Category: Vehicles

  • WHAT IS COMPREHENSIVE INSURANCE?

    WHAT IS COMPREHENSIVE INSURANCE?

     

    In uncertain times, it can pay to go pro when it comes to insurance. Maybe you have cover and you’d like to boost it. Maybe you’re choosing insurance for the first time. Either way, you’re not alone. Let’s unpack Comprehensive cover.

     

    What exactly is Comprehensive Insurance?

    This is the top-of-the-range cover you can get from a registered financial services provider.

    It leaves much less to chance than any other cover options. Other options may be cheaper or offer cover in a more limited capacity. Comprehensive cover offers the widest range of cover and it generally carries a higher premium (monthly payment) that ticks all the boxes.

     

    What does dotsure.co.za Comprehensive Life insurance cover?

    If you’re after complete peace of mind for yourself and your loved ones, we suggest Comprehensive Life insurance which protects your personal finances should tragedy strike. It offers an added Terminal Illness benefit, that pays out up to 12 months* before death if you’re diagnosed with a terminal illness.

     

    e.g. Chike, a 31-year-old pharmacist and mom, pays R352p/m for Comprehensive Life insurance. Her family will receive a pay-out of R200,000* should she pass away or be diagnosed with a terminal illness.

    *T&Cs apply. Premiums and pay-outs displayed above are purely for illustrative purposes. Cover and premiums are dependent on the client’s risk profile. Errors and omissions exempted.

     

    This cover offers you the greatest peace of mind when you’re insuring your vehicle. And as a matter of general interest, vehicle financing institutions usually also require proof of full comprehensive cover for a vehicle they finance – this requirement remaining in force as part of the underlying financing agreement throughout the financing period.

     

    In general, with Comprehensive Car insurance, you’re covered for*:

    • Car repair if you are in an accident (excluding your excess payments). The excess is the amount you are liable to pay when you submit a valid claim. A smaller excess means a higher monthly premium; a larger excess means a lower monthly premium. According to the Treating Customers Fairly (TCF) regulations, all insurance companies must consider your financial position when advising on the ideal ratio for your income and expenses.
    • Full or part of the damages to any other car(s) in an accident you caused. This is called Third Party Liability cover.
    • Fire damage to your car.
    • The theft and/or hijacking of your car (some policies do not cover this in full, or cover it with higher excess payments, so check your policy document).

     

    Still not sure about Comprehensive Car insurance?

    When choosing an insurance package with dotsure.co.za, we’ll answer any and every question you have, because we believe in #totaltransparency.

     

    Questions to ask:

    • What’s covered and what’s not?
    • Is the cover of your vehicle limited to a named driver? Also known as a nominated driver policy.
    • What’s the excess for drivers under the age of 25? Is there a penalty for young drivers in the event of a claim?
    • Do you need a detection device to qualify for theft or hijacking cover?
    • Do you get discounts for good driving? dotsure.co.za offers discounts* with the Smartbox in place!
    • Is Third Party Liability cover included?
    • Which geographical areas are covered?
    • Is car hire covered?
    • What extra fees do you have to pay when you claim?
    • Are emergency benefits included?
    • Are the added benefits useful to you?
    • Can you manage your policy online?
    • Can you choose how much to pay for your cover?
    • Is the claims process fast and simple?

     

    Why choose dotsure.co.za comprehensive cover?

    1. You can get a free quote online in minutes here .
    2. You can Name Your Price™!
    3. You can manage your insurance on the dotsure.co.za Manage Portal.
    4. We’ve been rated the #1 insurance provider in South Africa based on independent reviews on Hellopeter.com**!
    5. We have a Smart Driver Programme which rewards you for good and responsible driving.

     

    Ready to commit to cover and become part of the dotsure.co.za family that really cares? Simply Name Your Price™ and get a quote for comprehensive life and motor cover NOW! Follow these links for more information on dotsure.co.za motor and life cover.

     

    *T&Cs apply and are obtainable by emailing u2us@dotsure.co.za. Claims decisions subject to factual merits of incident.

    **As on Hellopeter.com at time of this article’s publication

  • I HAVE MOTOR COVER, BUT WHAT CAN I CLAIM FOR?

    I HAVE MOTOR COVER, BUT WHAT CAN I CLAIM FOR?

     

    Time to claim with dotsure.co.za car insurance?

    But what if you are unsure if you can claim or not? We’re here to help!

     

    Before you go to the website to submit that claim, here’s a breakdown of what we cover. No empty promises, no tired slogans. Why? Because we have a legacy of putting customer’s first, and it’s not just our high Hellopeter ratings that prove this. We were the first company in South Africa to offer car insurance online and we value transparency every step of the way. We are always available to explain your policy to you, or help you update it.

    We cover all kinds of vehicles – passenger vehicles for private owners, light delivery vehicles for the small business owner, motorbikes for thrill seekers, caravans for chill seekers, and trailers for everything else (like that annual pilgrimage to AfrikaBurn and its harrowing drive through the tyre-bursting Tankwa Karoo?)

     

    For now, back to the business of what you can claim for.

