FOR WINTER CAR CARE
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HOW TO CHOOSE THE RIGHT INSURANCE POLICY
Choosing an insurance policy can be overwhelming. There’s jargon, options galore, and plenty of fine print.
Here’s your no-nonsense guide on how to choose the right insurance for your needs, without losing your mind in the process.
Understanding Your Insurance Needs
Assessing Your Risk Profile
If you drive daily, live in a high-risk area, or have valuable assets, insurance becomes less of a ‘nice-to-have’ and more of a ‘must-have’.
Evaluating Life Stage and Dependents
Your insurance needs will shift as your life changes. Single with a car and laptop? A basic policy might do. But if you’ve got kids, a home loan, and a family who depends on your income, your insurance game needs to level up accordingly.
Short-Term vs Long-Term Needs
Short-term insurance (such as car, home, or pet insurance) helps cover the day-to-day risks. Long-term policies (such as life or disability cover) kick in for the big stuff. You may need both, and that’s okay.
RELATED: UNDERSTANDING SHORT-TERM AND LONG-TERM INSURANCE
Important Factors in Policy Comparison
Premiums vs Coverage
Cheaper doesn’t always mean better. It’s tempting to go for the lowest monthly cost, but make sure you’re not sacrificing critical cover just to save a few bucks upfront.
Exclusions and Limitations
The devil’s in the details. Make sure you know if you’re covered for wear-and-tear, pre-existing conditions, or specific high-risk scenarios.
Claim Process and Support
A good policy is only as strong as the support you get when it matters. Look for an insurer with a reputation for quick, easy claims and solid customer service.
Policy Terms and Renewability
Know when your cover starts, when it ends, and whether your premium might change over time. Some policies offer fixed terms; others are reviewed annually.
Mistakes to Avoid When Choosing Insurance
Underinsuring or Overinsuring
Too little cover and you could be stuck footing the bill. Too much, and you might be paying for benefits you’ll never use. Try to find the sweet spot.
Ignoring Fine Print
Don’t just click “I accept”. If the wording feels like legal spaghetti, ask your insurer to break it down for you.
Choosing Based on Price Alone
Sure, budget matters. But how do people decide what kind of insurance they need? Consider the value of what you’re getting, not just what you’re paying.
Need Help Deciding? Let’s Talk
We believe insurance should be simple, affordable, and tailored to you.
Visit dotsure.co.za or contact us for a chat. No hard sell, just solid advice.
RELATED: COMMON INSURANCE TERMS
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WHAT IS A FLEET WARRANTY?
Running a business fleet in South Africa can be a logistical juggling act, from managing fuel costs and driver schedules to keeping vehicles roadworthy and productive.
While motor warranties are often associated with individual cars, fleet warranties are there to help businesses reduce risk and manage repair costs across multiple vehicles.
Understanding Fleet Warranties
What Is a Fleet Warranty?
A fleet warranty is a vehicle manufacturer’s guarantee that covers a group of business-owned vehicles against defects in materials or workmanship for a specific period or mileage limit. These warranties usually kick in when you purchase a certain number of vehicles from the same manufacturer and register them under a business or fleet account.
How Do Fleet Warranties Differ from Individual Vehicle Warranties?
While individual warranties apply to one privately owned car, fleet warranties are designed for business use. They factor in heavier usage, which helps when you’re servicing several vehicles with the same dealership or manufacturer-approved workshops.
How Fleet Maintenance Works
What is Fleet Maintenance?
In simple terms, it’s the regular servicing and repair of your business vehicles to ensure safety, performance, and longevity.
- Scheduled maintenance: Such as oil changes and inspections.
- Unscheduled maintenance: Such as fixing mechanical breakdowns.
The Role of a Fleet Warranty in Preventative Maintenance
Fleet warranties often require proof that vehicles were serviced on time and according to the manufacturer’s guidelines. So, sticking to a preventative maintenance schedule is necessary to keep warranty cover valid.
Choosing the Right Fleet Warranty
Vehicle Type, Usage, and Provider Reputation
Think about your business needs. Light delivery vehicles may need different cover than long-distance trucks or executive sedans. Also, consider the reliability and support offered by the vehicle manufacturer.
Warranty Duration and Cover Specifics
Not all fleet warranties are created equal. Some may cover only the basics, while others extend to electronics, suspension, or even wear-and-tear components.
Common Exclusions and Limitations
Fleet warranties often exclude damage from misuse, neglect, or unauthorised modifications. Be aware of mileage limits and servicing requirements to avoid voiding your warranty unintentionally.
Tips for Managing Fleet Warranties
Maintaining Accurate Service Records
Keep detailed logs of all services and repairs. This helps you stay compliant with warranty conditions and streamlines the claims process.
Centralising Warranty Data
Use digital tools or platforms to manage your warranty documents, service histories, and expiry dates in one place. This minimises errors and avoids missing deadlines.
Train Staff on Warranty Compliance
Ensure your fleet managers and drivers understand basic warranty terms. For example, using non-approved parts or missing scheduled services can lead to rejected claims.
Not Running a Fleet? We’ve Got You Covered
While fleet warranties may not be our thing, dotsure.co.za is here for the everyday heroes behind the wheel. From unexpected breakdowns to surprise expenses, we’re all about making your journey smoother. Contact us for an extended motor warranty that goes the distance.
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HOW TO MAKE LIP-SMACKING HOMEMADE DOG BISCUITS
There’s nothing quite like the smell of freshly baked goodies, especially when they’re for your best furry friend. There’s no need to be a professional baker. These homemade dog biscuits are a walk in the park to whip up.
PS: We know how to make delicious treats and are also great at tailoring pet insurance! Get a quote online in minutes, and make your fur child and wallet happy.
Ready to make some tails wag? Let’s bake.
DIY Dog Treat Recipe: Quick, Easy, and Pup-Approved
What you need:
- 2 eggs
- 1 jar (125ml) of carrot baby food
- 2½ cups of flour (whole wheat flour works well)
Instructions:
- Preheat your oven to 180°C.
- In a bowl, mix the eggs, baby food, and flour until a dough forms.
- Knead the dough by hand if needed. It should be slightly dry but stick together.
- Roll it out on a floured surface to about 0,5 cm thick.
- Cut the dough into any shape your doggo desires.
- Place on a lined baking tray and bake for ±25 minutes or until golden and firm.
- Let the biscuits cool completely before offering your pup a taste.
- Store in an airtight container. That’s if they last long enough!
Prefer to follow along visually? Watch our original recipe video here and bake like a pro!
What Baked Goods Are Safe for Dogs?
These dog biscuits tick all the right boxes: they’re made with natural dog-safe ingredients, are free of xylitol, and contain no added salt or sugar. Always avoid raisins, chocolate, onions, and nutmeg when baking treats for dogs.
If you’re ever unsure, speak to your vet.
RELATED: HUMAN FOODS CATS CAN AND CAN’T EAT; TOP 15 FOODS DOGS SHOULD NEVER EAT
Want More Pet-Friendly Recipes?
We’ve got more recipes up our sleeves:
- 5 Homemade Pet Treats for Cats, Rodents, Birds & Reptiles
- Frozen summer snacks? Check out our pup-sicles!
- Got your own recipe to share? Message us on Facebook or Instagram. We’d love to feature your furry creations!
Treat Your Dog and Your Budget
Whether your pup is snacking on some homemade dog biscuits or playing in the dog park, accidents happen. Protect your dog with pet insurance that covers those unexpected moments so you can focus on the fun stuff.
Do you need help? Contact us or get a quote online.
Psst!!! We have some more treats to share. PET INSURANCE THAT ADDS VALUE: GIVE YOUR POLICY A TREAT!
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HOW TO USE A TRAFFIC CIRCLE IN SOUTH AFRICA
Knowing how to use a traffic circle properly can keep you (and your car) out of trouble. Yes, it’s about good manners, but it’s also about staying safe, avoiding costly repairs, and reducing your risk of a motor insurance claim. Yet, despite how common they are, traffic circles still leave many drivers going in circles.
RELATED: TRAFFIC LAWS DRIVERS MISUNDERSTAND
Mini Traffic Circles (Single Lane)
These are the smaller roundabouts you’ll typically find in residential areas or quiet intersections. There’s only one lane, and everyone must yield to the right.
Taking the First Exit (Turning Left)
- Signal left before you enter
- Yield to any vehicles already in the circle approaching from your right
- Stay alert for pedestrians
Taking the Second Exit (Going Straight)
- Don’t signal as you approach
- Yield to vehicles from the right
- Signal left after you pass the first exit
- Exit smoothly and cautiously
Taking the Third Exit (Turning Right)
- Signal right as you approach
- Yield to the right
- Signal left after the second exit and leave the circle carefully
Double-Lane Traffic Circles
These are more complex, often found at busier intersections with higher traffic volumes. The double lane traffic circle rules are all about correct lane choice and signalling.
Taking the First Exit (Turning Left)
- Approach in the left lane
- Signal left
- Stay in the outer lane and exit at the first opportunity
Taking the Second Exit (Going Straight)
- You may use either the left or right lane unless road markings say otherwise
- Don’t signal on approach
- Signal left only after you’ve passed the first exit
Taking the Third Exit (Turning Right)
- Approach in the right lane
- Signal right
- Stay in the inner lane until past the second exit
- Signal left and switch carefully to exit
Tip: Always check for painted arrows and lane markings. They often give you helpful clues about which lane to use.
FAQs About Traffic Rules for Roundabouts
Is it illegal to turn around on a mini roundabout?
No, it’s not illegal, but it must be done safely. U-turns are technically allowed unless prohibited by signage. Make sure you yield and indicate properly.
Is it illegal to go around a traffic circle multiple times?
Nope. There’s no law against circling a roundabout more than once. Just ensure you’re not obstructing traffic or confusing other drivers. A few spins while looking for your exit? Legal. Joyriding in circles? Risky.
When entering a multi-lane roundabout, do you only need to yield to vehicles in the closest lane?
False. You must yield to all traffic already in the circle, regardless of which lane they’re in. Double-lane roundabouts require extra vigilance. Look out for lane changes and blind spots.
Stay in Your Lane. Stay Safe
Mastering the rules of the road means smoother driving and fewer surprises. While good driving habits reduce your risk, accidents can still happen. At dotsure.co.za, we offer car insurance that helps you handle the unexpected.
Want more info? Contact us today, we’re always happy to help!
RELATED: UNWRITTEN ROAD RULES
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5 IRRESISTIBLE HOMEMADE PET TREATS
Nothing says “I love you” like a tasty homemade pet treat. Plus, it’s a fun and rewarding way to spoil your pets, while ensuring you know exactly what goes into their snacks. Cats, dogs, birds, rodents, and reptiles, we’ve got the whole crew covered! And not just with some tasty recipes, but with pet insurance too.
Let’s whip up some paw-licking goodness.
Treats for Dogs: Peanut Butter Banana Bites
Looking for healthy treats for dogs? These frozen peanut butter banana bites are a hit with pups and super easy to make.
Ingredients:
- 1 ripe banana
- ¼ cup of natural peanut butter (unsalted, no xylitol!)
- 1 tablespoon of coconut oil
Instructions:
- Mash the banana in a bowl until smooth.
- Mix in the peanut butter and coconut oil until well combined.
- Spoon small dollops of the mixture onto a baking sheet lined with parchment paper.
- Place the baking sheet in the freezer for about an hour until the treats are firm.
- Once frozen, transfer the treats to an airtight container and store them in the fridge.
RELATED: HOW TO MAKE LIP-SMACKING HOMEMADE DOG BISCUITS
Treats for Cats: Tuna and Catnip Crackers
These homemade cat treats are full of flavour and fun.
Ingredients:
- 1 can of tuna in water (drained)
- 1 egg
- 1 tablespoon of dried catnip
- ½ cup of wholewheat flour
Instructions:
- Preheat your oven to 180° C and line a baking sheet with parchment paper.
- In a bowl, combine the drained tuna, egg, and dried catnip.
- Gradually add the wholewheat flour and mix until a dough forms.
- Roll the dough out on a floured surface.
- Use cookie cutters to cut out shapes, or simply slice into small squares or rectangles.
- Place the treats on the prepared baking sheet and bake for 10-12 minutes, or until golden brown.
- Allow the treats to cool completely before serving.
Treats for Rodents: Veggie Delights
Rodents love variety, and these chewy veggie balls are the perfect little snack. Try out these treats for your hamster, rat, or guinea pig.
Ingredients:
- ½ cup of finely chopped mixed veg (carrots, broccoli, bell peppers)
- ¼ cup of rolled oats
- 2 tablespoons of honey
- 2 tablespoons of chopped fresh parsley
Instructions:
- Combine all ingredients in a bowl and mix until well combined.
- Roll the mixture into small balls, about the size of a marble.
- Place the balls on a plate and refrigerate for at least 30 minutes to firm up.
- Once firm, offer the treats to your rodent friend. Store any leftovers in the refrigerator.
Treats for Birds: Nutty Bars
Birds need stimulation and tasty bites! These homemade bird treats combine grains, fruit, and nuts into an energy-packed snack.
Ingredients:
- ½ cup of chopped nuts (almonds, walnuts, peanuts – unsalted)
- ¼ cup of cooked quinoa
- ¼ cup of mashed banana
- 1 tablespoon of raw honey
Instructions:
- Preheat oven to 180° C and line a dish with parchment paper.
- Combine all ingredients in a bowl.
- Press into the baking dish and flatten.
- Bake for 15–20 minutes until golden.
- Cool thoroughly before slicing into bite-sized bars. Store in an airtight container.
Treats for Reptiles: Veggie and Fruit Medley
Yes, even reptiles can get in on the snack action! These treats for reptiles are simple, safe, and packed with variety.
Ingredients:
- Reptile-safe vegetables (carrots, leafy greens, bell peppers)
- Reptile-safe fruits (berries, apples, melons)
- Calcium powder (optional – check with your vet)
Instructions:
- Wash and finely chop the fruit and veg.
- Mix into a colourful medley.
- Lightly dust with calcium powder if needed.
- Serve as a snack and remove leftovers after a few hours.
Treat Your Pets with Pet Insurance
These homemade pet treats are a safe and simple way to keep tails wagging and feathers fluttering. Another safe and simple way to care for them? Pet insurance from dotsure.co.za! We offer cover for cats, dogs, and exotic pets such as bunnies, birds, and reptiles. Get a quote today and treat them to the ultimate protection.
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TYPES OF INSURANCE TO PROTECT WHAT MATTERS
Insurance is all about protecting the things (and people) you love. It helps soften the blow when the unexpected strikes, giving you peace of mind and a financial safety net. That’s why having the right type of insurance in place, matters.
Most Common Types of Insurance
There are many types of insurance available, but these six top the list for most people in Mzansi:
- Car insurance
- Home or household insurance
- Business insurance
- Pet insurance
- Life insurance
- Health insurance
Each type serves a different purpose. Some can be required by law, while others are just plain smart to have.
Car Insurance: Keeping You on the Move
Your car is your ride to work, your weekend getaway machine, your family taxi. But with potholes, load-shedding traffic, and rising theft stats, your wheels need cover.
Car insurance protects you from financial hits after accidents, theft, or damage. In South Africa, you’ll typically choose between:
- Comprehensive insurance: Covers most events including accidents, theft, fire, and more.
- Third-party, fire and theft: A step down but still decent protection.
- Third-party only: Covers accidental damage to someone else’s vehicle.
Household Insurance: Sheltering Your Abode
Home is where your heart, and your biggest financial investment, lives. Building insurance protects the property itself (walls, roof, fixtures, etc.) from things like fire, floods, or natural disasters.
There’s also home contents insurance, which covers valuables inside your house such as electronics, furniture, appliances, and more.
Business Insurance: Safeguard Your Livelihood
Whether you run a corner café or a nationwide logistics company, business insurance helps shield your hard work.
Policies commonly include:
- Property cover: For your premises and assets.
- Theft cover: For stock or equipment.
- Liability cover: If someone gets injured on your premises.
- Vehicle cover: For business fleets or delivery vans.
Our customised business insurance gives you a safety net so you can focus on growing your success, not just surviving obstacles.
Pet Insurance: Wholehearted Protection
Our pets are family. When they get sick or injured, vet bills can pile up fast. Pet insurance is one of the fastest-growing types of insurance in South Africa, for good reason.
Depending on the plan, pet insurance can help cover:
- Accidents and emergencies
- Treatment of illnesses
- Chronic conditions and surgeries
- Routine care and wellness (such as vaccinations or parasite control)
We offer different plans with dedicated cover to suit your pet’s needs.
Life Insurance: Providing for Loved Ones
While no one likes to think about it, life insurance is a powerful way to look after your loved ones when you no longer can. Your beneficiaries can receive a lump sum to help cover funeral costs, debt, education, and living expenses.
There are different types of life insurance, including:
- Term life insurance: Cover for a set period.
- Whole life insurance: Cover for life, often with cash value.
- Funeral cover: Quick payout for burial costs.
Health Insurance: Looking After You
Health insurance or medical aid helps cover medical expenses like doctor visits, hospital stays, surgeries, and chronic medications. In South Africa, private healthcare can be costly, and medical aid or hospital plans help take the edge off those bills.
Need Cover? Let’s Chat
From pets to property, the right types of insurance can make life a whole lot less stressful.
Need help figuring out what suits you best? Visit dotsure.co.za or contact us, we’re here to help you find cover that fits like a glove.
RELATED: HOW INSURANCE COMPANIES CALCULATE YOUR PREMIUMS
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CAR PARTS FOR BEGINNERS: ARE THESE REAL OR FAKE
When you first start learning about car parts, it can feel as if you’ve opened a toolbox full of mystery objects. But here’s a fun fact: many car components actually resemble everyday household items. And while it’s entertaining to compare, it’s also a helpful way to learn the basics, especially if you’re thinking about protecting those car parts.
Car Parts vs. Everyday Items
Let’s play a round of “Guess the car part” and clear up a few FAQs while we’re at it.
Spark Plug or Candle Holder?
What Does a Spark Plug Look Like?
It’s a small, metal cylinder with an insulated centre and a visible electrode. At first glance, it can be mistaken for a decorative item.
What is the Difference Between a Spark Plug and a Glow Plug?
Spark plugs ignite fuel using an electric spark (in petrol engines), while glow plugs preheat the combustion chamber (in diesel engines).
RELATED: UNDERSTANDING CAR PARTS: WHAT IS A GLOW PLUG?
Oil Filter or Coffee Filter?
What Does an Oil Filter Look Like?
It’s a compact, cylindrical object (often metal) screwed into the engine to trap dirt and debris from motor oil.
How is an Oil Filter Different from a Fuel Filter?
An oil filter cleans the engine oil, while a fuel filter cleans the fuel before it reaches the engine.
Radiator Cap or Jar Lid?
What’s the Function of a Radiator Cap?
It seals the radiator and helps maintain the proper pressure in your engine’s cooling system.
Can a Radiator Cap Affect Engine Performance?
Yes! A faulty cap can lead to overheating or coolant loss, both of which impact performance.
Timing Belt or Yoga Mat Strap?
What Does a Timing Belt Do?
It synchronises the rotation of the crankshaft and camshaft so that engine valves open and close at the right time.
Is a Timing Belt the Same as a Serpentine Belt?
No. A timing belt manages engine timing, while a serpentine belt powers external accessories such as the alternator and AC compressor.
Fuel Injector or Perfume Nozzle?
How Does a Fuel Injector Work?
It injects fuel directly into the engine’s combustion chamber for precise ignition.
What Are the Signs of a Faulty Fuel Injector?
Look out for poor fuel economy, engine misfires, or rough idling. A failing injector can disrupt engine performance quickly.
Shock Absorber or Rolling Pin?
What Are Shock Absorbers Used For?
They dampen the impact from road irregularities, providing a smoother ride and maintaining tyre contact with the road.
How Do You Know If Your Shock Absorbers Are Worn Out?
Excessive bouncing, uneven tyre wear, or poor handling can all point to worn shocks.
Air Filter or Accordion Folder?
Why is the Air Filter Important for Your Engine?
It prevents dirt, dust, and debris from entering the engine, helping it to breathe clean air for efficient combustion.
How Often Should You Change Your Air Filter?
Generally, every 15,000 to 30,000 km, but check your owner’s manual or replace it sooner if you drive in dusty conditions.
Alternator or Electric Hand Mixer?
What Does an Alternator Look Like?
It’s a compact, finned metal device with rotating parts, somewhat like an electric kitchen mixer.
How Does an Alternator Charge the Battery?
It converts mechanical energy from the engine into electrical energy, recharging the battery and powering your car’s electronics.
Trust the Car Part Experts
An extended motor warranty helps cover the cost of unexpected breakdowns, so you’re not left paying for what went wrong under the hood.
Explore cover options at dotsure.co.za, or contact us to get a personalised quote today. Because when car parts go from “funny-looking” to “faulty,” it pays to be prepared.
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SERVICE DOGS: THE IMPORTANCE OF PROFESSIONAL PUPS
Aside from melting hearts, service dogs can completely transform lives. We believe these four-legged helpers deserve protection too, and that’s why we cover different types of service dogs under our pet insurance policies.
What Is a Service Dog?
A service dog is a specially trained dog that assists a person beyond their physical or mental abilities. These dogs undergo intensive training to perform tasks tailored to their handler’s needs. They are recognised as working animals and often have public access rights.
Different Types of Service Dogs
Guide Dogs:
Perhaps the most well-known type of service dog, guide dogs help people with visual impairments navigate the world safely. They’re trained to stop at curbs, avoid obstacles, and lead their handlers across streets.
Hearing Dogs:
Hearing dogs assist people who are deaf or hard of hearing by alerting them to sounds like doorbells, alarms, or someone calling their name.
Mobility Assistance Dogs:
Also known as mobility dogs, these helpers support individuals with physical disabilities or balance issues. They can retrieve dropped items, open doors, or even help with getting dressed.
Psychiatric Service Dogs:
Unlike emotional support animals, psychiatric service dogs are trained to assist people with conditions like PTSD, anxiety disorders, or depression.
Medical Alert Dogs:
Medical alert dogs detect and alert their handlers to specific medical issues, such as seizures or diabetic emergencies. Some are trained to retrieve medication and press emergency buttons.
Emotional Support Dogs:
While not classified as service dogs in many legal contexts, emotional support dogs offer vital comfort to people with mental health challenges.
RELATED: HEART-WARMING ASSISTANCE DOGS
Service Dogs for Security and Public Safety
In South Africa, specially trained dogs play a vital role in public safety, too. These include:
- Anti-Poaching Dogs: They track and apprehend wildlife poachers in national parks.
- Security Dogs: They’re used to detect intruders, weapons, or explosives in public areas or private premises.
- Military Dogs: They work alongside soldiers in combat zones or high-risk missions.
These working dogs are a critical part of our national safety infrastructure and deserve the same care and respect as other service animals.
The Importance of Service Dogs
The value of service dogs cannot be overstated. They empower people to live fuller, safer lives. In South Africa, the need for service dog support is growing, and awareness is key to ensuring access, funding, and fair treatment for handlers and their dogs.
Protecting the Protectors
At dotsure.co.za, we understand that all types of service dogs are more than just pets; they’re partners in health and safety. That’s why our pet insurance extends to professional pups, giving you peace of mind when it matters most. Contact us today and let’s chat about how we can protect your canine companion.
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THE 5 CAR PARTS THAT FAIL MOST OFTEN DURING WINTER
Winter in South Africa may not bring snow to every door, but it does bring a chill that your car might not be ready for. Certain car parts can fail during winter if you don’t take care or keep an eye on them, which means you could be left stranded. That’s why having an extended car warranty cover from dotsure.co.za and a little extra info on the car parts that fail most often in winter, is essential.
Here’s a look at 5 car parts that are often the culprits behind winter breakdowns and how to prevent them.
RELATED: THE AVERAGE LIFESPAN OF YOUR CAR PARTS
Car Batteries
Batteries are the number one car part that fails during winter. Cold temperatures slow down chemical reactions in your battery, making it harder to produce enough oomph to start the engine.
How to charge a car battery
It’s not always winter’s fault. Your battery could just need a recharge. You can use a battery charger or jump-start it like a pro. Got an automatic? Push-starting it won’t work, but here’s what you can do.
RELATED: HOW LONG DO CAR BATTERIES LAST?
Car Fluids
A short science lesson for you: Fluids thicken in the cold. If your car fluids are already low, it can cause performance problems or lead to part failures that could’ve been avoided.
What car fluids should you check?
- Engine oil
- Transmission fluid
- Coolant/antifreeze
- Brake fluid
- Windscreen washer fluid.
How to check car fluids
Make it a monthly habit, especially in winter. Most reservoirs are clearly labelled, with “min” and “max” markers to guide you. Topping them up can prevent wear and tear and keep your warranty intact.
Pro tip: We suggest topping up your oil and water while you’re filling up or grabbing some snacks at a petrol station. The attendants there will happily assist you. When checking your vehicle’s other fluids, it’s always best to consult your mechanic if you’re unsure.
RELATED: COMMON WARRANTY EXCLUSIONS AND LIMITATIONS
Exhaust System & Undercarriage
If you think you’re safe from rust and corrosion just because you don’t live by the sea, you’re wrong. Rain and wet conditions still accelerate rust and corrosion, especially on your exhaust, undercarriage, and brake lines.
What you can do:
- Wash your car regularly, especially the underbody
- Keep your car parked in a garage or under cover if possible
- Wax your paint to create a water-repellent barrier
- Add an old carpet to your garage floor to absorb excess moisture.
Tyre Pressure
When the air gets colder, so does the air inside your vehicle’s tyres. This can lead to under-inflation, which reduces traction and wears down your tyres unevenly, which means you must replace your tyres sooner.
How to check your tyre pressure in winter
Most petrol stations in SA have pressure gauges. Check your car manual for the recommended PSI and top up as needed. Alternatively, pop in to Tiger Wheel & Tyre, one of our trusted partners, and they can handle it for you.
Spark Plugs
The cold weather can make it more difficult for engines to start, and worn spark plugs may struggle to produce a strong enough spark. If your car’s feeling sluggish when you turn the key, the spark plugs might be the problem.
How to check spark plugs
Unless you’re a pro under the hood, getting an expert mechanic to check them during your next annual service is best.
RELATED: RMI-APPROVED WORKSHOPS: EVERYTHING YOU NEED TO KNOW
Expert Cover for Your Car Parts in Winter
Car batteries, spark plugs, fluids, tyres, and rust-prone components are the car parts that fail most often during winter. But with regular checks, a little TLC, and dotsure.co.za extended car warranty in your corner, you’ll be ready for the cold.
And if you’re not protected yet, now’s the perfect time to get extended warranty cover before anything happens, to keep your winter driving worry-free.
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STIFF COMPETITION: WHAT IS THE BEST JOINT CARE FOR DOGS?
Joint health issues are common in dogs, especially as they age or in larger breeds, but with the right approach, you can help support their mobility and comfort throughout every life stage. The good news? There are proactive ways to manage joint health, and pet insurance can help cover the costs of treatments, supplements, and even vet-recommended diets that support mobility care.
Types of Mobility and Joint-Related Health Issues
Joint issues in dogs can stem from several causes:
- Arthritis: Inflammation in one or more joints causing pain and reduced motion.
- Hip or elbow dysplasia: Improper development of the joint socket, often hereditary.
- Ligament injuries: Such as a torn cruciate ligament.
- Luxating patella: A kneecap that dislocates easily, common in smaller breeds.
- Degenerative joint disease (DJD): Chronic deterioration of cartilage and bone.
Each condition may require different care plans, which is why understanding your dog’s specific diagnosis matters.
Common Signs of Joint Pain in Dogs
Signs your dog may be experiencing joint discomfort include:
- Limping or favouring one leg
- Stiffness, especially after rest
- Reluctance to jump, climb stairs, or run
- Irritability or withdrawal
- Licking or chewing at joints
If you notice any of these symptoms, speak to your vet right away.
When to Start Joint Supplements
Many pet parents wait too long before starting joint support. Ideally, supplements should begin before joint damage sets in, especially in large breeds or those with a genetic predisposition. Starting as early as age 1–2 in large dogs, or at the first sign of stiffness in older dogs, can be a smart move. Your vet can help determine the best timing.
RELATED: THINGS PET INSURANCE DOESN’T COVER
Dog Joint Supplements List
When shopping for joint supplements, look for products that contain:
- Glucosamine: A building block for cartilage repair
- Chondroitin: Helps retain water in cartilage
- MSM (Methylsulfonylmethane): Anti-inflammatory properties
- Omega-3 fatty acids (from fish oil): Reduces joint inflammation
- Turmeric/curcumin: Natural anti-inflammatory
- Green-lipped mussel: Rich in omega-3s and glycosaminoglycans
Choose vet-recommended, high-quality supplements for the best results.
RELATED: A GUIDE TO CARING FOR YOUR SENIOR PET
Supporting Mobility in Dogs: Everyday Habits and Special Diets
In addition to supplements, everyday habits matter. Keep your dog at a healthy weight to reduce joint strain and ensure they get low-impact exercise like swimming or walking.
Diet also plays a critical role. Hill’s Pet Nutrition, for example, offers specially formulated dog foods with mobility-supporting ingredients.
Pets with Joint Issues: How to Help Reduce Pain
If your dog is already experiencing joint pain, there are still ways to help:
- Provide orthopaedic bedding
- Use ramps instead of stairs
- Administer vet-approved pain relief
- Consider physical therapy or hydrotherapy
- Feed a joint-supportive diet
- Keep up with regular vet check-ups
Keep Your Pup Moving Happily
The best joint care for dogs is proactive care. At dotsure.co.za, our pet insurance policies can assist with costs related to mobility care, including vet visits, diagnostics, prescribed supplements, therapeutic treatments, and more. If you’re ready to support your dog’s joint health and protect your budget, contact us today to learn more.
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THE TOP INSURED CAR BRANDS IN SA
Do you ever wonder what your car says about you? Well, it might also say something about your car insurance premium. So, we’ve taken a peek under the hood at SA’s top insured car brands to uncover the popular rides Mzansi loves protecting.
RELATED: THE FASTEST AND MOST FURIOUS CARS OF 2025
Why These Car Brands Dominate South Africa’s Insurance Market
Car insurance trends in SA follow a few golden rules: affordability, availability of parts, resale value, and of course, popularity. Basically, if your car ticks those boxes, it’s likely to be cheaper to insure and more likely to appear on this list.
Toyota: South Africa’s Most Insured Car Brand
Why do so many South Africans insure Toyotas?
Toyota has earned its rep as South Africa’s go-to brand for value, reliability, and durability. With repair parts that are widely available and resale values that hold steady, Toyota car insurance tends to be simpler and more affordable.
Popular Toyota models South Africans insure:
- Toyota Hilux
- Toyota Corolla
- Toyota Yaris
Volkswagen: Reliable and Widely Insured
Why Volkswagen models are a popular choice for cover
Volkswagens are all over the roads in South Africa. They’re reliable, widely serviced, and stylish without breaking the bank. And because of their popularity, they’re up there amongst the most insured.
Best VW’s to insure:
- VW Polo Vivo
- VW T-Cross
- VW Tiguan
Suzuki: Affordable, Light on Fuel and Insurance-Friendly
Why insuring a Suzuki makes sense
Suzuki has become the underdog-turned-superstar in South Africa. Lightweight, easy to drive, and cheap to repair, car insurance for a Suzuki is typically very affordable.
SA’s top insured Suzuki cars:
- Suzuki Swift
- Suzuki S-Presso
- Suzuki Celerio
Renault: Entry-Level Excellence
Renault Kwid insurance
The Renault Kwid has taken off amongst young drivers and first-time buyers. It’s compact, easy to park, and parts are becoming increasingly available, which makes Renault car insurance relatively affordable.
Other Renaults, such as the Clio and Duster, are also climbing up the road of popularity.
BMW: Premium Cars Worth Protecting
Why South Africans choose to insure their BMWs
BMW has advanced safety tech, strong resale value, and loyal fans. BMW car insurance in South Africa may be high because of their luxury status, but for many drivers, that peace of mind is worth the extra cost.
Top BMW cars insured in SA
- BMW 3 Series
- BMW X3
- BMW 1 Series
What Makes a Car Popular to Insure in SA?
Affordability, Parts, and Resale Value
Cars with low running costs, widely available parts, and strong resale value tend to be cheaper to insure. That’s why so many of the cars on this list are compact, practical, and built to last.
RELATED: HOW INSURANCE COMPANIES CALCULATE YOUR PREMIUMS
Get a Car Insurance Quote That Matches Your Brand
Not all cars are created equal, and neither are their policies. Whether you drive one of these top insured car brands in SA or not, you deserve a car insurance plan that fits your budget and driving style. At dotsure.co.za, you can customise your cover with our Name Your Price™, and explore tailored options for your specific model.
Get a quote online or contact us today for game-changing car insurance you can count on!
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HOW TO HELP BORED DOGS DURING WINTER
Cold winter days can leave your four-legged friend feeling cooped up and restless. Less outdoor time and shorter walks can take a toll on your dog’s physical and mental wellbeing, and that can lead to destructive behaviour, stress, or even health issues. It’s during these times that many pet parents realise how important it is to protect their pups with a reliable pet insurance policy, because sometimes, even boredom can lead to unexpected vet visits.
Without further ado, here’s how to help a bored dog!
RELATED: WINTER GUIDE FOR PET PARENTS
Signs of a Bored Dog
Bored dog signs can vary from subtle behavioural shifts to more destructive actions. Here’s what to look out for:
- Increased barking
- Increased chewing
- Circle running
- Whining
- Following you everywhere
RELATED: WHAT MOTIVATES YOUR PET?
Fun Activities for Bored Dogs
It’s easy to turn boredom into tail-wagging fun with the right activities, many of which you can do indoors.
Teach Your Dog to Play Hide and Seek:
Hide their favourite toy or a few treats around the house and encourage them to find it. This taps into your dog’s natural scent-tracking instincts.
Create a Doggy Obstacle Course:
Turn your lounge into a mini agility course using household items like cushions, chairs, and blankets. Guide your dog through jumps, tunnels, and weaves for a physical challenge.
Challenge Your Dog with Tug-Of-War:
Tug-of-war is an excellent bonding activity. Add a training twist by incorporating commands like “drop it” or “take it” to boost mental engagement during play.
Schedule Indoor Training Sessions:
Short on outdoor time? Use those indoor hours to teach your dog new tricks or refresh their obedience training. Ten minutes a day of positive reinforcement can go a long way.
Organise Playdates or Try Doggy Daycare:
If your dog enjoys the company of others, indoor playdates with canine friends or supervised doggy daycare can be a great outlet. Social time helps reduce loneliness and boredom.
Let Them Enjoy a Window View:
Set up a comfy perch by a window so your dog can watch birds, cars, and passersby. It’s a low-effort way to keep them entertained, but watch out for excessive barking if the excitement gets too much!
Mental Stimulation for Your Dog
Physical exercise is vital, but mental enrichment is equally important for a well-balanced dog. Activities that challenge your pup’s brain can reduce anxiety and improve their focus.
Rotate Their Toys Regularly:
Just as humans tire of the same old TV shows, dogs get bored with the same toys. Keep their interest high by rotating their toys weekly.
Use Interactive Toys:
Snuffle mats, food puzzles, and treat-dispensing toys are great tools to encourage problem-solving.
Introduce Scent Tracking Walks:
Not every walk needs to be a power walk. Let your dog lead with their nose on slower-paced walks where sniffing is encouraged. It’s a sensory-rich experience that provides great mental stimulation.
When Boredom Leads to Bigger Problems
If your energetic pooch accidentally gets hurt while zooming around the living room, pet insurance from dotsure.co.za can help cover unexpected vet bills. Quote online today and keep their tails wagging, no matter the weather.
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THE DIFFERENCE BETWEEN MECHANICAL BREAKDOWN & WEAR AND TEAR
Your car has decided to make some weird sounds. You’re hoping it’s covered by your warranty but you’re actually not sure if it’s a mechanical breakdown or just wear and tear.
When it comes to car warranty claims, knowing the difference between a mechanical breakdown and wear and tear makes the fine print and your claim outcome easier to understand.
What is a Mechanical Breakdown?
Mechanical breakdowns happen when a component in your vehicle suddenly fails due to a defect or malfunction. The part wasn’t worn out; it stopped doing its job properly.
Mechanical breakdown examples include:
- Your starter motor seizing up
- A sudden turbocharger failure
- A malfunctioning timing belt
- The water pump breaking.
These kinds of issues are usually covered by extended warranty insurance if they weren’t caused by neglect, skipped services or pre-existing damage.
RELATED: EXTENDED CAR WARRANTY VS SERVICE PLAN
What Does Mechanical Breakdown Insurance Cover?
At dotsure.co.za, our extended warranty plans are designed to cover sudden, unexpected mechanical or electrical failures and not parts that have worn down over time from normal use.
That’s why regular servicing and maintenance records are essential if you want your claim to be paid. And if a car part fails out of the blue, you have peace of mind that you’ve got cover to help with the nasty repair bills.
Are you already covered? You can log in to manage your policy anytime. Not covered, yet? Get a quote now before the unexpected happens.
Understanding Wear and Tear on Vehicles
Wear and tear are expected because every car experiences them. It’s not a fault, it’s more like a pair of running shoes with holes in them: they’ve had their moment, and now it’s time for a new pair.
What is considered a wear and tear item on a vehicle?
It’s the car parts that gradually degrade over time, such as:
- Brake pads
- Clutch plates
- Tyres
- Wiper blades
- Shock absorbers
- Fan belts.
Most warranty plans do not cover these because they’re meant to be replaced periodically as part of standard vehicle maintenance.
Common Scenarios: Breakdown vs. Wear
Let’s clear it up with a few quick comparisons.
Scenario Mechanical Breakdown? Wear and Tear? Your engine’s water pump fails suddenly. ✅ ❌ Your clutch starts slipping after 80 000 km. ❌ ✅ The starter motor burns out without warning. ✅ ❌ The brake pads are worn below the minimum thickness. ❌ ✅ Does Insurance Ever Cover Wear and Tear?
It’s rare, but some comprehensive motor or wear and tear insurance products offer limited cover for these components. At dotsure.co.za, our extended warranty focuses on mechanical or electrical breakdowns or failures.
If you want to know more, check your policy documents or contact our team for help if you’re unsure what your plan includes.
RELATED: COMMON WARRANTY EXCLUSIONS AND LIMITATIONS
Drive with the Warranty Experts
Understanding the difference between mechanical breakdown and wear and tear can help you avoid surprises when claiming.
And if you’re not yet protected? Don’t wait for the clunk. Get extended warranty cover today and drive with a warranty!
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VET ADVICE: SIGNS OF SEPARATION ANXIETY
Dr Marelize Engelbrecht is a small animal veterinarian at Zwartkop Animal Clinic in Centurion, and she has provided us with her expertise!
What Are the Most Common Signs of Separation Anxiety?
“Excessive vocalisation (barking and howling), destructive behaviour, escaping, and inappropriate elimination. Usually only when people are absent.”
What Typically Causes Separation Anxiety?
“It could be instinctive or learned behaviour. Sometimes, genetics might play a role.”
Are Certain Dog Breeds More Prone to Separation Anxiety Than Others?
“Yes, some breeds are more prone than others, but any breed can experience it. Those most prone are working breeds like German Shepherds, Labradors, and Border Collies; high energy dogs like Vizslas and Australian Shepherds; and then toy breeds like Dachshunds, Miniature Poodles, and Yorkshire Terriers.”
What Steps Can Pet Parents Take to Prevent Separation Anxiety from Developing?
“Establish a consistent daily routine, with meals, playtime, walks, and alone time. Predictability reduces anxiety.
Create a safe and comfortable space for them to retreat and relax.
Practice gradual separations. Start with small steps by leaving them alone for short periods of time.
Practice leaving and returning without making a big deal out of it, to avoid reinforcing the idea that leaving is a stressful event.
Provide opportunities for exercise and add enrichment to their environment.
Stay calm and reassuring.
Don’t show any signs of anxiety form your side when leaving or returning.”
What Are the Treatment Options for Dogs with Severe Separation Anxiety?
“Manage triggers for behaviours, like departure cues.
Adjusting their environment and routine.
Teach new behaviour and reinforce with treats and praise.
Help them to calm down with vet-approved medication.
Pheromonatherapy.
Behavioural expert training.”
Need cover for alternative care? Talk to us about adding Wellness Benefits to your pet’s plan!
Meet Our Vet of the Month
Dr Marelize loves her work and always tries to live her life to the fullest. Her aim is to have a good work–life balance and to be the best vet she could possibly be!
What Inspired You to Become a Vet?
“I have always wanted to become a vet, even as a small child. I was inspired by my grandmother, who wasn’t a vet but might as well have been one. She loved all living things and taught me so much about animals and their care.”
Tell Us About Your Pets!
“I have a lot! Four dogs, one cat, two guinea pigs, two crested geckos, and a horse.”
Any Last Thoughts on the Topic?
“Addressing separation anxiety requires patience, professional guidance, and a commitment to positive reinforcement training.”
Expert Advice on Pet Care
At dotsure.co.za, we love vets and everything they do for our beloved pets! Understanding the signs of separation anxiety in dogs is the first step towards helping your furry friend feel secure and supported, even when you’re not around. And remember, having pet insurance can help cover the costs of vet visits and treatments!
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THE EASIEST WAY TO GET AN INTERNATIONAL DRIVING PERMIT
Are you planning an overseas holiday and keen on road tripping across Italy or cruising down Route 66? Then you’ll need more than just car snacks and playlists. You’ll need an international driving permit (IDP). It’s your golden ticket to legal, hassle-free driving abroad and essential to avoid awkward conversations with foreign traffic cops.
Let’s break it down, the easy-peasy way.
Can I Drive Overseas with a South African Driver’s License?
You can use that trusty little SA driver’s card only in certain countries. Most destinations will ask for an international driving permit alongside your SA licence.
Pro tip: Your SA license must be valid and not expired to apply for an IDP. A suspended or expired licence? That’s a nope.
RELATED: HOW TO CHECK YOUR DRIVING LICENCE STATUS IN SOUTH AFRICA
What Is the Easiest Way to Get an International Driver’s Permit?
Through the Automobile Association of South Africa (AA): They’ve streamlined the process so you can drop gears and disappear ASAP. Just ensure you apply before leaving the country because you can’t get one when you’re abroad.
Online: Apply for an international driving permit online here and complete the application form! We said it would be easy-peasy, right?
In-store: Use their branch locator to find the closest AA-accredited sales agents and get your international driving permit in-store.
How To Get an International Driving Permit in South Africa
Option 1: Apply Online
Just a few clicks and you’re ready:
- Head to the AA’s IDP online application page.
- Upload these docs:
-A copy of your valid South African driver’s licence
-Your ID or a valid passport
-A passport-sized photo (just one per IDP type).
- Choose your preferred collection branch.
- Submit and wait for a ready-for-collection alert.
Heads-up: You still have to collect your IDP in person, but the paperwork is sorted ahead of time.
Option 2: Apply In-Store
Do you need it in a hurry? If you visit a participating AA Travel Experience outlet, you can leave there with your IDP in hand after about 10-30 minutes.
Bring the following:
- Your valid SA driver’s licence
- Your ID or passport
- A passport-sized photo (some stores can take them for you, so call ahead to check!).
Either way, it’s easy-peasy-lemon-squeezy!
AA International Driving Permit: Some FAQs Answered
The AA is the only officially recognised issuer of IDPs in South Africa. They’ll issue your permit according to the country you’re visiting (there are different versions, depending on the destination). The most common type is the 1949 Convention IDP.
We didn’t make this up earlier. The AA also recommends always carrying both your SA licence and your IDP when driving abroad.
How Much Does an International Driving Permit From South Africa Cost?
As of 2025, the cost is approximately R350, depending on the type and the branch. Some branches might charge extra for the passport photos if you don’t bring your own.
How Long Does It Take to Get an IDP in South Africa?
The good news is that applying in person with all the right documents is instant. You’ll walk out with your permit, ready to conquer foreign roads.
The Advantages of International Driving Permits
- The ability to drive in over 150 countries
- Translated ID info (really helpful in non-English-speaking countries)
- Peace of mind with car rental agencies
- No fines for not having it where required.
On the Road… But Smarter
Getting an international driving permit in South Africa is easier than you think and much less stressful than trying to charm a traffic officer in Paris with your Afrikaans. So, wherever you’re heading, sort out your IDP ahead of time and drive stress-free.
Speaking of driving stress-free, with dotsure.co.za car insurance, Name Your Price™ lets you choose cover that fits your budget. So, when you’re driving your own car on home soil, you’re covered and protected too!
Do you still have questions? Contact us here or explore more travel and motor tips on our blogs below!
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PET INSURANCE THAT ADDS VALUE: GIVE YOUR POLICY A TREAT!
Being a pet parent means doing everything to care for your furry, feathered, or scaled companions; because they’re more than pets, they’re family!
So, when it comes to protecting them, you need pet insurance that adds value. At dotsure.co.za, we do exactly that. Our pet insurance plans don’t just cover the basics. We let you level-up your policy with optional extras that give your pet, and your peace of mind, that little extra wag it deserves.
What are Value Added Products (VAPs)?