     

    Know thy needs

     

    First, ask yourself – who will be driving my vehicle? We provide cover for one regular driver (single driver), a regular driver and any other nominated driver stated on your policy schedule (nominated driver) or any person with your permission (open driver).

    We also give you a choice to insure your vehicle for private or business use.

    If your premium is too high, our clever Name Your Price™ feature allows you to place limitations on your cover, to keep the price just right. You can choose to limit your cover on hail claims, time of day travelled, days of the week travelled, total kilometres travelled per month or glass damage. You say what you can pay, we adjust the cover accordingly.

    The list of what we cover is long, so we’ll be brief here. We are always available to give you more details by email, phone or chat. Don’t be shy!

     

    Types of cover

     

    Comprehensive cover – This covers any accidental loss or damage to your vehicle as a result of an insured event. Accident, theft, hi-jacking or attempted theft – we’ve got you covered.

    Comprehensive cash settlement – This provides the same cover as the comprehensive cover, however here you have the option to have your claim settled in the form of a once-off cash settlement.

    Third Party, Fire and Theft – This protects you from the cost of damage to someone else’s property from an accidental incident (limited to South Africa).  In addition to this, with a high crime rate, you need compassionate cover. Whether it’s fire, self-ignition, lightning or explosion, theft, hijacking or attempted theft or hi-jacking, with this box ticked, we got you.

    Third party only – If you are not concerned about cover for your own vehicle, this option is just for you. This covers you for damage to third party’s property (limited to South Africa), however, loss of or damage to your own vehicle will not be covered.

    Total loss – This cover is restricted to a total loss of your vehicle, insured with us. If your vehicle is stolen and not recovered, or if your vehicle is damaged and the repair cost is more than 70% if its current insured value (incl. VAT), we will pay you the insured value of your vehicle.

     

    Additional cover

     

    Because we aim to be a cut above the rest, we also offer the following additional cover, at no extra costs to you:

    • Territorial limits – Your vehicle will be covered within the borders of not only South Africa, but also Swaziland, Lesotho, Namibia, Botswana, Mozambique, Zimbabwe, Malawi, Zambia and Angola. Just keep in mind that South African legal and insurance principles shall apply regardless of where the claim occurs.

     

    • Superb Sound Cover – Got six-by-nine speakers in seven places in your car? Installed an incredible new sound system for car parties? You sure paid prettily to pimp your ride. We’ll insure it so that you can sing along no matter what the song.

     

    • Great glass damage cover– Maybe it’s because we look through glass that many tend to OVERlook windscreen and window insurance, but it can be pricey to replace quickly. We take care of this.

     

    • Towing and storage – Stuck on the side of the road because of an accident? Give us a call and we will arrange for your vehicle to be towed to one of our approved service providers. Even if you do not call us and make use of our towing and storage facilities, we will still pay a maximum of R 1 000 towards towing costs and R 500 towards storage costs.

     

    • Complete Key Care – Keys are not just cut these days, they’re programmed. That can be pricey to replace (especially if you lost the original) but we’ve chipped away at intelligent car cover to reduce the pain of a trip to the automotive locksmith. Or, at least, cut away at the expense! We will cover up to the amount stated in our policy schedule.

     

    • Veterinary expenses – if your furry friend is injured during a road accident in your insured motor vehicle, we will do our part to make sure they get the necessary care as soon as possible. We will help you pay for the veterinary expenses – up to R 2 500 per pet and R 10 000 per event.

     

    Further additional cover – (at an additional premium)

     

    • Nice Non-standard accessories (specified) – Personalising your Peugeot? Accessorising your Audi? Adding some body work? Protect it while you admire it. We’ll cover it for loss or damage based on the item and value as stipulated in your schedule.

     

    What’s typically excluded?

     

    There are a few aspects which will be for your account.

    Some of these include:

    • Tyre and rim, springs and / or shock absorber damage;
    • General wear and tear;
    • Electronic or mechanical damage;
    • Resultant damage;
    • Loss or damage outside the territorial limits;
    • Alcohol and / or substance abuse; and
    • Unauthorised repairs.

     

    How to claim? 

     

    Right, ready to claim? Submit it online, give us a call, let us call you, or drop us a line, by:

     

    *T&Cs apply and are obtainable by emailing u2us@dotsure.co.za. Claims decisions subject to factual merits of incident.

     

  • WHAT’S THE SMART DRIVER PROGRAMME?

    WHAT’S THE SMART DRIVER PROGRAMME?

     

    It’s no secret, we love tech! At dotsure.co.za we promote safe driving and the use of advanced technology. That’s why we have a Smart Driver Programme which measures driving behaviour through a telematics device known as the dotsure.co.za Smart-Box.

     

    Tele…what?

     

    Telematics! It’s the technology used in the Smart-Box which allows us to monitor a car’s driving patterns. We monitor things like movement, location and behaviour. This is done through a combination of a GPS receiver and an electronic device installed in your car, which communicates data to our software.

     

    The Benefits

     

    SAFETY

     

    Through our Smart Driver Programme, you will be encouraged to constantly improve driving behaviours which will reduce your risk of danger while driving.