Value Added Products (VAPs) are optional enhancements to your existing pet insurance policy. Think of them as bonus treats for your pet’s policy. We’ve taken customising cover to suit your budget and pet’s lifestyle to a whole new level!
Can I Increase My Pet Insurance Cover?
Yes, you can! In fact, the best part about being covered by SA’s #1 pet insurer* is that you can do it online in just a few clicks via the Manage Portal!
From wellness benefits and no-excess claims to pet funeral support, these add-ons are the perfect way to get the most out of your pet insurance!
Value-Added Products You Can Add to Your Pet Policy*
Here’s a breakdown of our most popular optional add-ons for pet insurance in South Africa. Because yes, you really can teach an old policy new tricks.
RELATED: UNDERSTANDING PET INSURANCE WAITING PERIODS
Pet Funeral Support – Pet Insurance Funeral Cover in South Africa
Losing a pet is never easy, but stressing about the cost shouldn’t be part of it. Our Funeral Support offers up to R2,920 towards cremation or burial in the unfortunate event of your pet’s passing.
- Only R21 pm
- 3-month waiting period
- Available for pets up to 9 years old
- A must if you’re looking for affordable pet funeral cover in SA
Pet Excess Buster – No Surprises When You Claim
This add-on makes your excess disappear faster than a treat in a sausage dog’s mouth.
- R29 pm – Accidental
- R35 pm – Vital / Exotic Pet
- R39 pm – Elite
- R45 pm – Deluxe / Exotic Pet Plus
- R55 pm – Ultimate
- It’s the simplest way to enjoy no excess pet insurance in SA
Pet Cover Gap Extension – Waive Limits for Extra Cover
This add-on waives specific policy limits when you need a little extra cover.
- Premium depends on your plan, risk profile, pet and claim history.
- Already included in Ultimate and Exotic Pet Plus plans
- Purrfect for pet parents looking for cover gap extension for pets, just in case.
Pet Wellness Benefits – Routine Care Cover for Pets
From R69 pm, this one’s all about preventative care in pet insurance. Think of it as your pet’s annual spa day with cover for:
- Vaccinations
- Parasite control
- Grooming
- Dental check-ups
- Elective sterilisation
- Microchipping
- And more!
- Available on Vital, Elite, and Deluxe plans
RELATED: DOES YOUR PET INSURANCE COVER SPAYING AND NEUTERING?
Pet Wellness Benefits Plus – More TLC for Your Pet
All the same great cover as Wellness Benefits with bigger limits and a little more wiggle room.
- From R129 pm
- Includes everything in Wellness Benefits above
- With higher cover amounts for more peace of mind
- Great for older pets or pets with more complex wellness needs.
RELATED: DOES YOUR PET INSURANCE COVER VACCINATIONS? LET’S BREAK IT DOWN
Why Add Value-Added Products to Your Pet Insurance?
These extra pet insurance benefits can help you:
- Plan better for the unexpected
- Cover preventative care without dipping into your own savings
- Extend your peace of mind
How to Add VAPs to Your Pet Policy
It’s super easy to add any of these dotsure.co.za pet insurance extras:
- Log in to the dotsure.co.za Manage Portal.
- Choose your add-on and confirm your upgrade.
Prefer chatting to a human? Email us at u2us@dotsure.co.za or call 0861 368 7873 and we’ll help you treat your policy quick-quick.
Ready To Get the Most from Your Pet Insurance?
Head to dotsure.co.za to manage or upgrade your plan today with wholehearted pet insurance that adds value.
*Ts & Cs and possible exclusions may apply and can be obtained by emailing u2us@dotsure.co.za. Risk profile and policy dependent. Pricing and cover limits as at date of publishing. SA’s #1 Pet Insurance Company as voted by The Star, Die Burger, Beeld, City Press.
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WHO ARE THE MOST VULNERABLE ROAD USERS? TIPS FOR SA DRIVERS
We all know SA’s roads are not only occupied by motorists. While drivers may feel the streets were made for them, cyclists, pedestrians, horses, cattle, and children also have the right to be there. However, these individuals are also amongst the most vulnerable road users in South Africa, and there is an urgent need for increased awareness and safer driving practices.
Why Vulnerable Road Users Need Your Extra Attention
- Pedestrians and cyclists are harder to see, especially during dawn, dusk and bad weather.
- Unlike driving in a car, they don’t have much physical protection, which means any collision could result in serious injuries.
- Children and animals can be unpredictable, running into the street unexpectedly or getting spooked by sudden noises.
- In many areas of our country, sidewalks or dedicated bicycle lanes don’t exist, so we all have to share the road.
Sharing the Road: Tips for SA Drivers
Pedestrians: Walkers, Joggers & Runners
Pedestrians are at the highest risk on our roads, specifically in townships, cities, and rural areas without pavements or streetlamps.
Pedestrian safety tips for drivers:
- Always slow down and stop at zebra crossings.
- Drive slower in areas with foot traffic, such as schools, shopping centres and bus or taxi stops.
Cyclists
Cyclists get a bad rap for using our roads. Maybe we’re all guilty of waving a fist at a cyclist at some point, but they’re legally allowed to be there, so it’s our job to help keep them safe.
Driving tips for cyclist safety:
- Check your mirrors when turning left or opening a door.
- Don’t tailgate. Give them room and time to move safely.
- Avoid sudden braking or swerving in front of them. You wouldn’t like that done to you.
Horse Riders on SA Roads
Horse riders are legally allowed on many South African roads, especially in rural areas and the outskirts of cities.
Can you ride a horse on the road in SA?
Yebo, under the National Road Traffic Act, it’s allowed.
How to drive safely around horses:
- Slow down long before you reach them.
- If you need to pass, pass wide, at least a car’s width away, and don’t rush.
- Avoid revving your engine, honking, or flashing lights, which may startle the horses.
- Watch for hand signals, the rider may know something about their horse that you do not.
- Be prepared to stop completely if necessary.
Children
Children often don’t understand road rules or how long a car takes to stop. They may suddenly run into the road, especially near schools or in neighbourhoods.
Tips for driving near children:
- Always obey school zone driving laws and speed limits.
- Be extra cautious when driving around the suburbs.
- Watch for kids on bicycles or skateboards.
Animals
Roads are shared not only with humans but with animals too.
- Pets: Dogs and cats can sprint into traffic.
- Farm animals: Cows, goats, and sheep are often seen grazing on the side of the road.
- Wildlife: Look out for baboons, owls, and other wild birds near forests, bush and game reserves.
Our top driving tips:
- Stay alert in rural areas or game regions as you might encounter livestock or wildlife.
- If you see a warning sign for animals, take it seriously. Reduce your speed.
- Never swerve violently to avoid hitting an animal. This can be more dangerous than braking in a controlled manner.
What do you do if you hit an animal?
- Stop safely and check on the animal (only if it’s safe).
- Call animal welfare and local authorities.
- Contact your insurer. dotsure.co.za offers 24-hour roadside assistance.
RELATED: HOW WE PROTECT YOU AFTER A CAR ACCIDENT
Who Else Counts as a Vulnerable Road User?
Here are a few more to keep an eye out for:
People with Disabilities
- Wheelchair users and people with limited mobility may take longer to cross the road.
- Be cautious near hospitals and clinics.
Emergency Responders
- Ambulance staff, firefighters and traffic officers working on the road are highly exposed.
- Always move over and slow down when approaching emergency scenes.
The Law is Clear: Slow Down and Share the Road
South African legislation mandates drivers to exercise caution and yield to vulnerable road users. According to the National Road Traffic Act 93 of 1996 drivers must stop their vehicles upon the request or signal of a person leading or driving any horse, cattle, donkey, mule, sheep, goat, pig or ostrich on a public road. This provision underscores the legal obligation to prioritise the safety of both human and animal road users.
Furthermore, the Act emphasises motorists’ responsibility to be vigilant and considerate towards pedestrians and cyclists, who are amongst the most vulnerable on the roads.
Drive Safe, Drive Kind
Let’s sum it up: pedestrians, cyclists, children, horse riders, and animals are all amongst the most vulnerable road users in SA. Adhering to traffic laws and exercising caution can significantly reduce accidents and fatalities involving these vulnerable road users.
PS: If you’re a motorist on SA’s roads driving without car insurance, we’d say you’re also pretty vulnerable. Click here for a free insurance quote online or contact us for more!
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HOW DOTSURE.CO.ZA BECAME SA’S FIRST E-COMMERCE INSURER
When others were still faxing forms, we were busy forming the facts on simple insurance. dotsure.co.za was built to make insurance easier, faster, and smarter. That’s why we became SA’s first e-commerce insurer, making it possible for you to buy, claim, and manage your policy with the click of a button. There were no queues or paperwork. Just simple insurance that was ahead of its time.
What It Means to Be the First Online Insurer in SA
We’re constantly evolving, adapting, and innovating. We’re not just tech-driven insurance. We’re a customer-obsessed team of experts who are always looking for ways to make your insurance journey fast and simple. Our online insurance platform allows you to get quotes, buy cover, and manage your claims and policies in one place. Being the first online insurer in South Africa means setting a standard we always aim to beat.
How We Changed the Insurance Landscape
Before we came along, buying insurance entailed admin. We spotted a gap in the market and built an online insurance model that made things easier for everyday South Africans. Fast-forward to today, and we’re one of the most trusted names in the digital insurance game.
Some of our digital firsts:
- First to offer an online solution to quote, buy, and manage car insurance
- First to offer Name Your Price™ on pet, car, and life insurance
- First pet insurer to have an online purchase process.
The Benefits of Buying Insurance Online
- Instant cover without any of that call centre drama
- Real-time quotes without the wait
- Paperless everything, so the trees don’t have to suffer.
- Control in your pocket via your Manage Portal.
Why We’re One of the Leading Online Insurers
From our award-winning tech innovations to our excellent customer service, we’ve built a business around putting customers, aka our fans, first. Not just our profits.
But don’t just take it from us, we’ve also got the reviews to back it up. Fans love us, pets love us, and even cars probably would if they could leave a favourable Google review.
Speaking of reviews, if we’ve made your insurance journey easier, let us know and leave a review.
A Look at Our Digital Insurance Products
Let’s talk about your dotsure.co.za online insurance options:
- Pet Insurance Online: SA’s #1 pet insurance* protects your furry, feathered, or scaled friends with wholehearted cover .
- Car Insurance Online: Cover that fits your wheels and wallet with Name Your Price™.
- Extended Motor Warranty Online: Don’t drive with worry. Drive with a warranty and enjoy hassle-free claims for repairing or replacing car parts.
- Business Insurance Online: Protection for your hustle, side-gig, or empire-in-the-making.
Join Our Fans Who Made the Switch to Online Insurance
Thousands of South Africans are already with us as they switched to insurance that actually keeps up with their lives. So, if you’re still calling your insurer to update your policy, it might be time to join the digital option.
Are you ready to experience one of SA’s smartest online insurance options? Get a quote at dotsure.co.za or speak to our team here.
*Voted South Africa’s Best Pet Insurance 2023/2024 by readers of various media publications.
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THE BEST WAYS TO MANAGE PET ODOURS
We adore our pets, but living with them can sometimes mean living with their smells too. From that wet dog scent after a rainy walk to that mysterious funk from the couch cushions, pet odours can linger. Thankfully, just like pet insurance helps you manage the unexpected vet bills, there are practical ways to keep your home fresh!
Why Does My Dog Smell So Bad?
There are a few reasons your pup might be extra stinky lately. Skin conditions, ear infections, poor grooming, diet, and even the weather can all play a part. Certain breeds are also more prone to odour due to oily coats or skin folds. If your dog’s smell seems unusually strong or persistent, a check-up with the vet is a good first step.
What’s the Best Way to Get Rid of That Dog Smell?
Here’s how to effectively manage pet odours.
Keep Your Pet Clean:
The first step to a fresher home is a clean pet. Bathe your dog regularly using a gentle, pet-friendly shampoo. The need to groom frequently will depend on their breed, coat type, and lifestyle.
Clean Pet Bedding and Toys Frequently:
Wash pet bedding, blankets, and soft toys at least every two weeks using unscented detergent. For non-washable items, wipe them down with a pet-safe disinfectant and allow them to air out in the sun.
Vacuum and Mop Often:
Pet hair and dander can trap odours in your carpets, upholstery, and even on hard floors. Vacuum your home at least twice a week to capture allergens and odour particles. Don’t forget to mop hard floors with a pet-safe cleaner that tackles smells at the source.
DIY Dog Smell Remover:
Baking soda is your best friend when it comes to neutralising pet smells. Sprinkle it over carpets or pet beds, let it sit for 15 to 30 minutes, and vacuum it up. Remember to properly clean up pet accidents, as soon as possible.
Improve Air Circulation:
Stale air makes odours worse. Open windows regularly to let fresh air flow through your home, and consider using fans or an air purifier with a carbon filter to help clear the air of dander and pet smells.
Try Pet-Safe Odour Eliminators:
There are several products designed specifically for pet households. Think enzymatic cleaners, sprays, and candles made with essential oils, which are safe for pets. These can mask or eliminate odours without harming your furry friend.
Tackle Accidents Immediately:
Accidents happen all the time. Clean them up promptly by using an enzymatic cleaner that breaks down the compounds causing the odour. The faster you act, the less likely the smell will set in.
Call the Professionals:
Sometimes, the smells run deep. That’s where professional cleaning services come in. Their trained teams can deep-clean carpets, upholstery, and hard-to-reach areas, giving your home a complete refresh.
RELATED: HOW TO GET RID OF THAT CAT PEE SMELL
Smells Happen. Be Ready for Anything
Just like a fresh-smelling home gives you peace of mind, so does being prepared for the unexpected.
At dotsure.co.za, we offer pet insurance plans that help you cover the costs of accidents, illness, and routine care. Want to know more? Contact us today to find out how we can help you and your pets enjoy every moment, smells and all!
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COMMON WARRANTY EXCLUSIONS AND LIMITATIONS THAT CATCH YOU OFF-GUARD
You’ve got your extended car warranty. You’re covered. You’re protected. But then the claim comes back… declined. Haibo. Welcome to the fine print of warranty exclusions and limitations. The bits that most drivers only discover after they’ve made a claim. Let’s break it down, with no jargon and no surprises, so you know exactly what your extended car warranty does and doesn’t cover.
What Vehicle Warranties Typically Cover
Extended car warranties generally cover mechanical breakdowns and electrical failures on major components. That means things such as:
- Engine failure
- Gearbox issues
- Electronic ignition faults
- Cooling and fuel systems
- Steering mechanisms.
RELATED: THE DIFFERENCE BETWEEN MECHANICAL BREAKDOWN & WEAR AND TEAR
Surprising Warranty Exclusions Most Drivers Miss
Warranties don’t cover everything. Some of the most common warranty exclusions include:
- Pre-existing damage
- Wear and tear (more on that below)
- Carbon build-up
- Unapproved modifications or racing
- Repairs without prior authorisation
- Incorrect fuel or oil use
- Corrosion or rust.
Psst: Your claim can be rejected if your odometer has been tampered with. So don’t try to pull a Ferris Bueller.
Not Covered Reason Wear-and-tear parts These degrade naturally over time through normal use and aren’t due to a defect. Cosmetic damage Paint scratches and upholstery wear don’t impact your car’s function. Modifications or aftermarket parts Non-OEM parts can void the warranty, especially if they caused the damage. Neglect or skipped services Not sticking to your service schedule can hurt a claim. Damage from accidents That’s a claim for your car insurance plan. Limitations That Can Void Your Warranty
It’s not just what’s not covered, it’s how you use your car. These everyday actions can void your warranty:
- Not sticking to the manufacturer’s service schedule
- Missing your annual service
- Having repairs done by an unapproved workshop
- Using your car for business or taxi use when it’s not covered for that
- Not informing your insurer when you hit the maximum vehicle age or mileage cap.
With dotsure.co.za’s worry-free Warranty, you have a 30-day grace period from policy inception to get your service up to date, and you’re free to use any RMI-approved workshop.
RELATED: CAR MODS THAT VOID A WARRANTY
Why Using Generic Parts Can Cost You
That off-brand part might seem like a bargain, but you could void your warranty if it’s not OEM-approved or professionally fitted.
At dotsure.co.za, we stick to quality parts and quotes from RMI-approved workshops.
Does Insurance Ever Cover Wear and Tear?
It’s rare, but some comprehensive motor or wear and tear insurance products offer limited cover for these components. At dotsure.co.za our extended warranty focuses on mechanical or electrical failures.
You can check your policy wording and read your car warranty fine print, or contact our team for help if you’re unsure what your plan includes.
The Fine Print: Consequential Damage and Betterment Clauses
We know we said no jargon, but it’s insurance. So, here’s what these lawyery words mean:
Consequential Damage or Resultant Damage
If a covered part fails and causes other damage, the warranty might only cover the original part and not the full extent of the damage. if the damage to a covered part is caused by a part that is not covered, the damage may also not be covered.
The Betterment Clause
If replacing your part leaves your car “better” than it was before the failure, you may be liable to contribute to the cost.
Both clauses are standard in many warranties, but still catch people off-guard. The golden rule? Read your policy and the Ts & Cs. Remember, we’re always here to help explain it to you.
RELATED: WARRANTY KNOW-HOW: YOUR MOST COMMON QUESTIONS ANSWERED
Tips to Avoid Warranty Surprises
- Service on time every year, as recommended
- Use RMI-approved workshops
- Read your policy docs
- Add optional extras such as ServiceXtender if you want more peace of mind
- Log every repair or service.
Our Final Warranty Tips for Car Owners
A good extended car warranty is about confidence, not confusion. At dotsure.co.za, we give you simple insurance cover, fast payouts within 3 days, and real support when things go wrong.
Are you still not sure about the different warranty exclusions and limitations? Contact us, or log in to manage your policy today.
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WILL INSURANCE COVER NATURAL DISASTERS?
What Is Considered a Natural Disaster?
Natural disasters are large-scale events caused by natural forces beyond our control, such as floods, storms, fires, and earthquakes. These events can cause considerable damage to property and infrastructure, and loss of life. But, will insurance cover natural disasters or not? When it comes to your insurance policy, the term “Act of Nature” is often used with the key characteristic being that it is unpredictable and unpreventable. Let’s unpack your cover and “Acts of Nature” before a natural disaster strikes!
RELATED: HOW INSURANCE COMPANIES CALCULATE YOUR PREMIUMS
Common Natural Disasters in South Africa
Floods
Flooding is a recurring issue, particularly in KwaZulu-Natal and the Eastern Cape. In 2022, Durban experienced catastrophic floods, resulting in over 400 fatalities and extensive damage to infrastructure and homes.
Storms
We’re no stranger to storms: hailstorms with hail the size of golf balls in Johannesburg and gale-force winds in Port Elizabeth. South Africa has experienced severe storms that have damaged homes, cars, and crops, leading to significant financial loss.
Fires
Remember the devastating Knysna fires in 2017? Wildfires are ruthless and can destroy vast areas of vegetation and property. Dry conditions and strong winds often fuel these fires.
Earthquakes
While not common, South Africa has experienced earthquakes, such as the 2014 Orkney earthquake, which measured 5.5 on the Richter scale. A few tremors have also been felt in other parts of the country, and while rare, they can cause structural damage and pose risks to communities.
Tornadoes
Tornadoes are rare but have occurred. Just this year, on February 18, 2025, Pretoria North was struck by a tornado that tore through buildings, uprooted trees, and caused severe damage to vehicles. Miraculously, no one was hurt.
What Disaster Is Often Not Covered by Insurance?
Not all insurance policies automatically cover “Acts of Nature”. Some natural disasters, such as floods or earthquakes, are often not covered under standard insurance policies. These typically require additional cover or specific policies. Always check your policy details to ensure you are protected.
Need help reviewing your current insurance policy? Contact us or log in to our 24/7 Manage Portal to get started.
What Affects Your Claim During a Natural Disaster?
Several factors can influence the success of your insurance claim after a natural disaster:
- Your policy details: Go through your policy wording to ensure it includes cover for the specific disaster.
- Maintenance and preventative measures: If you don’t take care of your property, damage that could have been avoided with regular property maintenance can lead to claim denials. Demonstrating that you’ve taken steps to mitigate risks can support your claim.
- Documentation: Provide detailed damage records, including photos and receipts.
- Prompt reporting: Report damages to your insurer as soon as possible.
How Do I Claim for a Natural Disaster?
If you’re affected by a natural disaster:
- Ensure safety: First, ensure you and everyone around you are safe after the natural disaster.
- Contact your insurer: Reach out to your insurance provider to report the incident.
- Document the damage: As mentioned above, take photographs and list all damages.
- Submit your info: Provide all necessary documentation and information as requested to your insurer.
At dotsure.co.za, we aim to make the claims process as smooth as possible. You can manage your policy, submit claims and upload supporting data through our online Manage Portal.
Does Your Insurance Policy Have You Covered for Natural Disasters?
So, will insurance cover natural disasters? The short answer is “yes”. Insurance policies can cover natural disasters, but the type of cover and extent of that cover can vary.
The dotsure.co.za team is always here to help you understand your cover and make changes if needed. If you’re not covered yet, visit our website and stay protected.
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BUSINESS COVER FOR HOSPITALITY: A GUIDE TO AIRBNB INSURANCE
Hosting through Airbnb offers flexibility and freedom, but it also comes with plenty of risks. Running a short-term rental is a real business, and it deserves hospitality insurance that understands the risks of the industry.
What Is Airbnb Insurance and Why Does It Matter?
Short-term rental insurance is designed to protect hospitality entrepreneurs from the unique risks they face. While Airbnb provides some built-in protection through its AirCover for Hosts program, this is not a replacement for tailored business insurance that covers a range of common losses.
RELATED: TYPES OF BUSINESS INSURANCE
What Does Airbnb Insurance Actually Cover?
A comprehensive insurance policy for Airbnb properties typically includes:
Business Interruption:
A disaster can force you to close your doors temporarily. This helps get you back to business, quickly.
Property and Contents:
Get protection for your building, furniture, and appliances in the event of water damage or vandalism.
Liability:
Whether you’re hosting 10 or 1,000 guests a year, liability risk is real.
Cancellation of Bookings:
Cancellations due to unforeseen events don’t have to be financially devastating.
Billing Cover:
Your safety net if a guest leaves without paying for their stay.
Where to Find Insurance for Airbnbs
You don’t need to settle for a one-size-fits-all type of cover. At dotsure.co.za, we offer customised business insurance solutions for Airbnb owners and other hospitality professionals. Contact us today and let’s build a policy that works as hard as you do.
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CAR MAINTENANCE PLAN VS SERVICE PLAN VS MOTOR WARRANTY
Life’s already confusing enough, you don’t need complicated insurance jargon to make things worse.
That’s why we’ve put together this guide to help you make sense of your car maintenance plan, how it compares to service plans, and what sets it apart from car warranties. And if it gets confusing again, feel free to come back for a refresher!
Key Differences Between a Maintenance Plan vs a Service Plan
Simply put, a car warranty, a car service plan, and a maintenance plan are different types of cover for various vehicle functions and parts that make the car operate.
- Manufacturer/Extended warranty plans: Designed to cover unexpected failure or breakage of car parts as well as electrical components. This can be provided by the manufacturer or a third-party.
- Service/Maintenance plans: These generally cover elements guaranteed to become worn through normal wear and tear and vehicle use. Maintenance plans are usually more robust and come with a more comprehensive list of covered parts.
RELATED: HOW DOES A CAR WARRANTY WORK? A BEGINNER’S GUIDE
More About Manufacturer Warranty
All new cars come with a manufacturer’s warranty, which is a promise from the manufacturer that the vehicle is of good quality and the parts won’t fail. If they should, the manufacturer will repair or replace them.
However, as the car gets older, parts weaken and present a higher risk of failure, so manufacturers limit the time or kilometres for which their warranty is valid. Different manufacturers will have different warranty limits, for example, a 5-year/150,000 km warranty limit on mechanical parts or specific warranty limits on the paint, body, or battery.
Once these limits are exceeded, the components are no longer covered. At this point, the driver may choose to extend their manufacturer warranty or purchase an extended motor warranty through a third-party extended motor warranty provider, such as dotsure.co.za.
RELATED: EXTENDED CAR WARRANTY VS SERVICE PLAN
Service and Maintenance Plans for Vehicles Explained
A service plan is a separate policy from the manufacturer’s warranty or extended warranty. This plan pays the full cost of a scheduled motor service, which maintains elements that are expected to wear down during normal use. It generally includes things such as spark plugs, tyre rotations, filters, and fluid changes. Like a warranty plan, manufacturers limit their service plans to a period of time or number of kilometres driven.
A maintenance plan covers everything a service plan covers but is more comprehensive in nature. It also covers parts not covered by a service plan, for example brake pads or wiper blades.
RELATED: THE DIFFERENCE BETWEEN MECHANICAL BREAKDOWN & WEAR & TEAR
How Car Maintenance Insurance Complements Your Insurance
The first thing to know is that a warranty or service/maintenance plan complements car insurance and definitely isn’t intended as a replacement for your motor cover.
You can think of it as cover for internal vs. external risks. While a warranty or service/maintenance plan covers the car’s internal mechanics, car insurance will cover external risks such as accidental damage, theft, fire and/or third-party liability.
To ensure your car is fully covered, you want comprehensive car insurance and a maintenance or warranty plan that keeps your car in top condition. Through a combination of these cover types, your car (and bank balance) will remain protected, especially if the unexpected happens.
For an obligation-free extended warranty quote, visit dotsure.co.za today.
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TOP 5 RAREST CAT BREEDS IN SOUTH AFRICA
Ever wonder if your neighbour’s purrculiar looking kitty might just be a rare purebred feline? Some exotic cat breeds are turning heads and stealing hearts. But when it comes to rare cat breeds, their unique traits often come with unique needs. That’s where cat insurance can be a real lifesaver!
RELATED: TOP 5 CAT BREEDS IN SA; RAREST DOG BREEDS IN SA
Marvellous Munchkins
Known as the Dachshunds of the cat world, Munchkins are as quirky as they are cute. With their adorably short legs and larger-than-life personalities, these sociable furballs love playing fetch and responding to voice commands, traits more commonly seen in dogs! Named after the tiny folk from The Wizard of Oz, Munchkins are agile despite their stature but may face bone and spinal issues due to their genetic makeup. Regular check-ups, vaccinations, and parasite control are essential.
Lovely Lykois
Better known as Werewolf Cats, Lykois are one of South Africa’s most mysterious and misunderstood breeds. With patchy coats and dog-like behaviour, they may look a little wild, but they’re fiercely loyal and protective of their humans. The first Lykoi in South Africa was discovered by an animal rescue in Cape Town, in 2016. Since then, these rare cats have charmed feline fanatics with their unique appearance and quirky habits, like fetching toys and guarding snacks. Weekly grooming is a must, especially during shedding seasons.
Snuggly Singapuras
Tiny but mighty, the Singapura holds the title of the world’s smallest pedigree cat. Weighing in at just around 2.5 kilograms, they make up for their size with heaps of charm and bold personality. Originating from Singapore, these playful kitties love getting involved in your daily activities. Singapuras can have health issues related to reproduction, such as uterine inertia, often requiring caesarean births.
Lavish LaPerms
If you’ve ever seen a cat that looks like it’s in the middle of a lifelong bad hair day, it was probably a LaPerm. Their springy, curly coats give them a unique, tousled look. But it’s their personalities that truly shine. Mischievous, loving, and intelligent, LaPerms love to communicate (using their paws to get your attention or snatch a bite of whatever you’re eating). They’re usually healthy and great with kids, making them ideal family pets.
Magical Maine Coons
The Maine Coon is one of the most majestic, and rather massive, cat breeds in the world. Known for their affectionate nature and dog-like loyalty, these gentle giants are incredibly intelligent and famously fond of water. Their long, luxurious coats and mood-sensing nature make them stand out. But don’t let the fluff fool you, these cats need emotional attention. Neglect a Maine Coon, and you might end up with one grumpy (and scratchy) feline. They thrive in loving homes where playtime and snuggles are part of the daily routine.
RELATED: STUNNING LOOKS. EXPENSIVE FOOD BILL. PROS AND CONS OF MAINE COON CATS
Protect Your Purr-fect Companion
With dotsure.co.za pet insurance, you can protect your one-of-a-kind companion from the unexpected, even if they’re one of the rarest cat breeds out there.
Get a quote today and keep your fur baby happily purring for years to come.
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TOP 10 MOST POPULAR DOG BREEDS IN SOUTH AFRICA
South Africa is a land of rich heritage, breathtaking scenery, and an undeniable love for dogs. While every pup is special in their own way, certain breeds stand out for their loyalty, temperament, and ability to adapt to our diverse lifestyles.
As any dog parent knows, keeping your four-legged friend healthy can come with unexpected vet bills. That’s where dog insurance can help, ensuring your pup stays protected, no matter the breed.
RELATED: TOP 5 CAT BREEDS IN SA; RAREST DOG BREEDS IN SA
Boerboel (South African Mastiff)
The Boerboel is South Africa’s very own gentle giant. Bred to guard homesteads and farms, this powerful breed is admired for their loyalty, intelligence, and natural protective instincts. Boerboels are excellent family dogs when well-socialised and properly trained. Although, their size means they thrive in homes with space to roam.
Staffordshire Bull Terrier
Affectionately called a Staffy, this medium-sized, muscular breed is one of SA’s most-loved dogs. Staffies are famous for their affectionate and playful nature, especially around children. Loyal to the core and brimming with energy, they thrive in loving households where they’re part of the action.
Labrador Retriever
Whether it’s for companionship, search-and-rescue work, or service duties, Labrador Retrievers remain a firm favourite. Friendly, eager to please, and highly trainable, Labs adapt well to families and active individuals.
Rottweiler
Don’t let the tough exterior fool you, Rottweilers are affectionate and loyal pets. With proper training, they make fantastic protectors and loving family members. Known for their strength and confidence, they also require experienced, responsible pet parents.
German Shepherd
German Shepherds are renowned for their intelligence and versatility. Often used in police and security roles, this breed is a dependable family dog when trained and exercised properly. They’re deeply loyal, protective, and eager to learn.
Border Collie
The Border Collie is a bundle of energy and brainpower. Originally bred for herding, this intelligent breed thrives on mental stimulation and physical activity. Perfect for active families or agility lovers, Border Collies need plenty of engagement to thrive.
Golden Retriever
Golden Retrievers are the epitome of gentle, affectionate dogs. Ideal for families, these calm and loving pets are often used as therapy dogs. Their easy–going temperament makes them great with kids and other pets.
Bull Terrier
Recognised by their unique egg-shaped heads, Bull Terriers are strong, playful, and a little cheeky. They’re known for their clown-like personalities and deep loyalty to their families, making them both fun and fiercely devoted companions.
Yorkshire Terrier
Yorkies may be small, but their personalities are anything but. These confident and affectionate lapdogs are ideal for apartment living and have gained popularity in South Africa’s urban centres for their adaptability and charm.
Dachshund
With their long bodies and bold spirits, Dachshunds are adored for their spunky attitudes and loyal hearts. Whether you call them sausage dogs or wiener dogs, they’re clever companions who love being part of the family.
Protect Your Favourite Breed with Pet Insurance
No matter which breed has stolen your heart, the bond between humans and dogs is priceless. But when your dog needs unexpected medical care, the bills can bite. That’s why more and more South African pet owners are turning to dotsure.co.za for reliable pet insurance. Get a quote online and give your best friend the care they deserve!
READ MORE: HERDING DOG BREEDS; TOY DOG BREEDS; TERRIERS UNLEASHED; BREED STANDARDS
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5 TIPS FOR WINTER CAR CARE
South Africa’s winters might not bring blizzards and ice, but that doesn’t mean your car doesn’t need seasonal TLC. As temperatures drop it’s time to ensure your vehicle is prepared for the colder months. These winter car care tips will help keep you safe and ensure your vehicle performs at its best.
Psst…! The real car care begins when you protect your ride. Explore our car insurance options and get a quote today.
Check and Top Up Your Car’s Essential Fluids
Our winters may not freeze your engine block, but dips in temperature can still mess with your car’s fluids and performance. If you’re in Johannesburg, Bloemfontein, or other inland areas where morning temperatures drop below 5°C, this one’s especially for you.
Oil
Cold air thickens oil, making it difficult for your engine to start and operate smoothly. Consider using a multi-grade or winter-specific oil that flows better in low temperatures.
Pro tip: Your mechanic can help with the right recommendation for your model.
Coolant
Coolant (antifreeze) helps regulate engine temperature during short winter trips but doesn’t always warm your engine correctly. Ensure your car’s levels are good and the antifreeze ratio is spot on.
Windshield Washer Fluid
A water-only mix can freeze on your windscreen or become ineffective. Use a washer fluid with alcohol or spirits added. It’s a popular little hack that works surprisingly well during frosty morning drives.
Fuel
Keeping your tank full reduces condensation, which can lead to fuel line freeze-ups in colder regions. While the petrol and diesel prices may not be in our favour, it is a safe habit always to ensure your vehicle’s tank is full because you never know when you’ll be stuck in a traffic jam or have to take a spontaneous long drive.
RELATED: HOW TO: SAVE FUEL WHEN DRIVING
Prep Your Tyres for Winter Roads
Rain, dew, and low sun angles often cause winter driving hazards, including blinding drivers during rush hour. Keeping your vehicle’s tyres in good condition is crucial for safe driving, especially in winter.
Tread Depth
The legal minimum tread in South Africa is 1,6 mm, but anything below 3 mm drastically reduces traction in wet conditions. Smooth tyres are a big no, no matter what type of weather you’re driving in, and need to be replaced ASAP!
Tyre Pressure
Cold air contracts, and you might lose tyre pressure overnight. Check it at least once a week, especially before early commutes. Low pressure affects braking and increases your fuel usage.
Winter Tyres
While most South Africans don’t need full-on snow tyres, drivers in areas near the Drakensberg or some parts of the Free State should consider all-weather or winter-rated tyres. They improve grip and handling on icy or gravel roads.
Inspect Battery and Lighting Systems
Car batteries are more likely to fail in winter due to the increased demand on the starter to crank a cold engine.
Battery Health
If your battery is over 3–4 years old, have it tested. Also, ensure the battery is clean and secure. Wipe the terminals with warm, soapy water to remove acid or dirt build-up, and ensure it is safely secured to prevent it from shifting.
RELATED: HOW LONG DO CAR BATTERIES LAST?
Lights
Shorter days mean more driving in the dark or in low-light conditions. Ensure all your headlights, brake lights, and indicators are working. Clean the lenses or replace the covers to boost visibility if they are dirty or foggy.
Keep Visibility Clear
Poor visibility can result from coastal fog or inland haze. This doesn’t just slow you down, it’s a safety risk.
Windshield Wipers
Your wipers put in overtime in winter. Replace them if they’re streaky, noisy, or leave missed patches.
Windshield Condition
Do you already have a chip from a flying stone thanks to your summer road trip? The winter cold can make it spread across the glass. Repair chips before they become cracks and compromise your visibility or your wallet.
Prioritise Safety and Emergency Preparedness
Brakes
Damp, cold roads increase stopping distances. Ensure your vehicle’s brakes function correctly and have sufficient pad thickness. Have them inspected and replaced if necessary.
Car Washes
It may sound wild, but winter is a great time to wash your car. Winter weather can be harsh on your car’s exterior.
- Regular Car Washes: Remove dirt and grime to prevent paint damage and rust.
- Wax Application: Apply a protective wax coating to shield your car from the elements.
Emergency Kit
A local-ready emergency kit includes:
- Jumper cables
- Blanket
- Snacks and water
- Phone charger or power bank
- Torch with spare batteries.
You might also add gloves and a raincoat, because being stuck in a KZN downpour with a flat tyre is no joke.
RELATED: AFTER-HOURS EMERGENCIES ON THE ROAD, HOW TO JUMP-START A CAR
Engine Pre-Heating
If you’re in the country’s colder regions, a block heater can help warm your engine before you start it. This reduces wear and improves fuel efficiency.
Are You up to Date with Your Winter Car Maintenance?
Being proactive about winter car care saves time, money, and stress. If you have any questions or need expert advice, contact us today at dotsure.co.za. You can also explore our car insurance options to learn more about how we can help you drive stress-free this winter.
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A SECOND CHANCE: TIPS FOR FOSTERING PETS
If you’ve ever considered helping a rescue animal, fostering a pet is a rewarding way to change lives, without the long-term commitment of adoption.
At dotsure.co.za, we’re passionate about animal welfare. When you take out a pet insurance policy with us, you’re also helping us contribute to the work of dedicated welfare vets at the Animal Anti-Cruelty League.
RELATED: JOINING FORCES FOR ANIMALS IN NEED
Is Fostering Right for You?
Before you apply to become a pet foster parent, take a moment to ask yourself a few important questions:
- Can you afford pet care essentials? While some shelters help with food and medical expenses, you may still need to cover some costs.
- Do you have time to care for an animal, especially one that may be recovering or need socialisation?
- Is your home pet-friendly, and does your landlord allow animals?
- Are your family or housemates on board with the idea of fostering?
- Do you already have pets, and how might they react to a temporary newcomer?
- Are there any upcoming life changes (like moving, travel, or work schedule shifts) that could interfere with your commitment?
How to Prepare for Fostering a Pet
Once you’ve made the decision to foster, preparation is essential to creating a safe, loving environment.
Foster Pets Take Time and Patience
Fostering takes daily dedication. Make time for feeding, walks, grooming, and play. Some pets may need extra care, especially if they’ve experienced trauma or illness.
Create a Safe Environment
Pet-proof your home by removing hazards such as exposed wires, accessible food, and open bins. Ensure they have a calm, quiet place to rest, especially in the first few days of adjustment.
Stock Up on Pet Supplies
Gather the basics before your foster pet arrives:
- Food and water bowls
- High-quality pet food
- Kennel or carrier
- Collar, leash, and ID tag
- Toys, beds, and blankets
- Litter box (for cats) or poo bags (for dogs)
Support Pet Adoptions
You’ll play a big role in their socialising, training, and preparing them for adoption. Sharing updates and photos with the shelter (and potential adopters) can make a big difference in helping them find the right forever home.
What to Expect When Fostering Dogs or Cats
If you’re new to fostering, it’s often best to start with an animal that doesn’t require intensive medical or behavioural care. This allows you to ease into the experience and build confidence.
Pet Fostering Duration
- Puppies and kittens are often fostered for 2 to 6 weeks, depending on their health and adoption readiness.
- Adult dogs and cats may stay longer, especially if they need time to heal or adjust to human interaction.
What Does it Mean to Foster a Pet?
Fostering is incredibly rewarding, but it’s not always easy.
- Be Patient: Healing, training, and trust take time. Your support helps pets transition out of survival mode and into loving companionship.
- Special Needs Pets: Only take on the challenge if you’re truly equipped and ready for the additional emotional and physical effort.
- Saying Goodbye: Many foster parents experience heartache when their temporary companions are adopted. But remember, your efforts are helping animals get the love they deserve.
Of course, sometimes you fall in love, and decide you just can’t let go. This is what’s affectionately known as a “foster fail”, and it’s more common than you might think!
Facing a Foster Fail?
If you’ve unexpectedly become a pet parent after fostering a pet, we’re here to help. Contact us to learn more about our affordable plans or to chat about how we can help your new companion get the care they need!
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WHAT MAKES A CAR UNROADWORTHY? HERE ARE 8 SIGNS
Is your ‘ride or die’ roadworthy, or is it time to upgrade? Knowing what makes a car unroadworthy is crucial, not only for your safety but also to comply with South African law. Below, we break down the top 8 red flags that could cause your vehicle to fail the test, and how you can fix them before it’s too late.
Tip: Protect yourself from unexpected repairs with a motor warranty from dotsure.co.za. It’s an easy way to keep your car safe and roadworthy.
RELATED: 9 BAD DRIVING HABITS THAT DAMAGE YOUR CAR
Mechanical Issues
Even seemingly minor faults can make a car unroadworthy if they compromise performance or safety. The most common mechanical culprits include:
Wheels, Tyres & Brakes
- Tyres and wheels must be the correct size.
- Tyres and wheels must fall within manufacturer specifications.
- All tyres (including the spare tyre) must have a tread of at least 1,6 mm deep.
- Wheel bearings must run smoothly.
- Brakes on all wheels must be in good working order.
- The parking brake must be in good working order.
- Brake discs must be in good working order and should not be grooved or concave.
- There should be no leaks from the hydraulic system.
Suspension
- Shock absorbers must be in good working order, with no leaks.
- Kingpins, control arms, and anti-roll bars must be secure.
- The chassis must not show any signs of weakness or damage.
- The undercarriage must be free of rust and leaks.
- The steering system must be in good working order.
- The wheel alignment must be within specification.
Engine & Transmission
- The engine compartment must be free from damage and leaks.
- Engine and transmission mountings must be intact.
- The battery should be secured with the required number of clamps.
- The battery should be clean and free of cracks or leaks.
- There may be no loose or damaged wiring.
- Exhaust mountings must be secure.
- No excessive smoke may be emitted from the exhaust.
- The transmission must be in good working order.
Structural Integrity
A sound vehicle frame and properly fitted interior are non-negotiables for passing a roadworthy test.
Bodywork
- The car body and chassis must be free of rust or damage.
- The body must be free of damage that could cause injury to pedestrians or cyclists.
- All doors must be easy to open from the inside and the outside.
- All doors must be firmly attached to their hinges.
- Interior door panels must be in place and in good condition.
Interior
- Seatbelts must retract and lock securely.
- Seats should be firmly secured and undamaged.
- The hooter must be functional.
- The speedometer and odometer must work accurately.
Electrical and Safety Systems
Faulty lights or a cracked windscreen can instantly make your vehicle unroadworthy.
Lights
- All lights (indicators, headlights, brake lights) must be in good working order.
- Light casings must be intact with no water leaks or fogging.
- Both low and high beam functions and the beams’ level must be working well.
Windscreen & Windows
- The windscreen should be crack-free and offer a clear view.
- All windows designed to open must be able to open and close.
- The windscreen wipers must be operational and in good condition.
Other Factors That Influence Your Roadworthy Certificate
Even if your car seems mechanically sound, it could still fail its test due to legal or administrative oversights.
Identification
- The engine and VIN number must match those on the registration document.
- There should be no signs of tampering on any of the vehicle identifiers.
- If the engine has been changed, all associated requirements (such as police clearance) must be in place.
Why You Need an Extended Motor Warranty
Now that you know what makes a car unroadworthy, it’s time to take proactive steps. Unexpected repairs or replacements can be costly. That’s why having an extended motor warranty from dotsure.co.za is a smart move. With cover for up to 60 mechanical and electrical car parts, you can:
- Keep your vehicle roadworthy for longer
- Avoid expensive surprise repairs
- Drive worry-free.
Contact us today to learn more or get a quick quote online.
RELATED: RMI-APPROVED WORKSHOPS: EVERYTHING YOU NEED TO KNOW
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WHAT IS INSURANCE EXCESS? HERE’S WHAT SOUTH AFRICANS NEED TO KNOW
What is insurance excess? It plays a crucial role in various insurance policies, whether for your car, home, or pet, shaping how much policyholders need to pay out of pocket when making a claim. At dotsure.co.za, we help you understand what it means, how it works, and how to reduce your out-of-pocket costs when you claim.
RELATED: INSURANCE EXPLAINED: UNDERSTANDING WAITING PERIODS
What Does Insurance Excess Mean?
Let’s start with the basics. Insurance excess is the amount you agree to pay upfront when making a claim. Think of it as your share of the cost before your insurer covers the rest. This mechanism helps manage risk and discourages small or unnecessary claims while keeping premiums lower.
How Does Insurance Excess Work?
Excess is applied per claim, not per policy. Your applicable excess must be paid every time you claim, even for different types of claims.
Key takeaways:
- You only pay when you claim.
- The amount varies by policy and risk profile.
- There may be multiple excess types depending on the event or insured item.
Excess on Insurance: Why It Exists
So, why do insurers charge excess at all?
- It prevents excessive small claims.
- It reduces administrative load.
- It allows insurers to keep premiums low overall.
From a business point of view, it’s a risk management tool because if people have to contribute something, they’re less likely to claim small or frequent matters.
Basic Excess Meaning and How it Affects You
Basic excess is the standard, flat-rate amount that applies to most claims. It’s set when your policy begins and is listed on your policy schedule. Basically, it is the minimum amount you’ll pay out of pocket.
For example, let’s look at your motor insurance policy. If the basic excess is R5,000 and the claim is R20,000, the policyholder pays the first R5,000, and the insurer covers the remaining R15,000.
RELATED: HOW INSURANCE COMPANIES CALCULATE YOUR PREMIUMS
What Is Voluntary Excess?
A voluntary excess is when policyholders voluntarily increase their basic excess in exchange for reduced premiums. Opting for a higher excess means paying more out of pocket in the event of a claim but enjoying lower monthly premiums.
This is ideal if:
- You rarely claim
- You’d rather save monthly and cover more.
What Does Excess Mean in Pet Insurance?
In pet insurance, excess works a little differently:
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Fixed excess:
Pet insurance often comes with a fixed excess per veterinary visit or treatment. This can vary based on the policy and service received.
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Percentage-based excess:
Pet insurance may sometimes have a percentage-based excess, where the policyholder pays a percentage of the total veterinary expenses.