     

    ASSISTANCE

     

    Our Smart-Box triggers Proactive Emergency Assistance.
    In the event of an accident, your dotsure.co.za Smart-Box will send us a crash notification so that we can proactively assist you with emergency and towing services*.

     

    PREMIUMS

     

    Data from the dotsure.co.za Smart-Box allows us to offer you accurate premiums based on your driving behaviour. If you’re a smart driver you could also receive up to 25% cash-back on your monthly premium for your safe driving behaviour*!

    The dotsure.co.za Smart-Box monitors your driving behaviour according to 7 key measurements. We calculate your score for each trip you complete in your car (the maximum score is 100%), which is then tallied up to give you your Smart Driver score.

     

    Here are the 7 key measurements:

    • Distance travelled
    • Harsh acceleration
    • Harsh braking
    • Speed
    • Time of day
    • Cornering
    • Swerving

     

    How we work out your bonus

     

    At the end of the month, your final score is compared to the scores of your follow smart drivers.

    The top 400 drivers on the leaderboard will receive 25% of their monthly premiums back in cash, while the second 400 receive 15% of their premiums back in cash*. Score!

     

    *Risk profile dependent.

     

    Remember that you can access your Smart Driver, and telematics info by logging in to your Manage Portal. Register today.

     

    *Ts & Cs apply.

     

     

  • HIDDEN SPEED CAMERAS – LEGAL OR UNLAWFUL?

    HIDDEN SPEED CAMERAS – LEGAL OR UNLAWFUL?

    By now, most South African motorists have been exposed to the terrifying flashing lights of camouflaged cameras on highways and busy streets. The sudden flash comes with a surprise in the mail, which leaves you lost for words (and money). You’ve probably questioned the practice of hidden cameras every time you’ve had to pay an expensive fine. Is it ethical– or even legal to hide cameras in bushes and to camouflage them like troops in the army? Shouldn’t they come with a big sign and flashing amber lights or something? Let’s open the shutters and find out!

     

    What does the law say about these boobytraps?

     

     

    The current law surrounding hidden cameras, is still a little muddled. The Mother City however gives us hope for justice.

    According to the City of Cape Town’s traffic and speed camera report, speed cameras will now have to be made clearly visible and used in areas to improve road safety. Not as a cash cow. Furthermore, the new regulations states that:

     

    • A warning sign should be placed not more than 1km from the stationed area, in the direction being enforced;
    • Speed cameras, including mobile camera units, must be visible to approaching or departing motorists from where the enforcement is done;
    • Traffic officers are prohibited from using concealed netting and other deceptive tactics;
    • Where a fixed camera has been installed, it must be painted yellow in full, with reflective sheeting.

     

    “We will now be doing operations where it is visible to people. The recording of motorists in traffic vehicles or hidden away is stopped. On the issue of fines, we need to look at the justice system, because the fines we issue don’t help the situation,” said JP Smith.

    Smith, who is a mayoral committee member for safety, security and social services in Cape Town also said that Cape Town does not currently hide the speed cameras in any way, and that he himself was on board with changing the policy with regards to not hiding them.

     

    And the rest of Mzansi?

     

     

    Don’t get your hopes up! The grass isn’t greener in the rest of the country (although it might get more water). Justice Project SA’s, Howard Dembovsky says: “We often receive queries regarding unmanned, radar-based mobile speed camera deployments since this behaviour was, prior to December 2012, unlawful.”

     

    The 2006 TCSP guidelines prescribed that any non-permanent speed measuring equipment had to be operated by a qualified traffic officer. After the JPSA took issue with the placement of hidden speed cameras, the RTMC speedily amended the TCSP guidelines.

     

    As a result, the amended 2012 version legalised these operations – provided that the speed cameras be guarded by a traffic officer. In the process, the interval between the calibrations of speed measuring equipment was also illegally extended to every twelve months.

    This stands in direct contravention of A.4.1.2 of SANS 1795 which prescribes that “The initial calibration of every measuring instrument and subsequent calibrations at intervals not exceeding six months, shall follow on model registration.”

     

    The above might not come as a surprise to you. It makes us question if the cameras are really about safety on the roads or more about the financial gain from it? Whatever the reason might be, make sure to watch out for the speed limits. Being a good driver isn’t only good for your wallet but contributes to the safety of everyone around you. Being 10-minutes late won’t kill you, but speeding might just put you 6 feet under.

     

    Did you know?

    As a dotsure.co.za motor policyholder you automatically receive our Fines Protect Benefit. Fines Protect provides a uniquely convenient service that alerts you to any new traffic fines and provides a painless facility to settle them. We also negotiate on your behalf and help to get fines reduced wherever possible or overturned if illegal. Nice.

    To learn more, kindly send an email to contactus@roadprotect.co.za

     

    Conclusion

    Speed cameras are allowed under certain conditions. If you live in the Mother City, cameras must be visible and in line with the new regulations. There needs to be a sign which indicates the speed limit. The camera shouldn’t sit in a tree like a Chameleon waiting for its prey. That’s not a nice surprise for the poor victim.

    In short, if you stick to the speed limits, you’ll be safe regardless of the flashing predators along the way. Oh, and by the way, HIDDEN cameras may be against the law under certain conditions

     

     

  • HOW TO PROTECT YOUR CAR AGAINST THE SEA’S SALTY ‘BREATH’

    HOW TO PROTECT YOUR CAR AGAINST THE SEA’S SALTY ‘BREATH’

     

    So, you’re living the dream in your favourite coastal hometown, or having a nice loooong holiday by the seaside? Unfortunately, your car doesn’t share your love for this majestic waters (which is not ideal, as you need your wheels). What a bumm(p)er! The fact is, your car and saltwater, really what one would classify as a ‘match made in heaven’ – it’s all about the ‘sea’ in ‘chemistry’! ?

     

    What happens when salt sticks to your car’s metal body?

    When your car is exposed to the salty, humid atmosphere near coastal regions, it activates a chemical reaction in which the iron-component of your car’s metal, interacts with oxygen to form rust. Rust could take a few weeks, months or even years to develop, depending on the period and severity of exposure to the seaside’s conditions. The ‘vulnerability’ of your car’s bodywork (existing, untreated dents and scratches), also plays a role. The rust will also form faster in warmer climates, as the salt-components may be absorbed quicker in these conditions.

     

    5 Tips to protect your car against the salty air

     

    1. Water and soap

    Make sure to wash your car with water and soap at least once a week if you live in a coastal region or if you’re on a beach holiday. Regular washing will remove the salt and delay the unwanted chemical reaction leading to rust.

     

    1. Wax on, wax off

    By treating your car to a nice polishing wax or protectant once in a while after washing, will create a barrier between your car’s body and the sea salt.

    You can find some Shield car polish wax on Takealot.com ?? here.

     

    1. Get a room (or a garage)

    It’s always better to park your car in a garage or to a cover it properly when it’s not in use.

    Buy a quality car cover ?? here.

     

    1. Get an expert involved

    Make sure that your mechanic looks for traces of rust when your car goes for a service. If it’s not too advanced, it can still be repaired. Rather make sure that the problem is taken care of, sooner than later.

     

    1. Choose wisely

    If you’re buying a used vehicle, make sure that it doesn’t have traces of rust.

     

    Watch this video to find out what you should inspect before you buy a car:

    Take note: Don’t buy a new car because you think it “won’t rust”. Although most new cars have plastic covers around the body to reduce wind resistance and improve fuel economy, the covers do not prevent rust. They simply prolong the period before oxidation (rust) develops.

    Take care of your wheels and make sure to wash your car regularly to avoid rust from taking over the show. Don’t allow rust to spoil your car’s ‘beach bod’ or to pull the brakes on your holiday plans.

    Outsmart the iron oxide beast.

    Remember to get a car insurance quote in less than 5 minutes here.

  • 4 WAYS AR BRINGS YOU CLOSER TO YOUR DREAM CAR

    4 WAYS AR BRINGS YOU CLOSER TO YOUR DREAM CAR

     

    Have you heard techie friends throwing words like “Augmented Reality” and “AR” around? They’re talking about different ways that technology can enhance the world around you visually, and bring new elements into it, digitally. In the past it was the stuff of imagination featured in movies like Robocop, Terminator and, more recently, Iron Man…

     

     

    … but we’re getting closer to using it in everyday life. We recently explored how Porsche is using AR to help you try one out in your driveway here .

    This time, we explore how AR can help you find the right car for your needs (and wishes). Car manufacturers and marketers are using AR in browsing, buying and fixing to make the whole process easier for you.

     

    Explain Augmented Reality again?

    Augmented reality (AR) is reality viewed through a device, with add-ons, or as Forbes puts it, “a computer-generated image of a person’s view”. It lets you see something that’s not there in an environment that is. Usually, you use a device like your phone or tablet to experience AR. The camera on your device records your surroundings and run it through the AR software where it projects objects onto it in 2D and 3D. You can often interact with these objects or move or change them by touching them on your device’s screen. Wondering how a new couch will look in your lounge? IKEA-d you not, you can see it with AR.

     

     

    Other awesome examples of AR include beauty brand Sephora letting you try false lashes, lipstick and eyeshadow on (if you have an iPhone).

    But back to the dream car, eh?

    Car shopping, enhanced

    Forbes reports that car dealerships across the planet are using AR to make it easier for you to buy a car or learn about it.

    If a dealership has limited floor space, or the newest models haven’t yet arrived, you can still “see” them with AR. You can use it to explore a model’s features and perks. Here are a few examples to inspire you:

     

    1. Virtually test-“drive” a Jaguar Velar
      You do it on your feet, with a phone in your hand. Jaguar shows you what the world would look like if you were sitting inside its Velar model. “The transparent windows gave consumers the sensation of actually being sat in the car” says partner Blippar. While you’re ‘driving’, you can touch hotspots to see more on key features like the entertainment system.

     

     

    2. Scroll through Hyundai looks, mate.
    Want to see if the Hyundai model you’re after comes in an interior shade to suit today’s manicure? In Australia, you can do this with AR by sitting inside a real one and using an iPad app to “see” more. Tapping through textures, finishes, colours while in the car seat – what a treat. Let’s hope it launches here soon.