What Is an Excess Buster?
At dotsure.co.za, we offer an additional benefit called Excess Buster that reduces or removes the amount you need to pay in the event of a claim.
If you already have pet insurance with us, log in to your Manage Portal and choose to add excess buster to your policy!
Tips to Manage Your Excess Like a Pro
Assess Your Risk Tolerance:
Consider how much you’re willing to pay out of pocket in exchange for lower premiums.
Review Policy Details:
Understand the types of excesses and their implications.
Consider Mitigating Risks:
Taking steps to mitigate risks (such as parking inside a garage for car insurance) might lower premiums or excess amounts.
Don’t Let Excess Catch You Off Guard
Now that you know what insurance excess is, you’ll know that with dotsure.co.za, you can control your excess, reduce your premiums, and even eliminate excess on Pet Insurance with our Excess Buster benefit.
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STUNNING LOOKS. EXPENSIVE FOOD BILL. PROS AND CONS OF MAINE COON CATS
Most cat lovers will tell you to get a dog if you want an animal you can cuddle whenever you like. We say those cat lovers haven’t met the cuddly, game-changing cat for feline fanatics – the sweet-tempered and gentle souled Maine Coon. These cats are lofty, lovable, and treasure hanging out with their humans! If you’re thinking of adding one to your family, consider these pros and cons of Maine Coon cats before you commit yourself to a new fluffy fur baby.
PS: Already own one of these gentle giants? Protect them with dotsure.co.za!
RELATED: HOW TO CHOOSE THE PERFECT PET FOR YOUR FAMILY
The Pros and Cons of Maine Coon Cats
Before you commit to bringing one into your home, here are a few fun (and not-so-fun) facts to consider.
PROS CONS Not a shedder Plenty of grooming required Very affectionate Needy Family friendly Expensive to buy/maintain Healthy Needs expensive food Loyal & emotionally sensitive High risk of theft Playful Toys are expensive Chatty Maybe too chatty Adapts well to urban living Needs loads of exercise Maine Coon Cats’ Pros and Cons in More Detail
Maine Coons are clever, gentle giants who bring heaps of joy (and fur) into your life. With a 12 to 15-year lifespan, these affectionate fluffballs offer loads of cuddles, headbutts and warm companionship. If you’re into furry forehead kisses and cats that enjoy your company, this breed might be the purr-fect fit.
But before you dive whiskers-first into Maine Coon parenthood, it’s worth weighing up the pros and cons of Maine Coon cats. These lovable floofs need high-quality food and mentally stimulating toys to thrive, which can get pricey. So, are you ready to commit to the royal treatment they deserve?
What Are the Downsides of a Maine Coon Cat?
Maine Coons may be the gentle giants of the cat world, but they come with a few quirks that might not be for everyone. They require a lot of attention, so they don’t do well if left alone for long periods. They’re also very intelligent, which is cute until they start opening cupboards or plotting furniture destruction out of boredom. Additionally, their size can lead to joint problems like hip dysplasia, and their luxurious coats require consistent grooming. And let’s not forget the costs. Between grooming, nutrition, vet check-ups and their need for quality toys, Maine Coons can be one of the more expensive breeds to care for.
Are Maine Coon Cats High Maintenance?
In a word, yes. If you’re after a low-fuss feline, the Maine Coon might not be the match you’re looking for. Their thick coats need regular brushing to stay in top shape, and their playful personalities call for plenty of interactive playtime (think laser pointers, puzzle feeders and the works).
They also need a high-protein diet, so standard cat kibble might not cut it. And because they form strong bonds with their humans, they can struggle with separation anxiety if left alone for too long.
Do Maine Coons Shed a Lot?
The great news is that Maine Coons don’t shed as much as you might expect from a long-haired breed. Their fur is thick but relatively manageable with regular grooming. However, during seasonal changes, the fluff flies as they shed their summer or winter coats. Weekly brushing will help keep their fur in check and prevent loose hairs from taking over your home.
Pro Tip: Remember that those glossy coats you see in Google images aren’t effortless. They don’t just wake up like that; it results from regular grooming sessions. If you’re not looking to brush up on your grooming skills, maybe go for a Sphynx cat.
Do Maine Coon Cats Talk a Lot?
Maine Coons are famously chatty cats. They love “talking” to their humans with a mix of chirps, trills and meows. They’re not the type to sit silently in a corner. They’ll keep a running commentary about their day, their needs, and possibly their opinions on your dinner choices. If you enjoy a vocal pet who engages in conversation, you’ll love a Maine Coons commentary. But if you prefer peace, their constant vocal habits might be a little too much.
Do Maine Coons Cuddle?
Absolutely. Maine Coons are very affectionate and love being close to their people. They’ll drape across your lap, follow you around the house, and nudge you for attention every chance. Think of them as part-cat, part-shadow.
Is a Maine Coon Right for You?
Maine Coons are more than just big, fluffy felines, they’re affectionate, intelligent, and playful companions that can bring endless joy to the right home. However, their high-maintenance grooming, expensive diet and need for attention mean they’re not the perfect fit for everyone.
After considering the pros and cons of Maine Coon cats, if your answer settles on welcoming one of these gentle giants into your homes, make sure they’re protected with dotsure.co.za cat insurance! Maine Coons can experience unexpected health issues such as heart and kidney conditions and hip dysplasia, so investing in SA’s #1 Pet Insurance can help protect you from costly vet bills while ensuring your cat gets the wholehearted care they deserve.
Contact us today and protect your Maine Coon!
*Voted South Africa’s Best Pet Insurance 2023/2024 by readers of various media publications.
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7 FASCINATING BIRD SUPERSTITIONS AND THEIR HIDDEN MEANINGS
Birds have fluttered their way into superstitions and folklore around the world since the dawn of mankind. Some people believe them to be messengers from the gods or even representations of the gods themselves. Others believe them to be a sign of good luck or a bad omen. Let’s take a look at 7 bird superstitions and the hidden meanings behind them.
PS: Do you already own a feathered friend? Protect them with dotsure.co.za!
RELATED: BLACK CATS AND OTHER SUPERSTITIONS
The Meaning of a Bird Pooping on You
Getting pooped on by a bird might mess up your favourite shirt, but in many cultures it’s actually a sign of good luck. It’s believed to bring wealth and prosperity, especially if it lands on your head. So, next time it happens, instead of shouting some fowl language up to the sky, maybe go and play the Lotto.
What Does It Mean When a Bird Enters Your House?
A bird flying into your home can cause some panic, but in folklore it usually means one of two things:
- An important message is coming your way (good or bad).
- A spirit of a loved one is visiting.
In some cultures, though, it’s a bad omen, especially if the bird can’t find its way out or flies into the window.
Are Owls Omens of Death or Wisdom?
Owls have a mystical reputation and they’re often linked to death in folklore. Many cultures believe seeing or hearing an owl means a major change or loss is coming. In other cultures owls symbolise wisdom and guidance.
Do Crows and Ravens Mean Trouble Is Coming?
Both crows and ravens have always been painted as villains in superstition. Seeing a single crow or raven is often thought to signal bad luck, misfortune or even death.
However, seeing two or more crows together is actually considered good luck! So, if you spot a murder of crows (yes, that’s what a group of them is called, hence the whole villain thing), don’t panic, it might be a sign that fortune is on your side.
Seeing a Robin Means a Loved One Is Watching Over You
In many cultures, robins are believed to be messengers from the spirit world. If a robin appears near you, especially after you’ve lost someone, it could mean that a loved one is watching over you and sending comfort.
So, next time you see a robin take a moment to appreciate the visit, it might just be a little feathered hug from above.
Hearing a Bird Sing at Night Is a Bad Omen
Birds are supposed to sleep at night, right? So, if you hear one chirping in the dark, it can feel a little eerie. According to superstition, it’s a sign of bad luck or an upcoming loss.
On the flip side, some cultures believe a night-singing bird could mean a message is on its way. So, maybe their evening serenade is just trying to tell you something important.
If a Bird Builds a Nest on Your House, It Brings Blessings
Is there a bird’s nest on your house, balcony, or window ledge? Congrats! You’ve been hand-pecked for good fortune. Many cultures believe a bird nesting on your home means happiness, protection, and prosperity for the household.
Just don’t disturb the nest. It’s said that removing it could reverse the good luck!
Final Feathers of Thought
Whether you believe in these bird superstitions or not, they do have a way of keeping life interesting.
Do you want to keep your feathered pets safe? Visit dotsure.co.za for our Exotic Pet plans that cover birds!
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6 DRIVE-IN MOVIE THEATRES IN SOUTH AFRICA
As the world becomes increasingly digitised, it’s easy to forget about the simple pleasures of the past. It’s time to loosen up on those “no eating in the car” rules, as we have a few drive-in movie theatre options which include the yummiest of cinema snacks!
What Is the Concept of Drive-In?
A drive-in movie theatre lets you watch films from your car, outdoors. You park in front of a big screen and tune your car radio to the movie’s audio. It’s a mix of entertainment and nostalgia, perfect for a fun date night or family outing. You can enjoy snacks, stay comfy in your own space, and take in the movie under the open sky.
Why Are Drive-in Movies Not Popular Anymore?
Drive-in movies started to decline with the rise of indoor cinemas, home streaming, and changing lifestyles. People now prefer the comfort and convenience of watching movies at home or in modern cinemas. Plus urban development and limited space made it harder for drive-ins to survive. Still, they’re making a small comeback thanks to their vintage charm and safe, outdoor setting.
Are There Any Drive-In Cinema’s Left in SA?
Yes, there are still a few drive-in movie theatres left in South Africa! It’s a fun and retro way to enjoy a night out.
Something Good Roadhouse (Gqeberha)
Located along the scenic Marine Drive in Gqeberha. This is a local favourite known for its retro charm, delicious comfort food, and laid-back vibe. They sometimes host drive-in movie nights, combining classic cinema with a nostalgic roadhouse experience. The ultimate throwback evening out!
Bright Night Cinema (Cape Town & Johannesburg)
This company specialises in setting up outdoor movie theatres for private or corporate events. They have different packages available, which include picnic or drive-in options for a personalised experience.
Molly Malone’s Roadhouse Drive-In (Johannesburg)
This drive-in truly brings back the nostalgia with a roadhouse, a pub, and regular movie screenings. They serve burgers and milkshakes right at your car window, the old-school way!
The Sandton City Drive-In (Johannesburg)
Keep an eye on the schedule for Sandton City’s Ster Kinekor. A few times a year, the cinema hosts drive-in events showing the biggest blockbusters on their rooftop parking.
Hart&Bosch Village (Hartenbos, Western Cape)
For a coastal movie night to remember, the Hartenbos Village Drive-In offers an unforgettable outdoor cinema experience. Set against the charm of the seaside town, this venue screens family favourites and blockbuster hits under the stars.
ShowMovies – George Landbou Skou Drive-in Movies (George, Western Cape)
Hosted on the last day of each month, this family-friendly drive-in in George brings back all the nostalgic feels. Complete with popcorn, hot chocolate, and even picnic baskets with wine or biltong!
Cool, Calm, and Cruising
Whether you’re off to a drive-in or just cruising around town, it’s always smart to have peace of mind on the road. Explore our motor insurance or contact us at dotsure.co.za today!
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UNDERSTANDING ASPERGILLOSIS IN BIRDS: A VET’S PERSPECTIVE
Meet Dr. Kobus Grobler from Bergbos Animal Clinic in Rustenburg, here to answer questions about aspergillosis in birds, what it is, how to spot it early and how to protect your feathered friends from this potentially serious condition.
What is Aspergillosis in Birds?
”Aspergillosis is caused by fungi of the genus Aspergillus, more often A fumigatus. The fungi occur in the environment and grow commonly in moist and warm conditions. Birds are especially prone to developing the disease. Infection occurs when spores are inhaled, and the bird’s immune system is compromised through concurrent disease or malnutrition. A seed-only diet is deficient in Vitamin A, predisposing the bird to respiratory infections. “
What Are the First Signs and Symptoms of Aspergillus?
“The fungus grows in the lungs and air sacs, causing chronic signs such as emaciation, difficulty breathing, and coughing. It can also spread to the intestines and nervous system, causing diarrhoea and other nervous symptoms, but this happens infrequently. The diagnosis can be quite challenging, but radiographs can suggest the disease. The best way of diagnosing the disease is by endoscopy, where lesions in the trachea, lungs, and air sacs can be observed, and samples can be taken for either culture or histopathology. A preliminary diagnosis can also be made from direct smears from such lesions.”
What Medication Is Used for Aspergillosis in Birds?
“Anti-fungal drugs such as Itraconazole are used, but their efficacy is limited by the fact that the body forms granulomas around the lesions which block the penetration of the medication. The medication can also be instilled right into air sacs during endoscopic procedures. Supportive care and improved nutrition are also important in managing sick birds.”
How Can Bird Owners Prevent Aspergillosis?
“The main preventative measures are ensuring the bird’s environment is dry and clean with good ventilation. Proper nutrition is paramount, especially vitamin A supplementation if deficient in the diet. Feed must be kept dry to prevent mould from growing on it.”
Any Last Thoughts on ASpergillosis in Birds?
“Although Aspergillosis doesn’t occur very frequently, it can be devastating if it does. Diagnosis can be challenging, and treatment is not always effective. The antifungals can also be very pricey. It is always better for birds to be seen to by vets who have experience with the disease and the necessary equipment for diagnosis, treatment, and aftercare. As usual, prevention is better than cure!”
More About Our Vet of The Month
Tell us a little more about you and what you do.
“I am originally from Pretoria, where I grew up, went to school and completed my Bachelor’s at Onderstepoort. I did a two-year stint in the Medical Corps in Bophuthatswana and then worked for six months in Kempton Park as a small animal vet. Since September 1990, I have been in mixed practice in Rustenburg, where we treat every non-human mammal imaginable. My favourite part of the job is small animal surgery, and if I had a choice, I would spend the whole day with some surgical instrument in my hands.”
What inspired you to become a vet?
“I have often tried to answer that question, but ever since I can remember, that has been my dream, so I suppose it was a calling more than anything else. Working with vets like the late Dr Duncan Prinsloo just furthered my aspirations, and I must say, I have not regretted my decision.”
Do you have any pets?
I do not own any pets at the moment. Both my mutts died within a short time, and I am still trying to get over the loss.
Pet Insurance and Aspergillosis
At dotsure.co.za, we offer Exotic Pet plans that cover a wide range of avian health issues, including aspergillosis in birds, ensuring your feathered family members get the care they need. Visit dotsure.co.za and get a quote today.
More from our expert vet community:
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25 THERAPEUTIC DRIVING QUOTES FOR THE NEW YEARS
Many people find that driving can help to reduce stress and can even serve as a form of meditation. Therapeutic driving quotes can help us remember some things that are more important than our problems.
10 Driving Quotes to Get You Going
- “Everything in life is somewhere else, and you get there in a car.” – Elwyn White
- “All you need is that perfect song on that perfect drive to feel infinite.” – Unknown
- “If you don’t know where you are going, any road will get you there.” – Lewis Carroll
- “Leave sooner, drive slower, live longer.” – Unknown
- “Some beautiful paths can’t be discovered without getting lost.” – Erol Ozan
- “Still, round the corner there may wait a new road or a secret gate.” – John Tolkien
- “I may not have gone where I intended to go, but I think I have ended up where I intended to be.” – Douglas Adams
- “Any bad day can be fixed by driving a country road with the radio up and the windows down.” – Unknown
- “There is nowhere to go but everywhere, so just keep on rolling under the stars.” – Jack Kerouac
- “Do not follow where the path may lead. Go instead where there is no path and leave a trail.” – Ralph Emerson
10 Funny Road Trip Quotes
- “You know, somebody actually complimented me on my driving today. They left a little note on the windscreen, it said ‘Parking Fine’.” – Tommy Cooper
- “Why do they call it rush hour when nothing moves?” – Robin Williams
- “I couldn’t repair your brakes, so I made your horn louder.” – Steven Wright
- “Men can read maps better than women because only the male mind could conceive of one inch equalling a hundred miles.” – Roseanne Barr
- “Never have more children than you have car windows.” – Erma Bombeck
- “When a man opens a car door for his wife, it’s either a new car or a new wife.” – Prince Philip
- “Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac?” – George Carlin
- “Adults on board, we want to live too.” – Unknown
- “Road trips require a couple of things: a well-balanced diet of caffeine, salt and sugar, and an excellent set of tunes. Oh, and directions.” – Jenn McKinlay
- “Patience is something you admire in the driver behind you and scorn in the one ahead.” – Mac McCleary
5 Safe Driving Quotes
Quotes that encourage responsible driving, serve as powerful reminders to stay alert, be patient, and make every journey a safe one.
- “Never drive faster than your guardian angel can fly.” – Unknown
- “Texting while driving? You’re writing your own accident story.” – Unknown
- “Speeding is like gambling with your life. Don’t take the risk.” – Unknown
- “Drive as if every road sign says: Expect the Unexpected.” – Unknown
- “The best car safety device is a careful driver.” – Unknown
Worry-Free Driving Quote
Driving should be fun, stress-free, and most importantly, safe! While good habits help prevent mishaps, vehicle insurance ensures you’re covered when the unexpected happens. At dotsure.co.za, we offer personalised, comprehensive cover to keep you protected on every journey. Contact us and get a worry-free driving quote today!
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SECURING YOUR SUCCESS: BUSINESS INSURANCE FAQS UNLOCKED
Understanding How Business Insurance Works
Running a business comes with its fair share of risks and having the right insurance is essential to protect your business when the unexpected happens. Whether it’s a flood, a fire or something entirely out of the blue, having cover means you’re not left picking up the pieces on your own. Business insurance can be tricky, but with dotsure.co.za, it doesn’t have to be. We’ve answered the top business insurance FAQS so you can confidently protect what matters.
What is the Purpose of Business Insurance?
It’s all about protecting your business from considerable, unexpected costs. If something goes wrong, your insurance can help cover the bills so that you and your business can keep going without a substantial financial hit.
What Does General Business Insurance Cover?
General business insurance typically covers your business against perils such as theft, fire, rain, and floods. Our business insurance allows you to choose from up to 20 cover sections to tailor your policy to your specific needs.
- Buildings Combined: Cover for physical damage to your business building.
- Office Contents: Protection for office equipment and furniture.
- Business Interruption: Compensation for loss of income due to unforeseen disruptions caused by an insured peril.
We also offer specialised cover for industries such as veterinary services, churches, and hospitality businesses.
What Insurance is Most Important for a Business?
That depends on your business type, but most need:
- Cover for Building and contents as well as plant and tools
- Public liability insurance in case someone gets hurt or takes legal action against you
- Cover for business vehicles such as bakkies or vans
- Business interruption insurance
- Electronic equipment cover to protect your computers
What Type of Business Insurance Do I Need?
That depends on your business. We’ll look at:
- What kind of work you do
- How many people you employ
- What assets or equipment you want to cover
- The area in which you operate your business
Pro tip: Our team is ready to chat and help you build a tailored insurance package that is relevant to your business and makes financial sense.
What is Covered Under the Fire Section?
Our fire section provides coverage for damage caused by:
- Fire or lightning
- Earthquake or explosions
- Storms, wind, water, or hail
- Impact damage (from trees, vehicles, satellite dishes, etc.).
A full breakdown of the cover and conditions can be found in the policy wording.
Does Business Insurance Cover Company Cars?
Yes, if you choose commercial vehicle cover. Your business cars, bakkies and delivery vans can be covered for:
- Accidents
- Theft and hijacking
- Windscreen for replacement or repairs
- Hail damage, which is a genuine concern in some areas of our country
- Third-party liability (damage to someone else’s property)
Bonus: Our business vehicle policies are issued with an Open Driver clause. This means that anyone with your permission and a valid South African driver’s licence may drive the vehicle.
What is SASRIA Cover?
SASRIA (South African Special Risks Insurance Association) is included in your policy at an additional premium and provides cover for damage to your property caused by:
- Riots, strikes, or public disorder
- Civil commotion
- Acts with political, social, or economic aims
What is Business Interruption Insurance?
If a fire or severe storm, for example, forces you to shut down your business temporarily, business interruption cover helps you stay afloat. Cover is based on your gross profit which includes:
- Rent
- Staff salaries
- Lost profit
- Moving to a temporary space.
How Much Does Business Insurance Cost in South Africa?
The cost depends on your insurance needs. Our trained staff will ensure that you get the best premium that works for your business and your budget.
What Should I Do to Keep My Business Insurance Expenditure Low?
Here are a few smart ways to save:
- Bundle different cover options under one policy
- Look after your property as if you do not have any insurance cover
- Install security systems such as alarms or cameras
- Avoid frequent, small claims
- Opt for a higher excess and budget for it.
What is Risk Analysis?
Risk analysis helps us identify what could go wrong in your business so that we can:
- Recommend the right cover
- Set a fair premium
- Spot potential gaps or risks and make sure you’re adequately protected
Final Thoughts: Get the Most Out of Your Cover
Do you still have questions? No problem! These business insurance FAQS are just the start. Every business is different, and our team is here to help you find the right cover to protect yours. Get in touch today for personalised advice or a quick, no-fuss quote with dotsure.co.za.
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WHAT TO FEED A BABY BIRD IN AN EMERGENCY (AND WHAT TO AVOID)
So, you’ve found a baby bird on the ground chirping away for help, and just like that, you’re a new bird parent. But there’s just one problem. You have no idea what to feed your new feathered child. Before you start Googling recipes for worm smoothies, here’s what to feed a baby bird in an emergency and how to protect it, so you can give your new little friend the best shot at survival.
What Homemade Food Can You Feed a Baby Bird in an Emergency?
You can offer emergency food substitutes if you can’t get to a vet immediately. Depending on the bird species, you can try:
- Soft dog or cat food soaked in warm water to a mushy consistency
- Unseasoned scrambled eggs
- Mashed-up insects or mealworms for insectivorous birds
- Moistened plain baby cereal for grain-eating birds.
Pro tip: Don’t force-feed. Gently touch the food to the edge of their beak and let them decide when to nibble.
What Not to Feed Baby Birds
Yes, it may be an emergency. Some foods can do more harm than good.
- Milk: While milk sounds like the “nurturing” thing to feed them, baby birds can’t digest dairy.
- Bread: It might fill their little bellies, but it offers zero nutrients. Instead, go for that moistened baby cereal we mentioned earlier on.
- Raw meat: Too risky! It can introduce harmful bacteria and do more harm than good.
- Rice: It’s hard to digest and can lead to bloating, which is not ideal for tiny tummies.
- Fruit seeds: Some, like apple seeds, contain toxins. If you’re offering fruit, make sure you’ve cut the core out and removed the seeds.
Avocado: Avo might be trendy for humans, but it is toxic to birds.