     

     

    1. Stalk hot cars in real life.
      It’s like swipe right for cars. Hyundai took the technology mentioned above one step further to let you shop on the street. You can scan Hyundai models parked in real life on the side of the road and get info about them. It will even find you a dealership to sell you one on the spot. The app knows you’re a smart shopper and “can access a customer’s financial data to be able to provide personalised financing and insurance quotes.” We can, too. Without an app. Tap here for car insurance info tailored to you.
    2. Service a Porsche in cyberspace. Sort of.
      Even dream cars need TLC from time to time. Using custom AR glasses that you wear; Porsche has created live-view software that shoots footage of your actual Porsche’s engine. It transmits the data wirelessly to a remote Porsche expert who can diagnose and advise on next steps. So, while you may not be learning how to fix it yourself, you will certainly be less confused when you open the bonnet next.

       

     

     

  • SUPER SHORTCUTS BENEFITS GET EVEN BETTER!

    SUPER SHORTCUTS BENEFITS GET EVEN BETTER!

     

    At dotsure.co.za we are always looking for ways to add value! That’s why we’ve got some amazing Super Shortcuts benefits to make your journey on the road more enjoyable.  We’ve got your back with emergency, road protect and lifestyle benefits.

    Although our Super Shortcuts benefits are already top of the range, we’ve increased a few cover limits and made some more changes to will help you and your 4-wheeled baby in times of need.

     

    The following cover limits have increased:

     

    Roadside Emergency Benefits:

     

    Car hire assistance (in the event of a breakdown):

    We have doubled the cover limit. Now, if your vehicle has broken down and you need to rent a car, we’ll help you out by paying up to R1,000 incl. VAT towards your car hire.

    Note: (Group A or B) for 24 hours only. A maximum limit of up to R1000 incl. VAT will be paid towards

    the invoice for rental charges, delivery and collection of the hire car, and the first tank of fuel. You will be required to provide a credit card or debit card, whichever is required by the supplier of the rental vehicle, in order to secure the deposit (you must have a limit of at least R3,000 available on the card).The service includes the costs of the daily car rental, unlimited kilometre allowance, insurance fees and the delivery or collection charges of the car to a maximum of 25km respectively. The cost of additional fuel will be for your account.

     

     

    Hotel accommodation (in the event of a breakdown):

    We’ve doubled this benefit, too! Before, if you hit a bump in the road and needed to book into a hotel for a night, you would’ve only received a R500 refund. Now, you’ll receive a R1,000 reimbursement.

     

    Note: Hotel accommodation for 1 night only.

    This benefit excludes the cost of any meals, drinks or additional costs associated with the

    overnight stay. A maximum limit of up to R1,000 incl VAT will be refunded towards the invoice.

     

     

    ** Please note that in the event of a breakdown, you can either opt for the car hire assistance OR the Hotel accommodation (for 1 night only), and not both.

     

    Return of your vehicle (in the event of a breakdown)::

    You guessed it. This benefit has also doubled.  If you need to travel to collect your car, you will receive a reimbursement of up to R1,000.

    Note: A maximum limit of up to R1,000 excl. VAT will be paid towards 24 hour Group A or B car

    rental, a bus ticket or a flight ticket to enable you to collect your car from the approved dealer

    to which it was towed. Alternatively, a maximum limit of R1000 (excl VAT) will be paid towards

    the invoice of returning your car to your home or a place of your choosing, whichever is closer.

    We reserve the right to elect the most appropriate method from the above.

     

     

    Fuel assistance:

    You now get twice as much fuel! Fuel assistance limits have increased from 5 to 10 litres. This service is limited to 3 incidents per year. You call us and we’ll send someone to help. We’ll pay for the call out fee PLUS your first 10 litres of petrol. The rest will be for our own account.

     

     

    Other changes:

     

    Medical transportation

    Airlifts are no longer limited to R50 000 per year but rather one flight per year.

     

    Inter-facility Transportation

    If you need to be moved from your current treatment facility to another for further medical treatment and continuity of care, we will provide one transportation per event by air or ambulance (at our election, after liaising with your treating medical practitioners).

     

    Remember that the above Super Shortcuts including all the other Super Shortcuts benefits are available to you 24 hours a day, 7 days a week!

    Every car policyholder has access to these awesome benefits. To access your great benefits, call us on 0861 dotsure (3687873) or email us at u2us@dotsure.co.za

     

  • 6 USED CARS THAT WON’T BLOW YOUR BUDGET

    6 USED CARS THAT WON’T BLOW YOUR BUDGET

     

    Most of us love that new car smell and we’d ALL buy a car straight form the manufacturing company’s dealership if we could. Must be nice to choose your perfect shade of grey and order fancy extras like rear-view mirror dash cameras and park assist. Unfortunately, paper Mandelas don’t fall from trees like ripe avos or mangos. We’ve got to budget and get value for our hard-earned cash. We can’t all buy a new set of wheels, but we can budget and be clever about the used cars we purchase. Let’s help you find a used car that won’t break your bank account (or spirit).

    There are some awesome used cars, which you can purchase from the comfort of your living room. But, where do you begin? How do you know which wheels won’t cost an arm and an engine?

    Relax, we’ve got your back with a list of the best used cars to buy today! The following list will fit most budgets and will keep you on the move for many years of road trips and important business meetings.

    The town hopper option (lowest budget)

     

     

    If you want a decent little car to drive from Checkers to Tekkie Town and your budget is around R50,000 – R80,000, you’ve got the following options:

     

    *2010 Hyundai Atos:

    You can buy a 2010 Atos with low mileage for around R69,000. This cheeky car is light on fuel and will allow you to squeeze into tight parking spaces.

    Features:

    Standard features like electric windows, a CD player and air conditioning.

    Click here to find a Hyundai Atos For Sale

     

    *2014 Chevrolet Spark  

    The Chevy Spark is a popular hatchback which can be owned for around R55,000 to R65,000. You will easily find a Sparky with low mileage and charming looks at that price.

     

    Features:

    Standard features like electric windows, a CD player and air conditioning.

     

    Click here to find a Chevy Spark For Sale

    The On The Road Again Option: (Medium budget)

     

     

    If you spend a lot of time behind the wheel and you’ve been bitten by the travel bug, you’ll love the following budget used cars which range between R80,000 – R110,000.

     

    *2014 Volkswagen Polo Vivo

    The Volkswagen Polo Vivo is the top selling car in the country. It’s super popular, because it’s both pretty and functional. You can buy a 2014 Volkswagen Polo Vivo with low mileage for around R100,000. That’s a steal for a car you can rely on!

     

    Features:

    Depending on the range, you can get standard features like electric windows up to non-standard accessories like Bluetooth and reverse cameras.

     

    Click here to find a Polo Vivo For Sale

     

    *2014 Ford Figo

    The Ford Figo is a great, affordable used car for students, young adults and older people. It’s small, light on fuel and comes with all you need for a comfortable road trip. You can get a fabulous 2014 Figo for about R95,000. That’s a relatively new car at a budget price.

     

    Features

    The Ford Figo comes with power steering, air conditioning, central locking and basic accessories.

     

    Click here to find a Ford Figo for sale

     

    Driving in style Option (Higher budget)

     

     Looking for a luxury, comfort and reliability? You’ll find everything you need in the following charming used cars which range from R120,000 to R160,000.

     

    *2011 Volkswagen Passat

    The Volkswagen Passat is an awesome family sedan with tons of room for baby strollers and child safety seats. It’s super safe, functional and easy on the eyes. You can be the proud owner of a second-hand Passat for around R120,000 to R150,000.

     

    Features

    The Volkswagen Passat Comfortline comes with cool features like cruise control, Bluetooth connectivity, climate control, electric side-view mirrors and a multi-functional steering wheel.

     

    Click here to find a Volkswagen Passat for sale

     

    *2013 Audi A4

    The Audi A4 is a stylish sedan which turns heads on the road. You can buy a luxurious Audi A4 for R160,000.

     

    Features

    The Audi A4 comes with features like cruise control, Bluetooth connectivity, climate control, electric side-view mirrors and multi-functional steering wheel.

     

    Click here to find A4 Audi for sale

     

    Any of the above wheels will serve you well, but remember to thank your car for its loyal service by purchasing car insurance. Follow this link to Name Your Price™ with dotsure.co.za car insurance: Get an instant quote!

    Safe travels!

     

  • WHAT TO DO IF YOU’RE IN A CAR ACCIDENT

    WHAT TO DO IF YOU’RE IN A CAR ACCIDENT

    It’s the last thing you think of but the first thing to remember if you are unfortunate enough to be in a car accident. Learn these 10 checks by heart before you go on the road. Staying calm, kind and collected can save more than a failed insurance claim, it can save lives.

    1. First, is everyone okay? Check the other car(s), too.
    2. DO NOT move anyone who is unconscious or injured and discourage them from moving too much if they are awake.
    3. Call for medical help if you are even slightly unsure. Beware of assuming everyone is okay – whiplash can be delayed, and some injuries don’t necessarily manifest with pain or disorientation.
    4. Is anyone showing signs of allergies or medical conditions taking hold? Asthma? Epilepsy? Ask about an EpiPen, antihistamine, etc, and share this info with the medical professionals who arrive to help. Do not administer the medication yourself unless you are qualified to do so: somebody suffering from epilepsy, for example, can become disoriented and misjudge their own medication. This could lead to a lethal overdose.
    5. Sympathise with others but avoid incriminating or defending yourself if accused of causing the accident. Being defensive might be interpreted as accepting culpability. This is for a court to decide if it comes to that. Being defensive can also make a tense situation worse.
    6. Get the other car’s registration, driver’s ID, and give your own details.
    7. Record the scene for evidence either in your insurance claim or court. Take photos or a video.
    8. Call the police (and your lawyer) if things get testy or if you’re not sure what happened. An officer of the law can help diffuse tensions and take statements.
    9. Are there any neutral witnesses? Somebody who saw the accident happen who is not connected to you, your passengers, the other driver(s), or their passengers? Ask them to give their statement to the police officer on duty, or make a video or voice recording as future evidence. Ask the witness’s permission to contact them at a later date and request their contact details. This is particularly useful for hit-and-run cases which we hope never happens to you.
    10. Are there any security cameras in the immediate vicinity? They might be in your or the driver’s car, on property adjoining accident scene, or on traffic cameras. Get that footage now! It’s evidence.