How Often Should You Feed a Baby Bird?
Feeding frequency will vary from every fifteen minutes to every two hours, depending on the species and age. If the bird looks weak or isn’t begging for food, get it to a professional ASAP!
Can You Give a Baby Bird Water?
Nope! Unlike adult birds, baby birds don’t drink water. They get all their hydration from their food. Dropping water directly into their beaks can cause choking or drowning.
Our Final Chirp on Feeding Baby Birds
Now that you know how to feed a baby bird, you’re better prepared to give a little life a fighting chance!
If you already share your home with a pet bird, ensure they’re protected with dotsure.co.za pet insurance. It’s just one more way to be the best bird parent you can be!
RELATED: SOUTH AFRICA’S MOST POPULAR PET BIRDS AND WHY WE LOVE THEM
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DOES YOUR PET INSURANCE COVER SPAYING AND NEUTERING?
Sterilising your pet is one of the best decisions you can make for their health, behaviour, and the general pet population. But, of course, it comes with a visit to the vet and a vet bill. So, we’re here to answer that burning question: Does pet insurance cover spaying and neutering?
At dotsure.co.za, we offer flexible pet insurance plans and optional add-ons that can help cover sterilisation costs depending on your level of cover. Let’s break it down.
What’s the Difference Between Spaying and Neutering?
- Spaying is a surgical procedure for female animals which involves removing the ovaries and sometimes the uterus to prevent pregnancies.
- Neutering is a surgical procedure for male animals which involves removing the testicles, reducing aggressive behaviours and making them sterile.
While they are different procedures, spaying and neutering are collectively referred to as sterilisation.
What Is the Difference Between Routine Care and Standard Cover?
Standard Cover (Accident & Illness): Covers accidents, illnesses, surgeries, and vet visits, but not sterilisation. Some of our plans also cover hereditary conditions.
Wellness Benefit (Routine Care): Depending on your selected plan, this is an added benefit to standard cover, which covers preventative treatments such as vaccinations, spaying and neutering.
RELATED: HEREDITARY CONDITIONS: IS YOUR PET COVERED?
How Much Does It Cost to Sterilise a Pet in South Africa?
Sterilisation costs depend on your pet’s size, breed and the vet clinic you choose to visit, but here’s a rough estimate:
Cats: R500 – R2 000
Small Dogs: R750 – R2,500
Medium to Large Dogs: R2 500 – R5 000Please note: This is just a rough estimate and not the actual costs. Consult your vet for a more detailed cost estimate.
Are There Pet Insurance Plans That Cover Sterilisation?
Yes! At dotsure.co.za, if your plan includes Wellness Benefits, you’ll be covered for sterilisation up to a specified amount.
Can You Add Spaying and Neutering to Your Pet Insurance Plan?
Yebo! With dotsure.co.za, if your plan supports the Wellness Benefit, you can add this extension to your plan.
This not only helps with spaying and neutering costs but also covers:
- Vaccinations
- Deworming
- Tick & flea treatments
- Dental cleanings
- And more.
Do you need to add our Wellness Benefit to your policy? Contact us today or simply visit the 24/7 online Manage Portal.
Get the Right Pet Insurance for Your Pet’s Needs
Looking for pet insurance that covers more than just the basics? At dotsure.co.za, we offer customisable plans so you can choose what works for you. Visit dotsure.co.za to get a quote.
Do you have more questions other than whether pet insurance covers spaying or neutering? Check our FAQS here: PET INSURANCE MADE SIMPLE: YOUR TOP QUESTIONS ANSWERED.
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RMI-APPROVED WORKSHOPS: EVERYTHING YOU NEED TO KNOW
When it comes to repairing your car, the right choice can make all the difference. In this guide we’ll answer popular questions about certified auto workshops, helping you to make confident choices when it comes to your car’s health and your wallet.
What Does RMI Stand For?
RMI stands for the Retail Motor Industry Organisation. It represents a broad network of vehicle-related businesses, from mechanical workshops to car dealerships, all committed to a code of conduct that puts the customer first.
What Does RMI-Approved Mean?
An RMI-approved workshop is one that is officially certified by the RMI, meaning they meet strict industry standards for ethical service and technical excellence.
Choosing an RMI-approved repairer means you’re placing your vehicle in the hands of professionals who are held accountable for their workmanship, pricing, and quality. This is especially important if you’re making a motor warranty claim, where using an accredited provider is often a requirement.
RELATED: HOW INSURANCE CLAIMS WORK
Why Choose RMI-Approved Workshops?
- Quality Workmanship: RMI-approved workshops are regularly audited and have to meet rigorous standards. They use the right tools, parts, and trained technicians to do the job right.
- Guaranteed Work: Parts and labour are often backed by guarantees, so you’re not left stranded if something goes wrong.
- Fair Pricing: RMI members commit to transparent and reasonable pricing. No hidden surprises.
- Dispute Resolution: Not happy with the service? The RMI offers recourse through a formal complaint process.
How to Check if a Company is RMI Registered
Want to be sure the workshop is legitimate? Here’s how to check if a company is RMI registered:
- Visit rmi.org.za and use the search tool to verify accreditation.
- Ask directly. The workshop should be able to provide their RMI-accreditation number and certificate.
- Check the invoice or quote. Most RMI workshops include accreditation details here.
- Look for signage. Many proudly display certificates at their premises or on their websites.
Why It Matters for Your Warranty and Peace of Mind
Many motor warranty providers, including dotsure.co.za, require that all repair work be carried out by RMI-approved professionals. It’s a sign of credibility, skill, and accountability.
Our extended car warranty covers you for up to R400 000 in unexpected repairs. That’s real peace of mind when life throws a spanner in the works.
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COMMON BIRD DISEASES EVERY OWNER SHOULD KNOW AND HOW TO SPOT THEM EARLY
Fun fact: Birds are masters at hiding illness. Looking sick makes them an easy target in the wild, so even pet birds instinctively mask their symptoms. Knowing the common bird diseases and their early warning signs is key to keeping your feathered friend healthy.
Here’s a breakdown of the most common bird diseases, how to spot them, and how you can protect your winged pets.
Common Signs of Illness in Pet Birds
If your bird isn’t acting like their usual chirpy self, watch for these signs of illness in birds:
- Fluffed-up feathers for long periods
- Lethargy or unusual quietness
- Changes in eating or drinking habits
- Runny nose or sneezing
- Laboured breathing or tail bobbing
- Unusual droppings (watery, discoloured, or fewer than usual)
- Weakness or difficulty perching.
Early detection can make a huge difference. So, a vet visit is always a good idea if something seems off.
Psittacosis (Parrot Fever) in Pet Birds
Psittacosis, also known as Parrot Fever, is one of the top contenders. It’s caused by a bacterium (Chlamydia psittaci) and can be transmitted to humans.
Symptoms in birds include:
- Greenish diarrhoea
- Eye or nasal discharge
- Ruffled feathers and weight loss
- Difficulty breathing.
Since humans can get psittacosis too, always wash your hands after handling your bird and keep their cage clean.
Aspergillosis: A Dangerous Fungal Infection
Aspergillosis is a serious fungal infection that affects the respiratory system in birds. It’s caused by mould, which is common in dirty cages, damp bedding, and old food.
Symptoms include:
- Difficulty breathing or wheezing
- Loss of voice
- Weakness and loss of appetite.
Prevention is simple: Keep your bird’s environment dry, fresh and clean.
RELATED: UNDERSTANDING ASPERGILLOSIS IN BIRDS: A VET’S PERSPECTIVE
More Common Pet Bird Diseases
Avian Polyomavirus
This viral disease primarily affects young birds, causing a loss of feathers, vomiting, and sudden death in severe cases. Unfortunately, there’s no cure, so prevention through hygiene and vaccination is very important.
Proventricular Dilatation Disease (PDD)
Sometimes called “Macaw Wasting Disease,” PDD affects the digestive and nervous systems, leading to weight loss, difficulty digesting food and neurological issues. While there’s no cure, early detection can help manage symptoms.
Additional Bird Illnesses to Watch For
Feather Plucking and Behavioural Issues
While feather plucking can be caused by stress or boredom, it can also indicate underlying health issues, such as infections, mites, or nutritional deficiencies.
Nutritional Deficiencies in Birds
A poor diet can lead to vitamin and mineral deficiencies, affecting feather quality, bone health, and immune function. Ensure your bird has a balanced diet with fresh fruits, vegetables, and high-quality pellets.
Can Humans Catch Bird Diseases?
Yes, some bird diseases, such as Psittacosis, can spread to humans. While rare, practising good hygiene when handling birds and cleaning their cages is essential. See a doctor if you develop flu-like symptoms after exposure to a sick bird.
How to Prevent Common Bird Diseases at Home
Prevention is always better than treatment! Here’s how to keep your feathered friend healthy:
- Provide a clean, dry, and well-ventilated living space
- Feed a balanced diet tailored to their species
- Schedule regular check-ups with an avian vet
- Quarantine new birds before introducing them to existing pets.
Protect Your Feathered Friend with Pet Insurance
Vet bills for exotic pets can be pricey but with dotsure.co.za’s Exotic Pet plans, you can get cover for some common bird diseases and illnesses, vet visits and more. Get a quote today and protect your bird with SA’s #1 pet insurance*.
*Voted South Africa’s Best Pet Insurance 2023/2024 by readers of various media publications.
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DOES INSURANCE COVER HIJACKING IN SOUTH AFRICA?
Hijacking is an unfortunate reality on South African roads. With carjackings on the rise, many vehicle owners are worried about the financial implications. So, does your insurance cover hijackings in South Africa?
How Common Is Hijacking in South Africa?
According to the South African Police Service (SAPS), carjacking incidents have shown an upward trend in recent years, with thousands of cases reported annually. Criminals often operate in coordinated groups, targeting both private and business vehicles.
Where Do Most Hijackings Take Place?
While hijackings can happen anywhere, certain areas are considered high-risk. Hotspots often include:
- Residential driveways during entry/exit
- Intersections with high traffic volumes
- Quiet streets near shopping malls
- Petrol stations
- Areas near schools and ATMs.
Urban provinces like Gauteng, KwaZulu-Natal, and the Western Cape typically report the highest numbers of hijackings.
Does Car Insurance Cover Hijacking?
If your vehicle is hijacked, most insurers will typically pay out based on the market, retail, or agreed value of the car (depending on your policy). However, it’s essential to read the fine print, as not all policies include hijacking cover by default.
Check that your car insurance includes:
- Hijacking and theft cover
- Towing and recovery costs
- Temporary transport contribution.
Also, check whether personal items inside the vehicle are covered. dotsure.co.za offers cover for Portable Possessions as an optional cover section.
RELATED: CAR INSURANCE: WHAT’S COVERED?
How Do Insurance Companies Pay for Recovered Hijacked Vehicles?
If your car is recovered after a hijacking, your insurer will assess the vehicle for damage and decide on the next steps. Depending on the condition:
- If the vehicle is repairable, the insurer may pay for repairs and return the car to you.
- If the vehicle is written off, the insurer will pay out according to your policy terms.
- If major parts are missing, such as the engine or transmission, this may influence the payout value.
In either case, you’ll need a police case number and a detailed report for the claim process to begin.
What Are the Safety Tips for Avoiding a Hijacking?
Prevention is essential when it comes to hijackings. Here are some practical tips:
- Be aware of your surroundings, especially when entering or leaving your driveway.
- Avoid distractions such as using mobile phones while driving.
- Leave enough space between you and the car in front to allow for a quick getaway.
- Drive with doors locked and windows rolled up.
- Avoid routine travel patterns. Switch your routes and times.
- Be extra cautious at intersections and stop streets.
- Avoid leaving valuable items visible (on cars seats or consoles).
Protect What Moves You
Life is unpredictable, but the right insurance can give you peace of mind. At dotsure.co.za, we offer comprehensive car insurance that includes hijacking cover as a standard benefit (subject to Ts & Cs), along with flexible excess options and fast claims. We also offer business insurance that protects your business vehicles, including theft, hijacking, and accidental damage.
Contact us or quote online today!
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DOES YOUR PET INSURANCE COVER VACCINATIONS? LET’S BREAK IT DOWN
Your furry bestie deserves the best care, including those all-important vaccinations. But here’s the big question: Does pet insurance cover vaccinations, or will you need to budget separately for them? As SA’s #1 pet insurance*, we’ve got all the answers (and the plans) for you.
Are Vaccinations Covered by Pet Insurance?
Standard pet insurance usually covers unexpected illnesses and accidents; routine care such as vaccination isn’t always included. However, some plans (like some of the dotsure.co.za plans) allow you add wellness benefits that help cover these essential vet visits.
Are you already part of the dotsure.co.za pet fam? Visit the Manage Portal online or contact us and add the Wellness Benefit today.
RELATED: DOES YOUR PET INSURANCE COVER SPAYING AND NEUTERING?
What Is the Cost of Pet Vaccinations in South Africa?
Keeping your pet’s vaccines up to date is crucial, but what’s the price tag?
Puppy and Kitten First-Year Vaccines
Young pets need multiple vaccinations in their first year to protect them against deadly diseases such as parvo and rabies. The cost? Around R500 – R1 000 per shot, with multiple rounds needed.
Annual Boosters
After their first year, dogs and cats need yearly booster shots to stay protected. These costs are between R400 and R800 per visit.
RELATED: CANINE PARVOVIRUS: SYMPTOMS, TREATMENT AND PREVENTION
Do We Cover Vaccinations?
Yes, with the right plan or extension! While vaccinations aren’t covered under standard accident and illness plans, our Wellness Benefit options helps with routine care costs. Here’s how they work:
- Included in our Ultimate Plan
- Available as an add-on for Elite, Vital and Deluxe Plans
Helps cover the costs of vaccinations, deworming, tick and flea prevention, and more!
Is Pet Insurance Worth It for Vaccinations Alone?
Pet insurance is primarily designed for unexpected vet bills, but with the Wellness Benefit, you can get help with preventative care such as vaccines. That means less stress for you and better protection for your pet, which is a win-win!
Ready to Protect Your Pet? Get a Quote Today!
Keeping your pet happy and healthy is easier (and more affordable) with dotsure.co.za. Whether you need cover for surprise vet visits or routine care such as vaccinations, we have a plan for you!
Get a quote today at dotsure.co.za.
*Voted South Africa’s Best Pet Insurance 2023/2024 by readers of various media publications.
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INSURANCE FOR VETS: TAILORED PROTECTION FOR YOUR VETERINARY PRACTICE
Running a veterinary practice comes with its fair share of unique risks. That’s where insurance for vets comes in, offering peace of mind so that you can focus on caring for our pets.
What Is Veterinary Practice Insurance?
This type of cover is designed specifically for veterinarians who would like insurance cover for all their business assets under one policy. It protects your clinic, equipment, and even the animals in your care. Basically, ensuring that when life throws a curveball (or a feisty Chihuahua) at you, you’re financially protected.
Veterinary Practice Insurance Cover: What’s Included?
Property and Contents Insurance
Your clinic is more than just a workspace. It’s where you calm anxious pet parents, perform emergency surgery, or bring new life into the world. This cover protects your equipment, medication and stock from fire or theft, helping you to bounce back without “paws.”
Animal Bailee Cover: Protecting Pets in Your Care
What happens if a pet is injured or lost while in your care? That’s where animal bailee cover comes in. It helps to cover financial liability if something happens to a pet patient under your watch.
Business Interruption Insurance for Veterinary Clinics
If your clinic has to close tomorrow due to a fire, flood, or some other unexpected event, business interruption insurance ensures you don’t have to dig into your personal savings or go into panic mode. It covers lost revenue and ongoing expenses such as staff salaries and rent, helping you to get back on your feet!
Why Choose Specialised Insurance for Your Vet Practice?
At dotsure.co.za, we understand that vets face unique risks, so we offer tailored veterinary insurance that protects you while you protect our pets.
Get a quote today and ensure your business keeps purring.
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INSURANCE FOR BUTCHER SHOPS: SAFEGUARDING YOUR BUSINESS
Owning a butchery is all about serving up the best cuts. With the right business insurance for butchers, you can ensure your shop stays a cut above the rest, no matter what happens.
Why Butcher Shops Need Business Insurance
You have built your business on great customer service, top-quality meats and a reputation for freshness. But what happens if a fire, theft or natural disaster threatens to take that all away? Much like your secret rub that everyone asks you about, you need a special ingredient to keep your business safe from these unexpected risks. That’s where business insurance comes in. It’s the special sauce that helps you get back to doing what you do best!
RELATED: BUSINESS INSURANCE SIMPLIFIED: WHAT YOU NEED TO KNOW
General Liability Insurance:
Protection Against Customer Claims
General liability insurance covers legal costs and compensation if someone gets injured or their property is damaged in your shop.
Commercial Property Insurance:
Safeguarding Your Physical Assets
You can’t serve up cold cuts without a fridge or slicer, let alone an actual building. If a fire, theft or natural disaster causes damage to your shop or the contents of your shop, commercial property insurance helps to cover repairs or replacements.
Business Interruption Insurance:
Maintaining Financial Stability During Unexpected Closures
If a fire or a flood causes you to close up shop, with Business interruption insurance, you can still bring home the bacon. It covers lost income so you can pay your bills, your staff and yourself until you’re back to serving up the good stuff.
Choosing the Right Insurance Provider for Your Butcher Shop
When it comes to protecting your business, you deserve a prime cut, not a raw deal. With dotsure.co.za, you can get custom-made business insurance for butchers to protect you and your unique risks.
Ready to beef up your butcher shop’s protection? Contact us or request a quote online today!
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SOUTH AFRICA’S MOST POPULAR PET BIRDS AND WHY WE LOVE THEM
Birds aren’t just beautiful. They’re full of personality, charm and even a few words. If you’re looking for a talkative companion, a low-maintenance friend, or a feathered cuddle bug, there’s a pet bird out there (and a dotsure.co.za pet insurance plan) to match.
Two birds, with one stone. Except, no birds are harmed here, they’re only protected. ? Let’s meet South Africa’s most popular pet birds and what we love about them!Best Pet Birds for Beginners
New to bird parenthood? Some birds are easier to care for than others. The best beginner-friendly birds are:
- Budgies (Budgerigars): Small, social, and easy to train, budgies are amongst the best first birds for new owners. Plus, they can learn to mimic words.
- Cockatiels: Friendly, intelligent, and relatively low-maintenance, cockatiels love whistling tunes and bonding with their humans.
- Lovebirds: Tiny but full of personality, lovebirds are affectionate and easy to care for. They usually come in pairs, so give them enough social and mental stimulation if you get a single lovebird.
Pet Birds That Can Talk
Do you want a bird that chirps back? Some species are natural talkers and can even learn phrases:
- African Grey Parrots: These intelligent birds can develop a vast vocabulary and accurately mimic human speech.
- Indian Ringneck Parakeets: Known for their clear pronunciation, these birds can learn entire sentences!
- Budgies: As mentioned earlier, budgies are great for beginner bird owners and can learn over 1 000 words with enough patience and training.
Note to reader: Be careful what you say; your pet bird could reveal all your secrets.
Low-Maintenance Pet Birds for Busy Owners
Working pet parents, these birds are for you:
- Canaries: Independent and happy in their cage, canaries need minimal handling. Plus, they love to sing and can remember melodies, so leave the radio on so that they can sing along.
- Finches: These tiny birds thrive in pairs or groups and don’t need much human interaction.
- Doves: Gentle and quiet, doves are easy-going pets that don’t demand constant attention.
Fun fact: “To sing like a canary” doesn’t mean you’ve got pipes; it means you’re a bit of a snitch.
Most Affectionate Pet Birds
Looking for a bird that loves snuggles and companionship? These birds adore their humans:
- Cockatoos: The cuddle bugs of the bird world! Cockatoos crave attention and will happily snuggle up to their owners.
- Quaker Parrots: Playful, affectionate, and social, these parrots love to bond with their humans.
- Lovebirds: Their name says it all. Lovebirds love love! They form strong attachments and enjoy sitting close to their owners.
Which Pet Bird Is Right for You?
Choosing the perfect bird depends on your lifestyle. Do you want a chatty companion, a hands-off pet, or a cuddly bird?
No matter which popular pet bird you choose, dotsure.co.za pet insurance can help to protect their health and your pocket. Our Exotic Pet plans cover your bird’s vet visits, accidents and illnesses so you can focus on enjoying their chirps and songs without worrying about the vet bills.
Get a quote online today, or contact us for more info.
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HOW TO: SAVE FUEL WHEN DRIVING
With fuel prices continuing to fluctuate in South Africa, finding practical ways to save on fuel when driving has become essential for every motorist. And just like comparing car insurance to cut monthly costs, small changes to your driving habits can result in big savings at the pump.
Does Speeding Consume More Fuel?
Yes, speeding significantly increases your fuel consumption. The faster you drive, the harder your engine has to work, and that extra effort burns more fuel. For example, driving at 120 km/h instead of 100 km/h can increase fuel consumption by up to 20%, depending on your vehicle.
What Is the Best Speed to Save Fuel?
The optimal fuel-saving speed varies depending on the vehicle, but most cars are at their most efficient between 60 to 90 km/h.
Here’s a helpful illustration of how speed affects fuel consumption:
Speed (km/h) Fuel Efficiency (l/100km) 60 km/h 6,0 80 km/h 6,5 100 km/h 7,5 120 km/h 9,0 140 km/h 11,5 (Values are general estimates and may vary by vehicle type.)
7 Smart Driving Techniques That Help Save Fuel
- Maintain Steady Speeds: Fluctuating between fast and slow speeds forces your engine to work harder.
- Avoid Harsh Acceleration: Putting pedal to the metal can increase fuel consumption by up to 40% in stop-start traffic.
- Use Cruise Control Wisely: Cruise control can help maintain a consistent speed on flat roads. But driving uphill keeps your car in a lower gear for longer, using more fuel.
- Anticipate Stops: Instead of braking hard at the last second, ease off the accelerator early.
- Keep Tyres Inflated: Underinflated tyres increase rolling resistance, meaning your engine has to work harder to move the car. Check tyre pressure at least once a month.
- Limit Idling: Letting your engine idle for more than 30 seconds uses more fuel than turning it off and restarting it.
- Lighten Your Load: Excess weight puts extra strain on your engine. Remove unnecessary items from your boot, and remove roof racks when not in use.
RELATED: TIPS FOR LOWERING YOUR CAR INSURANCE PREMIUM
Don’t Fall for Fuel-Saving Myths
Some fuel-saving tips floating around online simply don’t work, such as using premium petrol in a regular car or always running your tank to empty. Stick with proven, research-backed techniques for real savings.
Become a Smart Driver
dotsure.co.za‘s Smart Driver Programme is an added benefit on your car insurance policy that rewards safer, smarter driving. From car tracker insights to tailor-made cover, it’s a win-win for your car and your budget.