     

    FINALLY, remember that we all make mistakes, and be gentle on yourself, and others. Taking action can help turn a bad experience into a learning one, save lives and reduce the impact of injuries, and your positive input can make all the difference, regardless of who may be to blame.

    Remember, we’re here for you day or night. Phone us on 0861 dotsure (368 7873). You can also log your claim online using our online management portal.

     

    Safe travels

  • DO YOU HAVE YOUR 4-WHEEL BABY COVERED?

    DO YOU HAVE YOUR 4-WHEEL BABY COVERED?

    The festive season has arrived, and spirits are high on holiday cheer. Your mind is set on Christmas shopping, holiday prepping and lazy days on the beach. You’ve got everything sorted (or so you think). What about your car insurance, are you sure your 4-wheel baby will survive the holidays without a scratch?

    If you paused for a moment, perhaps you should consider car insurance or at the very least get an online quote from dotsure.co.za.

     

    Why dotsure.co.za car insurance?

     

    Well because dotsure.co.za offers Name Your Price comprehensive car insurance cover. That’s correct, that means you tell us how much you can afford to pay, and we mould the cover around that – you Name Your Price™! Cover includes accidental damage, third party, fire and theft, windscreen damage and specified non-standard accessories.

     

    What’s in it for you?

    Obviously, your car will be protected against damages. If that however isn’t enough to give you true peace of mind, we’ll also throw in these other cool benefits…

     

    Emergency Roadside Benefits

    Being stuck on the side of the road in South Africa can be a dangerous thing. Don’t worry, we would never leave you to be approached by an aggressive skollie, we’ll send help, fast! No matter where in the country or when, we’ll help out.

     

    Emergency Medical Benefits

    In the unfortunate event of a physical injury as a result of an accident in your car, our emergency medical benefits are there to help to soften the proverbial blow. We provide medical response, road or air transportation to the nearest medical facility.

     

    Emergency Legal Benefits

    We don’t condone trouble making. When things do go wrong though, or when you become a touch too disruptive, we’ll make sure that you have access to the legal advice that you need.

    Question?

     

    When you want to take a relationship to the next level, you offer lifestyle benefits right? We’re in it for the long haul so we’ll add these Lifestyle Benefits and Discounts:

     

    Tiger Wheel and Tyre Benefit

    As a dotsure.co.za client, you automatically qualify for a 5% discount off any purchase from any Tiger Wheel and Tyre store nationwide. Imagine what you could do with all the money you save?

     

    Car Hire Benefit

    We negotiate preferential “B-list celebrity” rates for car hire on your behalf and even assist with booking your ride when the need arises. We’re talking Pauly Shore level discounts!

     

    You enjoy your well-deserved break, while we protect your roadster for you. Get a quick online quote here: Car Insurance or call us on 0861 dotsure (368 7873). We’d love to hear from you!

     

  • TRAFFIC COPS ON YOUR CASE? – KNOW YOUR RIGHTS!

    TRAFFIC COPS ON YOUR CASE? – KNOW YOUR RIGHTS!

    You’re listening to Shotgun by George Ezra, banging on your steering wheel and performing a one man show on your way home from work on a Friday afternoon. It’s the weekend baaaby! You’re excited to the max and you’re in your zone.

    Suddenly, you see blue lights and a vehicle following you like a car in a James Bond movie. You panic and utter some unthinkable words. Geez, what did you do wrong this time? You greet the officer with a shivering smile and so the interrogation begins…

     

     

    What are your rights when you get pulled over by an officer of the law?

     

     

    Do I have to stop?

    Yeah, you must stop if a uniformed officer signals for you to pull over. If you however feel unsafe, you can stop in a more public area like a garage or in front of a shop. Just acknowledge the officer and indicate your intentions to stop somewhere where you feel safe. Your right to safety is non-negotiable!

     

    What questions may be asked by a traffic officer?

    Your relationship status has nada to do with the officer. He/she can’t ask you if you’re single and what your significant other’s name is. That’s not cool!  They are however allowed to ask you for your name, address and licence. If you are unable to produce your licence, you will have seven days to present it at any police station.

     

    Are officers allowed to search my car?

    Your 4-wheel baby is your private property. Officials aren’t allowed to just randomly search your car without a search warrant from a magistrate or judge. This rules out any ‘arbitrary’ search and seizure of your car, your person, and your possessions, and is written in the Constitution in the Criminal Procedure Act.

     

    Can I get arrested for outstanding traffic fines?

    If a traffic officer just randomly pulls you over and tries to handcuff you, you should contact your lawyer immediately! If there’s no warrant for arrest associated with any of your existing traffic fines, an officer will not have the right to arrest you.