RELATED: GET THE MOST OUT OF YOUR POLICY
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BEST SOUNDING CAR ENGINES LOVED BY ENTHUSIASTS
There’s something about a great-sounding engine that stirs the soul of every car enthusiast. Whether it’s the raspy bark of a high-revving V10 or the deep growl of a classic V8, the engine’s sound is one of the most emotional aspects of the driving experience.
Why Do Some Engines Sound Different?
That iconic roar, howl, or purr comes down to a range of engineering and design decisions made during development of an engine. While performance is the main goal, the sound has become a badge of honour, especially for petrol heads who love revving through tunnels or straights.
What Determines the Sound of a Car Engine?
Several factors influence what an engine sounds like. It’s not just about displacement or horsepower, it’s about how the engine breathes, fires, and releases gases.
Cylinder Count:
More cylinders typically mean more pulses of combustion per cycle, which affects both the tone and the smoothness. A 12-cylinder engine often sounds smoother and more melodic than a four-cylinder, while a five-cylinder might sound oddly off-beat.
Engine Configuration (V vs Inline):
Inline engines tend to produce a smoother, more balanced sound, while V-shaped engines (like V6s, V8s, V10s) often deliver a throatier and more aggressive growl. Flat engines (like those in some Subarus and Porsches) have their own unique rumble too.
Exhaust Setup:
The exhaust system plays a critical role. From pipe length and diameter to muffler and resonator design — these components can make a quiet engine sound like a beast or vice versa.
Crankshaft Design (Flat-Plane vs Cross-Plane):
A flat-plane crankshaft (often found in Ferraris or the Ford Mustang GT350) gives a sharper, higher-pitched sound, while cross-plane crankshafts (like those in American V8s) provide a deep and burbly tone.
Top 7 Best Sounding Car Engines
According to enthusiasts and sound tests around the world, here are engines that earn goosebumps on demand.
- Ferrari 812 Superfast – 6.5L V12: Screams to the heavens at 8 900 RPM.
- Porsche Carrera GT – 5.7L V10: Mechanical, raw, and totally addictive.
- Ford Mustang GT350 – 5.2L Flat-Plane V8: Unique American sound with Ferrari-like flair.
- Lamborghini Aventador SVJ – 6.5L V12: Thunderous drama with Italian soul.
- Mercedes-AMG C63 (W204) – 6.2L V8: Raw, thunderous muscle.
- Audi RS3 – 2.5L Inline-5: Unusual warble with character for days.
- Mazda RX-7 – Rotary Engine: Lightweight scream with high-revving insanity.
RELATED: FASTEST CARS OF 2025
Why Do V8 Engines Sound So Good?
V8s are the sound of power and presence. With their even firing intervals (in cross-plane form) and balanced design, they produce a deep, rhythmic rumble that hits you in the chest.
Whether it’s the burble of a classic muscle car or the refined thunder of a Mercedes-AMG, V8s deliver the perfect blend of grunt and drama.
Want to Keep That Engine Singing?
A great-sounding engine deserves great care. Whether it’s a high-revving inline-4 or a soulful V12, the last thing you want is a costly breakdown muting the music. That’s where dotsure.co.za’s extended car warranty comes in, covering unexpected repair bills so your engine keeps purring, roaring, or howling like it should.
RELATED: WORRYING CAR SOUNDS
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UNDERSTANDING PET INSURANCE WAITING PERIODS
We all know the saying, “Good things come to those who wait”. Well, when it comes to pet insurance, it’s no different. Let’s break down what a pet insurance waiting period is, why they exist, and why they’re worth the wait.
RELATED: WAITING PERIODS EXPLAINED
What Is a Waiting Period for Pet Insurance?
Also known as the qualifying period, it is the time between when you sign up or upgrade your pet insurance and when certain cover types become active. In other words, it’s a short pause before you can claim for specific conditions. This prevents people from taking out insurance only after their pet is sick or injured.
RELATED: THINGS PET INSURANCE DOESN’T COVER
Why Does Pet Insurance Have Need Them?
They help keep pet insurance fair and affordable for every paw-rent and their pets. Without them, people could try to dupe the system, leading to higher premiums for all pet parents.
How Long Are Waiting Periods for Pet Insurance?
Here’s a more detailed breakdown of our pet insurance waiting periods:
- Accidental Claims: No waiting period.
- Illness Claims: 30-day waiting period.
- Wellness Claims: 60-day waiting period.
- Hereditary Conditions: 12-month waiting period.
What Happens If Your Pet Gets Sick During the Waiting Period?
For example, if your pet develops an illness during the 30-day qualifying period, your policy won’t cover it. That’s why it’s best to sign up as soon as you become a pet parent, so you can cover your pet when it matters most. We cover accidental injuries from day one, so your pet gets immediate protection.
Get Covered Today with SA’s #1 Pet Insurance*
Pet insurance waiting periods might seem like a hassle, but they help keep pet insurance fair and affordable. The bottom line? Don’t wait for an emergency. Get your pet covered today with dotsure.co.za!
*Voted South Africa’s Best Pet Insurance 2023/2024 by readers of various media publications.
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9 BAD DRIVING HABITS THAT DAMAGE YOUR CAR
We all want our cars to last longer, perform better, and save us money in the long run. But the truth is, many of us develop bad driving habits without even realising the long-term damage they cause to our vehicles.
RELATED: AVERAGE LIFESPAN OF CAR PARTS
Riding the Clutch
Riding the clutch means resting your foot on the clutch pedal while driving. This creates unnecessary friction and causes premature wear. Over time, it can lead to total clutch failure, which is an expensive fix.
Shifting Gears Without Stopping Properly
Ever shifted from reverse to drive (or vice versa) without coming to an absolute stop? Even if your car allows it, forcing the transmission to switch gears while moving can is bad driving habit that can cause internal damage to the gearbox.
Not Using the Hand Brake Properly
Relying solely on your automatic transmission’s “park” function when stopping on an incline puts strain on your transmission. Always engage the hand brake before releasing the foot brake to prevent gearbox damage.
Driving Over Potholes Too Fast
Potholes are a reality we face in many parts of South Africa. Hitting them at high speed can damage your car’s suspension, wheels, and alignment. If you can’t avoid it, slow down beforehand to reduce the impact.
Overloading Your Vehicle
The effects of overloading a vehicle include worn-out brakes, overheating, and a strain on suspension components. It also affects handling, especially in emergency situations.
Ignoring Dashboard Warning Lights
Those dashboard warning lights aren’t just for show. Always investigate a warning light immediately to catch issues before they become serious (and expensive).
Sudden Acceleration and Braking
Rapid acceleration and braking can cause unnecessary strain on your engine, brakes, and transmission. Smooth driving not only extends the life of your car. It also improves fuel efficiency and road safety.
Running on a Low Fuel Tank
It might seem harmless, but the dangers of running on low tank fuel include damage to your fuel pump. Sediment at the bottom of the tank can clog the fuel filter and reduce engine performance. Try to refuel before dropping below a quarter tank.
Using the Wrong Transmission Fluid
The wrong type of transmission fluid can lead to overheating, gear slipping, or total transmission failure. Always use fluid recommended by your vehicle’s manufacturer.
Protect Your Car and Your Pocket
Breaking these bad driving habits will not only protect your car but also save you thousands in repairs. And for extra peace of mind, consider an extended car warranty from dotsure.co.za, the smart way to cover unexpected breakdowns and keep your car running longer.
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FUNNY SOUTH AFRICAN DRIVING LAWS: THE UNWRITTEN ROAD RULES
Driving in South Africa comes with its fair share of official road rules, many of which are clearly outlined in the K53 manual and reinforced when it’s time to deal with your car insurance. But there’s also a set of silent, unspoken South African driving laws that many local drivers follow without question. So, which ones are real, and which are just myths passed down from generation to generation?
Silent Driving Rules South African Drivers Still Believe
Many South African drivers adhere to a unique code of conduct that’s never been written down. These silent driving rules include:
- Thanking fellow drivers with a double flick of the hazard lights.
- Moving onto the shoulder to let faster traffic pass on single-lane roads.
- Flashing headlights to alert oncoming drivers of possible obstructions ahead.
- Waving your hand out the window to signal “thank you” or “after you.”
These aren’t enforceable by law, but they’ve become part of the everyday driving culture, especially on rural and long-distance roads. Some of these, such as driving on the shoulder, can actually put you at risk and merit a fine.
Common Driving Myths in South Africa That Aren’t True
Over time, myths about what’s legal and what’s not, have taken on a life of their own. Let’s clear up some of the most common ones.
Is It Illegal to Drive Barefoot in South Africa?
No, it’s not illegal. There’s no law in South Africa that prohibits driving barefoot. However, it’s always best to drive in footwear that provides good grip and control, just in case.
Is Eating While Driving Illegal in South Africa?
Not directly. Eating behind the wheel isn’t against the law in and of itself. But if it distracts you to the point where you’re not in full control of your vehicle, you could be fined for negligent or reckless driving.
Can You Get Fined for Flashing Headlights in South Africa?
Flashing your headlights to warn others about speed traps or hazards is a common courtesy among South African drivers. It could, however, be interpreted as obstructing justice.
Weird Traffic Laws South Africa Actually Enforces
Some laws sound too strange to be true, but they’re legit.
Things You Can Get Fined for in South Africa while Driving
- Driving without a shirt on. While uncommon, this falls under “indecent exposure.”
- Sticking your elbow out the window. This one is real. It’s considered unsafe and can earn you a fine.
- Letting passengers travel in the boot. This is definitely illegal and dangerous.
- Driving with an unsecured load. Yup, you’ll get a fine for putting a couch on the roof.
RELATED: WHAT YOU NEED TO KNOW ABOUT TRAFFIC FINES
South Africa Driving Laws: What’s Real and What’s Not
While many silent rules are rooted in goodwill and practical experience, they shouldn’t be mistaken for legal obligations.
Visit dotsure.co.za to explore flexible, affordable car insurance options that are as real as the road under your wheels.
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INSURANCE EXPLAINED: UNDERSTANDING WAITING PERIODS
When you take out an insurance policy, one term you’ll often come across is the waiting period. While it might sound like industry jargon, it’s an important part of how insurance works.
RELATED: COMMON INSURANCE TERMS
What Are Waiting Periods in Insurance?
Also known as a qualifying period, this is the amount of time you need to wait after purchasing an insurance policy before you’re eligible to make certain types of claims. It’s essentially a buffer zone designed to prevent claims for incidents that may have occurred before the cover started.
Waiting periods can vary depending on the type of insurance and the provider. For example, a pet insurance policy might have a waiting period for illness cover but offer immediate cover for accidental injuries.
RELATED: PET INSURANCE WAITING PERIODS
Why Does Insurance Have Waiting Periods?
Insurance waiting periods exist to protect both the insurer and the wider pool of policyholders. Without them, people could take out a policy only after something has gone wrong, such as getting life cover after having received a serious diagnosis.
These periods ensure fairness and allow insurers to keep premiums reasonable for everyone.
What Is the Waiting Period for Claims?
The length depends on:
- The type of insurance you have
- The type of event or condition covered
- The specific policy terms.
Here are a few typical examples:
- Pet Insurance: Often 30 days for illness, sometimes none for accidents (as with dotsure.co.za). Waiting periods for hereditary conditions may be much longer.
- Health Insurance: Varies for different treatments. Dental or maternity benefits may have longer waiting periods.
- Life Insurance: Often 12–24 months for claims related to pre-existing conditions or suicide.
Always check the fine print when signing up for cover to understand what’s included and what’s excluded during the waiting period.
RELATED: HOW INSURANCE CLAIMS WORK
Can You Get Insurance Without a Waiting Period?
If you’re switching providers and have maintained uninterrupted cover, some waiting periods might be waived or reduced, but this isn’t guaranteed. Look for insurers who are transparent about their waiting periods and make it easy to understand what’s covered and when.
At dotsure.co.za, we’re committed to treating customers fairly and keeping things simple. That’s why we offer a fast and easy claim process, backed by clear policy terms and compassionate support when you need it most.
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7 TRAFFIC LAWS DRIVERS MISUNDERSTAND IN 2025
Think you’ve got the rules of the road down? Even in 2025, many South African drivers are breaking traffic laws without realising it. They sometimes risk heavy fines, licence points, or even jail time. And while a good car insurance policy can help you when things go wrong, it’s better to avoid trouble in the first place. Here are 7 traffic laws that still catch people off guard.
RELATED: FUNNY DRIVING LAWS IN SA
Zero Tolerance for Drinking and Driving
A blood-alcohol content of more than 0.05% when you’re behind the wheel, means you’re over the legal limit. No more “just one drink” excuses. Even mouthwash containing alcohol can land you in hot water.
Penalty: Minimum fine of R2000, up to 6 years jailtime, and possible licence suspension.
Right of Way at Traffic Circles
Still confused at roundabouts? You’re not alone. The rule is simple: Traffic from your right always has the right of way, unless otherwise marked. Skipping this can lead to accidents, and the liability is usually yours.
Is Flashing Your Lights for Roadblocks Illegal?
Trying to warn fellow drivers about an upcoming roadblock? Flashing headlights, WhatsApp groups, or social media posts are considered to be obstructing law enforcement and could lead to a fine, or worse.
Smoking in the Car with Kids
Under the Tobacco Products Control Act, smoking in a vehicle with anyone under 12 is a no-no. It doesn’t matter if the window’s open or the car is parked, you’re still breaking the law.
Penalty: A fine of about R500, and more if there are repeated offences.
You Can’t Transport School Kids in a Bakkie (for Pay)
It may be a common sight, but it’s against the law to transport children in the back of a bakkie for payment. This has been in place since 2017 but continues to be widely ignored.
The law still applies, even if the trip is short or done “as a favour” for cash.
Parking Against Traffic
Parking your car facing oncoming traffic (on the right-hand side of a two-way street) might seem harmless, but it’s not allowed. It’s a violation of NRTA regulations and makes your vehicle a hazard at night.
Speeding Rules Got Tighter
There are now stricter speed limits in school zones, construction areas, and residential estates. Some provinces are also testing speed cameras that track your average speed between two points.
Check for new signage in your area.
Stay Informed. Drive Lawfully
South Africa’s traffic laws are tightening in 2025 with the AARTO demerit points system, and ignorance won’t get you out of a fine. Stick to the rules, stay safe, and protect your pocket.
Want to avoid costly surprises on the road? Quote online for affordable car insurance that keeps you covered, even when life throws the unexpected your way.
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READY, SET, STREAM! WHERE TO WATCH F1 IN SOUTH AFRICA
Formula 1 is the ultimate motorsport spectacle, where engineering brilliance meets extreme skill. With speeds topping 370 km/h, 20 drivers from 10 teams compete across continents for championship glory. As the car part experts, we’re here to bring you the ultimate guide on where and when to watch the F1 in South Africa. Whether you’re an old fan or new to the track, the 2025 season promises record-breaking moments and edge-of-your-seat drama.
How Does the F1 Race Weekend Work?
Each F1 Grand Prix weekend is a high-octane journey:
- Friday: Two practice sessions where teams refine their setups.
- Saturday: The battle for pole position begins in qualifying.
- Sunday: It’s lights out and away we go. Points, podiums, and passion unfold.
2025 F1 Calendar Highlights
This year’s season kicked off in March with the Australian Grand Prix and will be concluding in Abu Dhabi in December. With 24 races scheduled, there’s non-stop action every few weeks.
Must-Watch Races on the F1 Calendar
Some Grands Prix races deliver drama year after year. Don’t miss these headline makers:
- Monaco Grand Prix, 23-25 May: Narrow streets and unmatched prestige.
- Italian Grand Prix (Monza), 5-7 September: Pure speed and historic vibes.
- Brazilian Grand Prix, 7-9 November: Late-season twists and unpredictable weather.
- Las Vegas Grand Prix, 28-30 November: Dazzling lights and daring overtakes.
Whether you’re supporting Max Verstappen, Lewis Hamilton, or a rising rookie, these races never disappoint.
How to Watch F1 Online in South Africa
Tune in for full coverage of every session. Practice, qualifying, and race day. SuperSport offers commentary, replays, and live stats for DSTV subscribers.
F1 TV Pro (Streaming)
The official F1 streaming service is available in SA and lets you:
- Choose camera angles
- Listen to team radio
- Watch onboard views
- Replay any race anytime.
It’s perfect for hardcore fans who want to feel as if they’re in the pit wall.
For the Love of Cars
Formula 1 may not race on South African soil, yet, but fans here can still get front-row access if they know where to watch F1.
And whether you’re driving to a race-watch party or upgrading your ride, you’ll need reliable car insurance from dotsure.co.za to keep your wheels turning worry-free.
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EGGCELLENT TIPS FOR A PET-FRIENDLY EASTER
As Easter approaches, many of us look forward to festive activities, delicious treats, and quality time with loved ones. But amidst the excitement, it’s important to ensure our furry friends are safely included in the celebrations. With a little creativity and planning, you can make Easter fun, engaging, and pet-friendly!
Throw a Pet-Friendly Easter Egg Hunt
A classic Easter egg hunt can be easily adapted to include your four-legged companions. Instead of using traditional chocolate eggs, opt for pet-safe alternatives:
- Use plastic eggs with holes and fill them with pet-friendly treats such as biscuits or cooked chicken.
- Hide treats around the home or garden for your pet to sniff out.
- If your pet tends to chew on plastic, skip the eggs and place treats directly in hidden spots.
Start with easy hiding places and gradually increase the difficulty to keep your pet engaged. Encourage and praise them when they find a treat to reinforce their excitement.
More Buntastic Activities
- Easter Photoshoot: Capture adorable Easter memories by organising a themed photoshoot for your pet.
- Movie Marathon: For a relaxed celebration at home, snuggle up with your pet and enjoy an Easter-themed movie marathon.
- Homemade Treats: Try baking homemade pet-friendly Easter treats shaped like bunnies or eggs. There are plenty of easy recipes using safe ingredients such as pumpkin, peanut butter, and oat flour.
RELATED: HOLIDAY TREAT RECIPES FOR PETS; RECIPES FOR PETS WHO LOVE PEANUT BUTTER
Why You Should Avoid Chocolate Easter Treats
Chocolate contains theobromine, a chemical that is toxic to cats, dogs, and rabbits. Dark chocolate and baking chocolate have the highest levels of theobromine, but even milk chocolate can be dangerous. Symptoms of chocolate poisoning include vomiting, diarrhoea, seizures, internal bleeding, and even heart attacks.
What to Do If Your Pet Eats Chocolate
If you suspect your pet has consumed chocolate, call your vet immediately. Do not attempt to make them vomit, as this can be harmful.
How to Prevent Chocolate-Related Accidents
- Keep chocolate treats well out of your pet’s reach.
- Teach young children that chocolate is dangerous for pets.
- If hosting an Easter egg hunt, count the number of chocolate eggs hidden and ensure that all are retrieved.
Have a Hoppy Easter!
This Easter, make sure your pets are part of the fun with safe, engaging activities and pet-friendly treats. By planning ahead, you can create a celebration that’s enjoyable for the whole family.
Speaking of planning ahead… Remember to keep your pet protected with the right pet insurance!
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SA ROAD TRIP PIT STOPS YOU CAN’T MISS: A GUIDE BY PROVINCE
Road-tripping across South Africa? Buckle up! Here are some of the quirkiest, must-visit pit stops to stretch your legs, refuel, and stock up on the ultimate padkos.
Western Cape
- Calitzdorp Cellar (Route 62): Sip on the taste of the Klein Karoo while taking in the region’s natural beauty. Designated drivers can stock up on some wine to enjoy off-duty.
- Peregrine Farm Stall (Grabouw): Famous for pies and fresh produce.
- The Blue Shed Coffee Roastery (Mossel Bay): A cosy spot to escape time with great coffee and sea views.
Eastern Cape
- Big Pineapple (Bathurst): The biggest pineapple in the world as your road trip selfie backdrop? Say less.
- Marilyn’s 60s Diner (Storms River): A retro American-style diner with classic burgers and shakes. The portions are enormous, so pack a plastic container for some leftovers!
- Nanaga Farm Stall (N2 near Port Elizabeth): Famed for its delicious pies, roosterkoek, and fresh pineapple juice.
KwaZulu-Natal
- Piggly Wiggly (Midlands Meander): A farm-style shopping and dining stop with gorgeous views of the vineyards.
- Nottingham Road Brewing Company: One of SA’s oldest microbreweries, perfect for craft beer lovers (who aren’t drinking and driving, of course).
- Blueberry Café (Nottingham Road): Scenic views and the best blueberry cheesecake.
Gauteng
- Irene Dairy Farm (Pretoria): A family-friendly experience with restaurants, a farm stall, walking trails, and the opportunity to say “hi” to the cows.
- MiMi se Plaaskombuis: Home-cooked goodness and a beautiful view of the Vaal River.
Northern Cape
- Die Pienk Padstal (Kakamas): A quirky landmark roadside stall selling local treats.
- Springbok Lodge & Restaurant (Where?): A great stop for hearty Karoo meals.
Mpumalanga
- Harrie’s Pancakes (Graskop): The ultimate pancake stop for road trippers.
- Alzu Petroport (N4 near Middelburg): Fill up while watching rhinos and buffalo roam!
Limpopo
- Warmbaths, A Forever Resort (Bela-Bela): Take a break and soak in the natural Bela-Bela Hot Springs.
Free State
- The Artist’s Café (Clarens): Artsy vibes and great coffee in SA’s ‘Jewel of the Eastern Free State.’
Protect Your Road Trip
Now that you have mapped out your pit stops, ensure your car is covered with dotsure.co.za car insurance before hitting the road!
RELATED: READY, SET, GO! YOUR ROAD TRIP PREP CHECKLIST
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HOPPING HEALTH: HOW LONG BUNNIES LIVE AS PETS
If you’re thinking about adopting a pet rabbit or already have one, understanding their lifespan can help you provide the best care possible. Unlike their wild counterparts, who face numerous threats, domestic rabbits enjoy a safer, more controlled environment.
RELATED: CHOOSING THE PERFECT PET FOR YOUR FAMILY
How Long Do Pet Rabbits Live?
The average lifespan of a pet rabbit ranges from 5 to 10 years, though some can live up to 12 years with the proper care. Factors such as breed, diet, exercise, and healthcare play significant roles in determining how long your bunny may live.
The Role of Nutrition and Exercise
A rabbit’s diet and exercise routine have a bigger impact on longevity than genetics alone. Many people assume rabbits are low-maintenance pets, but they actually require significant attention and care.
Proper Diet for a Longer Life:
- Unlimited Timothy hay is essential to prevent overgrown teeth and digestive issues.
- Fresh leafy greens such as romaine lettuce and parsley provide necessary vitamins and minerals.
- High-fibre pellets should be given in moderation to supplement their diet.
- Avoid sugary foods such as fresh grass, fruit, and carrots, as these can disrupt digestion.
Exercise and Enrichment:
- Large rabbits require at least 2 square metres of cage space.
- Rabbits need several hours outside their cage each day to run, jump, and explore.
- Toys, tunnels, and chewable items help prevent boredom and stress.
Essential Rabbit Care Tips
Beyond diet and exercise, there are other factors to consider for a long and healthy rabbit life.
Keep Their Living Space Clean:
Rabbits can be messy, so daily spot-cleaning and a weekly deep clean of their hutch are a must. Unclean environments can lead to bacterial infections and stress.
Spay or Neuter Your Rabbit:
Unspayed female rabbits are highly prone to uterine cancer, and unneutered males can develop testicular cancer. Spaying or neutering not only prevents health issues but also reduces aggressive behaviour.
Find a Rabbit-Savvy Veterinarian:
Rabbits are often classified as small mammals or exotic pets, meaning not all vets specialise in their care. Regular checkups can help detect issues such as overgrown teeth, respiratory infections, and tumours early.
RELATED: PET PARENT’S GUIDE TO BUNNIES
Give Your Bunny the Best Life
If you’re thinking of bringing a rabbit into your home, ensure you’re ready for the commitment, and you’ll be rewarded with years of joy and companionship.
Did you know dotsure.co.za offers pet insurance for exotics as well? Have a look at our dedicated plans for bunnies!
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WORRYING CAR SOUNDS: WHAT THEY MEAN AND HOW TO FIX THEM
We know the sounds of car trouble can cause a sense of worry and panic because even the smallest sound can mean a huge dent in your pocket when it comes to repairs or replacements. Luckily, our extended car warranty covers mechanical breakdowns or electrical failures, so these sounds don’t have to send shivers down your spine!
However, even with a warranty, it’s still important to listen to our cars and what they are trying to say. Here are some common car noises, what they mean, and what you should do about them.
RELATED: WHAT DOES YOUR EXTENDED CAR WARRANTY ACTUALLY COVER?
5 Worrying Car Sounds Under Your Hood
Grinding or Screeching
- What it means: If you hear a high-pitched screech when braking, your brake pads could be worn down. A grinding sound? That’s worse. Your brake discs might be damaged.
- What to do: Get your brakes checked ASAP! Faulty brakes are a safety hazard.
Ticking or Knocking
- What it means: Ticking could mean low oil levels or valve issues. A rhythmic knocking sound could mean something’s wrong with your engine, bearings or pistons.
- What to do: Your engine needs oil to run smoothly, so check the oil levels and top up if needed. If you hear a knocking sound, stop driving and have your car checked out immediately, before it waves a white flag.
Clapping
- What it means: If you hear a clicking sound while turning, your CV joints may be worn out.
- What to do: Have them replaced before they fail. You don’t want to be left stranded!
Whining or Humming
- What it means: A high-pitched whining sound could indicate transmission issues, often due to low transmission fluid or mechanical failure.
- What to do: Check your transmission fluid levels. If the noise persists, have it inspected.
Hissing
- What it means: A hissing sound could mean a leaking vacuum hose, a cooling system issue, or overheating.
- What to do: Pull over and let your engine cool. If the problem continues, call for assistance.
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AFTER-HOURS EMERGENCIES ON THE ROAD
THE AVERAGE LIFESPAN OF YOUR CAR PARTS
MECHANICAL ISSUES AND CAR CRASHESDon’t Drive with Worry, Drive with a Warranty
We cover a range of mechanical and electrical failures, so if your car starts sounding suspicious, you won’t have to panic about surprise repair costs. Ready to drive with warranty? Get a quote online from dotsure.co.za today.
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TOP 6 BUNNY BREEDS IN SOUTH AFRICA
If you’re planning to welcome a fluffy, long-eared companion into your home, choosing the right breed to fit your lifestyle is most important. In South Africa, several rabbit breeds make excellent pets, each with unique characteristics and care needs.
RELATED: PET PARENT’S GUIDE TO BUNNIES
Netherland Dwarf Rabbit
One of the smallest rabbit breeds, the Netherland Dwarf, is adored for their compact body, big round eyes, and short upright ears. These bunnies are intelligent, playful, and high-energy, making them fun pets for experienced rabbit owners. However, their small size and skittish nature mean they may not be ideal for homes with young children, and it’s recommended that they be kept indoors.
Jersey Wooly Rabbit
A friendly, affectionate rabbit known for their luxurious, fluffy coat. These bunnies love to be cuddled and make wonderful indoor pets. Their beautiful fur requires regular grooming to prevent matting, so they are best suited to owners who have time for upkeep. Jersey Woolys are gentle and less prone to biting than some other breeds.
Flemish Giant Rabbit
The Flemish Giant is one of the largest rabbit breeds. Despite their size, these gentle giants are calm, friendly, and great for families with children. They enjoy social interactions, love to be petted, and can even get along with other household pets. However, they require ample space and shouldn’t be confined to small cages for long periods.
Mini Rex Rabbit
The Mini Rex is a compact rabbit breed with a velvety soft coat that feels plush, but their fur should not be brushed frequently, as it can damage its unique texture. They are one of the most popular pet rabbits due to their affectionate and friendly nature. Mini Rex bunnies enjoy human interaction and are easy to handle, making them great for first-time rabbit owners.
New Zealand Rabbit
These medium-to-large-sized bunnies have a muscular build, soft fur, and upright ears. They are known for their friendly, social nature, making them easier to handle than some smaller breeds. New Zealand rabbits are intelligent and can learn tricks, play games, and even use a litter box. They thrive on human interaction and do well in pairs or groups.
Himalayan Rabbit
The Himalayan rabbit stands out due to its striking white body with dark markings on its nose, ears, feet, and tail. These markings are temperature-sensitive and may change slightly depending on the environment. Himalayan rabbits are calm, friendly, and love human interaction. They do well both indoors and outdoors but need a stable temperature to stay comfortable.
Choosing the Right Bunny Breed
When selecting a pet rabbit, consider factors such as size, grooming needs, temperament, and space requirements. Rabbits make wonderful pets if you’re able to provide the proper care, allowing for a happy, healthy bunny that will be a beloved part of your family.
If you’re looking for the right pet insurance for your fluffy bun, have a look at our plans for exotic mammals!
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A HELPING PAW FOR BIG-HEARTED VETS
Addressing Compassion Fatigue in the Veterinary Industry
Veterinarians are driven by their love for animals and a desire to alleviate suffering. But for all their dedication, there’s an emotional cost that comes with being on the front lines of animal care every day.
What is compassion fatigue?
The chronic stress of caring for others can result in emotional and physical exhaustion. While burnout is related to job-related stress such as poor management or overwhelming workloads, compassion fatigue stems from repeated exposure to trauma and distress.
The risk factors
Veterinarians are uniquely vulnerable to compassion fatigue due to the nature of their work, which includes the following risks:
- Having to make difficult decisions about an animal’s care, including whether to euthanise or provide treatment, can cause emotional strain.
- Being regularly exposed to suffering, whether it’s the loss of a beloved pet or the aftermath of animal cruelty.
- Long hours and the pressure of constant care can leave vets with little time to recharge and focus on their own well-being.
The symptoms
Compassion fatigue manifests in several ways, and for veterinarians, it can impact both their personal and professional lives. Some symptoms include:
- Feeling disconnected from others, even in social or professional settings.
- Losing interest in activities that once brought joy and fulfilment.
- Suppressing emotions, which can lead to memory issues and anxiety.
- Difficulty sleeping, which can have further negative effects on mental and physical health.
Supporting our heroes
We’ve always had a deep appreciation for the incredible work that veterinarians do. That’s why we’re launching a dedicated hotline for veterinarians experiencing compassion fatigue. This resource will connect vets with professional counselling services, offering them a safe space to talk through their experiences, emotions, and challenges.
Veterinarians give so much of themselves to care for animals, and now it’s time to care for them. We’re committed to standing by their side, offering support when they need it most.
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HOW TO CHECK YOUR DRIVING LICENCE STATUS IN SOUTH AFRICA
Are you renewing your driver’s licence or waiting for a new card? Here are two ways to check your driving licence status in South Africa.
SMS Notification Service
The Road Traffic Management Corporation (RTMC) offers an SMS service to inform you about your licence status. By sending your ID number to 33214, you can receive real-time updates on your application. This service will provide you with the following responses:
- Application Received: The Driver’s Licence Testing Centre (DLTC) has filed your application but it hasn’t been processed yet.
- Production Queue: Your application is approved and awaiting card manufacturing.
- Problem Card: There’s an issue with your card’s production; you’ll need to revisit the DLTC to resolve it.
- Produced and Ready for Collection: Your licence is ready for pickup.
NB: It’s essential to collect your new card within the specified timeframe mentioned in the SMS. If you don’t, the DLTC may deface your card, which means you’ll have to restart the entire process again and pay additional fees (not funny!).
Online Status Check via NaTIS
The National Traffic Information System (NaTIS) provides an online platform to monitor your licence application status:
- Create a Profile: Visit the NaTIS website and register using your cell phone number or email address, along with your ID number.
- Access Your Dashboard: After logging in, navigate to your profile dashboard to view the current status of your driver’s licence application.
Here’s a step-by-step guide on how to: Renew your driving licence.
Stay Road-Ready with Car Insurance
While waiting for your licence, make sure your car is covered! Get a quick online quote from dotsure.co.za today.
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7 WEIRD THINGS PET PARENTS SEARCH
If you’ve ever found yourself down a rabbit hole of bizarre online searches about your pet, you’re not alone. Every pet owner has, at some point, typed out a burning question about their furry friend’s odd habits, hoping for an answer.
Why Do My Dog’s Feet Smell Like Fritos?
If you’ve ever sniffed your pup’s paws and caught a whiff of corn chips, don’t panic. The distinct Fritos-like aroma comes from bacteria that naturally exist on a dog’s skin. Since dogs don’t sweat like humans, their paw pads release moisture, creating the perfect environment for these bacteria to thrive. While the smell is normal, excessive licking, redness, or limping may indicate a problem requiring veterinary attention.
Do Dogs Dream? What Do They Dream About?
Yes, dogs dream! Research shows that dogs experience REM (rapid eye movement) sleep, the same stage in which humans dream. Ever noticed your dog twitching, whimpering, or moving their legs while asleep? They might be dreaming about their daily activities, such as chasing a ball or going for a walk.
RELATED: WHAT DOES MY DOG’S SLEEPING POSITION MEAN?
Why Does My Dog Greet Me with Their Butt?
While it may seem like an odd welcome, dogs greeting you with their rear end is a sign of trust and friendliness. Dogs communicate through scent, and presenting their behind allows other dogs to pick up on their unique scent profile. It’s their version of a handshake!
Why Does My Dog Shake?
Shaking or shivering can mean excitement, nervousness, or feeling cold. Some dogs shake when they’re wet to dry off, while others may tremble due to stress. If shaking becomes persistent and is accompanied by lethargy or appetite loss, a vet visit may be necessary.
Common Cat Questions
Dog parents aren’t the only ones with quirky queries.
- Why does my cat follow me everywhere? Cats are naturally curious and bond strongly with their humans. They may also be staking their claim on you!
- Why does my cat head-butt me? This is a sign of affection and a way for your cat to mark you with their scent.
- Why does my cat love laser pointers? The quick, unpredictable movements mimic prey, tapping into their hunting instincts.
RELATED: WAYS CATS COMMUNICATE
Heartfelt Enquiry or Serious Concern
Have a look at this visual exploration made by pet loving creatives: Why Do Dogs…?
While Google is great for quick answers, always consult a veterinarian for medical concerns. After all, our pets deserve the best care!
Finally, for your pet insurance related questions: uncover Pet Insurance Frequently Asked Questions.
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BUSINESS INSURANCE FOR MOTOR SERVICE: SPECIALIST WORKSHOP OWNER’S GUIDE
Running an automotive workshop is exciting but comes with its fair share of risks. Whether you’re servicing cars, repairing engines, or fitting accessories, having the right insurance keeps your business, employees, and customers protected. Some policies aren’t just nice to have, they’re essential.
RELATED: WHEN A BUSINESS NEEDS INSURANCE
Motor Traders Insurance
This cover is designed for businesses in the automotive service industry, including fitment centres and auto repair shops.
Important Features:
- Covers client vehicles on your premises against accidental damage.
- Protects against loss of, or damage to, specialised equipment and expensive stock due to fire, water, explosion, or impact.
- Available to a variety of different types of motor repair shops.
Insurance for Motor Service Industry
dotsure.co.za offers tailored business insurance solutions for motor traders and related repair shops, covering risks such as loss, damage, and third-party liability.
Cover Options:
- Loss or Damage to Vehicles: Covers vehicles in the workshop or used by the business.
- Liability to Third Parties: Protects against claims for third-party property damage or injuries.
Additional Benefits:
- Protection and removal of damaged vehicles.
- Storage and delivery after repair.
- Emergency repair cover.
- Wreckage removal.
- Liability for work performed off-premises.
- Windscreen cover.
- Cross-liabilities.
Secure Your Auto Repair Business Today
The right insurance cover ensures your motor service business thrives without unexpected financial setbacks. With dotsure.co.za, you get comprehensive, tailored cover to meet your business’s specific needs!
RELATED: BUSINESS INSURANCE SIMPLIFIED; TYPES OF BUSINESS INSURANCE
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CAN YOU PUSH-START AN AUTOMATIC CAR?
Did you accidentally leave your lights on all night? Now you’re sitting in a car that won’t start and wondering if you can give it a little push down the driveway and be on your way. If you drive a manual, the answer is yes. But if you’re behind the wheel of an automatic car, it’s a different story.
RELATED: INSURING THE CAR PARTS OF TOMORROW
Why You Can’t Push-Start an Automatic Car
Push-starting works in manual cars because the clutch allows the engine to engage when the wheels turn. Automatic cars rely on hydraulic systems with a torque converter instead of a clutch, which means you can’t manually engage the engine by rolling the car forward because without power the transmission won’t engage.
How to Start an Automatic Car with a Flat Battery
Jump-start the battery:
The most common culprit is a dead battery, so try to jump-start your car with another vehicle. We’ve got a step-by-step guide on how to do that here: HOW TO JUMP-START YOUR CAR LIKE A PRO
Replace the battery:
If jump-starting doesn’t work, your battery might be completely dead. Car batteries typically last 3–5 years, so it may be time for a new one if yours is older.
Test the starter motor:
If your car makes a clicking sound but doesn’t start, the starter motor could be faulty and need replacement.
Get the neutral safety switch checked out:
Automatic cars have a neutral safety switch that prevents the engine from starting unless the car is in Park (P) or Neutral (N). If this switch is faulty, your car won’t start even if the battery is fine. Try shifting into Neutral and starting your car again.
Call for help:
Roadside assistance (or a warranty covering breakdowns and towing costs) can be a lifesaver if all else fails.
RELATED: AFTER-HOURS EMERGENCIES ON THE ROAD
Protect Your Car Against the Unexpected
A dead battery is just one of the many car problems that can leave you stranded. Get covered for the unexpected and drive with an extended car warranty from dotsure.co.za.
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WHAT DOES EXCESS MEAN ON PET INSURANCE CLAIMS?
When it comes to pet insurance, we aim to make your life easier. So, you can focus on what truly matters: spending quality time with your furry family members. One of the most common questions we receive is about excess on pet insurance claims. To help you, we’ve compiled this simple guide.
RELATED: PET INSURANCE FREQUENTLY ASKED QUESTIONS
What is Excess in Pet Insurance?
Excess is a standard part of all short-term insurance policies, including pet insurance. It refers to the portion of a claim that you, as the policyholder, must pay before your insurer covers the remaining amount.
RELATED: WHAT IS INSURANCE EXCESS
Your Pet Insurance Excess
Depending on your plan, the basic excess options at dotsure.co.za apply as follows:
- 10% of the claim amount; minimum R200 (default option)
- 20% of the claim amount; minimum R200
Important Notes:
- Basic excess does not apply to illness-related claims on the Vital Plan, as this plan covers 50% of the claim amount.
- No excess applies to Wellness Benefit claims, keeping preventive and routine care affordable.
Why Do I Have to Pay Excess on Insurance Claims?
Insurance providers use excess to keep policy premiums affordable while ensuring that claims are reasonable. By requiring a small contribution from policyholders, excess helps prevent minor claims and ensures sustainability for pet parents in the long run.
Excess Buster
For those who want to reduce excess payments, dotsure.co.za offers the Excess Buster. This optional add-on waives applicable excesses following a valid insurance claim. The premium for this extension depends on your chosen plan, providing extra peace of mind and financial ease.
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BUSINESS INSURANCE FOR RETAILERS: A GUIDE FOR FLOWER SHOP OWNERS
A flower shop is a beautiful business – literally. But hidden behind the colourful arrangements and fragrant blooms, are risks waiting to happen.
RELATED: GUIDE FOR ONLINE CLOTHING STORES
Why Insurance is Essential for Florists
Owning a flower shop means balancing creativity with business management. While you focus on crafting stunning floral designs, unexpected incidents can happen. If you have comprehensive insurance, you’re protected against financial challenges.
RELATED: BUSINESS INSURANCE FREQUENTLY ASKED QUESTIONS
Insurance for Flower Shops
General Liability Insurance:
This protects your business in case you’re found legally liable for accidental bodily injury or property damage.
Commercial Property Insurance:
Your shop’s physical space and assets, such as furniture, coolers, and floral inventory, are vulnerable to risks such as fire, theft, and natural disasters.
Business Interruption Insurance:
This cover ensures you can still pay rent, wages, and other bills if disaster temporarily halts operations.
Motor Insurance:
If you use a van, truck, or even your personal car for business purposes, motor insurance is crucial.
Business All Risk Cover:
Florists often use portable equipment such as laptops, mobile card readers, and tools that might be taken off-site for events or deliveries.
Goods in Transit Insurance:
Your floral arrangements, supplies, and stock are constantly moving. This ensures you’re covered if your products are lost, stolen, or damaged while being transported.
Buildings Combined Cover:
If you own the building that you run your business from, this covers the premises against fire, storms, theft, and accidental damage.
RELATED: NECESSITY FOR EMPLOYER’S LIABILITY INSURANCE
Protecting Your Business
At dotsure.co.za, we understand the unique risks involved with running a flower shop. Our business insurance policies are designed for small to medium-sized businesses, allowing you to personalise your insurance to fit your specific needs. With comprehensive cover, we can help ensure that your business continues to flourish.
Blooming with Confidence
Don’t let risks wilt your success, invest in comprehensive business insurance and allow your floral dreams to bloom!
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HOW INSURANCE COMPANIES CALCULATE YOUR PREMIUMS
Have you ever wondered why your insurance premium is a certain amount? Whether it’s for your car, pet, home, or business, insurance companies use a variety of factors to determine how much you pay.
RELATED: WHY DO INSURANCE PREMIUMS INCREASE?
The Key Factors That Influence Your Insurance Premium
We don’t just pull your insurance premiums out of a hat. It’s far more personal than that. Insurance premiums are carefully calculated based on risk, statistics, and your individual details. Here are some of the main factors at play:
- Your Risk Profile: Insurers assess how likely you are to claim based on statistics. For example, younger drivers might pay more for car insurance. Pet insurance may be pricier for certain breeds, and business insurance for an online store may be more expensive due to transit or cyber risks.
- The Value of What You’re Insuring: A brand-new luxury car will cost more to insure than an older hatchback. The same goes for a larger home versus a modest one and selecting higher or lower limits on your pet insurance.
- The Use of What You’re Insuring: A car or building used for business activities is exposed to more risk and, therefore, higher premiums.
- Location, Location, Location: Where you live or operate your business affects your premium. High-crime areas or regions prone to extreme weather may result in higher premiums.
- Claims History: A clean claims history can mean lower premiums, while frequent claims may increase premiums.
- Excesses: The general insurance principle is that the higher your excess, the lower your premium. So, if you have chosen a lower excess to avoid paying more when you claim, you may pay a higher premium monthly.
- Cover Level: Comprehensive cover, such as our Ultimate Pet Plan, will cost more than our Accidental Plan. The same applies to dotsure.co.za car insurance, which offers tailored cover with Name Your Price™. This allows you to save by removing cover options you don’t need.
Psst… Find out exactly how your car insurance premiums are calculated here: HOW MUCH WILL MY CAR INSURANCE COST?
Premium Insurance, Premium Peace of Mind
At dotsure.co.za, we offer flexible cover, ensuring you get the best value for your money. Do you want a personalised quote? Get one today in minutes.
RELATED: HOW INSURANCE CLAIMS WORK
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SMART MONEY MOVES: SMALL BUSINESS BUDGETING TIPS
Budgeting isn’t just about numbers on a spreadsheet, it’s about giving your small business the best chance to thrive. A well-planned budget empowers you to eliminate wasteful spending, achieve profitability faster, and make informed financial decisions.
RELATED: SMALL BUSINESS TIPS
Why Budgeting Matters for Small Businesses
A budget provides essential insights into your financial health by helping you:
- Determine how many sales are needed to cover costs.
- Decide how much money you can reinvest in the business.
- Plan when you can afford to hire employees.
The Numbers That Matter
Budgeting might seem complicated, but it’s simpler than you think. It all comes down to understanding the essential financial reports.
Profit & Loss Statement:
This report helps you determine whether you’re making a profit or a loss by subtracting expenses from income.
Balance Sheet:
A balance sheet provides an overview of what your business owns (assets) and owes (liabilities).
Trial Balance:
A trial balance consolidates all your business transactions, showing debits, credits, assets, and liabilities in one document.
Budgeting Tips for Your Small Businesses
- Overestimate Expenses: Budgeting a little extra ensures you’re prepared for unforeseen expenditures.
- Monitor Your Sales Cycle: Understanding your sales trends helps you plan for off-peak seasons.
- Value Your Time: Budget for labour costs and set realistic deadlines to maximise efficiency.
- Assess Risks: Identify financial risks such as market changes, regulatory updates, and potential crises.
- Revisit and Adjust Your Budget: Regularly update it to reflect business growth and changing conditions.
- Utilise Technology: Budgeting software can streamline financial management and provide accurate insights.
- Plan for Taxes: Set aside funds for yearly tax obligations to avoid last-minute cash flow problems.
- Prioritise Debt Management: Tackle high-interest debts first to save money in the long run.
- Track Financial Performance: Regularly compare performance against your budget to identify areas for improvement.
Protect Your Business with the Right Insurance
Even with the best budgeting, unexpected setbacks can occur. That’s why dotsure.co.za business insurance offers tailored cover to protect your financial health. From asset protection to liability cover, we help safeguard your small business so you can focus on its growth.