    The blue crew can however serve you with a summons to appear in court for an outstanding traffic fine. This is as long as the court date is at least 14 days after the date of issuing (excluding public holidays or Sundays).

     

    Can an officer take my roadster away from me?

    If your car is unroadworthy, a police officer may take it away from you immediately. Alternatively, they may specify that the vehicle be used for a limited period, or to reach a specific destination. That sucks, but it’s for the safety of yourself (and others).

     

    Can an officer pull me over for no reason?

    A traffic officer can pull you over to check your licence or if you have broken a traffic law. Pulling you over for no good reason is however taboo and time wasting.

     

    Do I have a choice when it comes to a breathalyser or blood tests?

    Hate to break it to you, but you can’t refuse a breathalyser or blood test. According to Section 65 (9) of the National Road Traffic Act 93 of 1996, no person shall refuse that a specimen of blood, or a specimen of breath, be taken of him or her. You can be prosecuted for refusing to take a breathalyser or blood test.

     

    Say no to immediate spot fines settlements

    In layman’s terms this is called a “bribe”. Ask for your fine to be written out and issued to you and settle your fine using a system like PayMyFines or PayCity.

     

    Stick to your rights and stay calm the next time a traffic cop pulls you over. Remember that they’ve got a job to do. Stay friendly and take ownership of your human errors on the road. Be a good driver!

     

     

     

  • SCARY STATS ABOUT DRIVING IN SA

    SCARY STATS ABOUT DRIVING IN SA

     

    “South Africa has some of the worst road traffic injury statistics in the world,” says Arrive Alive. “Each year, millions of people are killed or injured on our roads.” The numbers of deaths and accidents increases at holiday time when friends and family commute long distance to be together, or to be lost forever.

     

    Crunching numbers, Crushing lives – the hard stats

    • We saw 510 deaths over Easter 2018 between March 29 and April 9, which was a 14% increase in road deaths from Easter the previous year. 2017, itself, saw a 51% increase from Easter 2016[1].
    • 14 071 road fatalities were reported by RTMC in 2016 with an annual average of 38.5 per day[2].
    • Drivers aged 25 – 34 are the most likely to die on South African roads[3].
    • Almost 80% of all crashes in South Africa are a result of human influence[4].

    Now add two beers, one red wine, a shot of tequila and a glass of champagne, and salient fact that alcohol abuse is behind at least 65% of the incidents and you can see why driving under the influence is the greatest tragedy happening on our roads right now.

     

    Why drink driving is deadly:

    • Alcohol affects your cognitive functions. Driving requires these functions including hand-eye and hand-leg coordination and split-second decision-making. Driving, as such, is severely affected by alcohol intake.
    • Alcohol can also result in “inattentional blindness” which is when you don’t see surprise objects like the motorbike coming up to overtake you just as you decide to hook an impulsive right turn.

     

    So, what’s my personal limit?

    “The basic guideline in South Africa is that 2 drinks within 1 hour will put you on/over the legal limit.”

    The legal limit is one tot. 1 tot = 8,4 g of ethyl alcohol. A beer generally has 13 – 16 grams of ethyl alcohol. So, a single beer is about equal to a double shot of something stronger, like brandy.

    However.

    The NGO, South Africans Against Drunk Driving (SADD) says, “We have done extensive research in the field and the legal limit is less than 0.05 g for an ordinary driver and less than 0.02 g for a professional driver [taxi, bus, truck drivers].

    You may be more sensitive than the average Jo-Anne.

    • You may have eaten a meal and not even feel the alcohol. It doesn’t matter in a court of law – if you’re over the legal limit, it’s illegal.
    • Medication you’re on may exacerbate the effect of alcohol and get you tipsy on a volume that’s beneath the legal limit. It doesn’t matter to the people you might injure in the accident – they don’t hurt less because of your medication…
    • Your metabolism may be slow at the mo and not burn the alcohol at the rate it usually would. If you followed the guide and still ended up inebriated, whose fault is that? Not the dead dog’s. And it doesn’t matter to your insurance claim for the car you wrote off, either – it’s still drunk driving and your claim will still fail.
    • And don’t think that if you didn’t have a blood test at the time, you’re safe. SADD helped two drink driving victims by having the ‘driving under the influence of alcohol’ charge added to his charge sheet.

    Whether you use the unit test or other measures, trying to assess your own ability to drive when you’ve been drinking alcohol is asking for trouble.

    The best way to assess your suitability to driving is not to drive at all after any alcohol intake. That’s why we love 24-hour taxis, all-night Ubers, and BFFs who count teetotalling amongst their many gifts.

    #arrivealive

     

  • MAKE A DIY FIRST AID KIT TO KEEP IN YOUR CAR

    MAKE A DIY FIRST AID KIT TO KEEP IN YOUR CAR

    Whether it’s motion sickness or a midlife crisis, it’s essential to be prepared for any odd feelings when you’re on the road. We’ve put together a guide to help you create a first aid kit to help you, your passengers and any others along the way. Remember never to drive if you are feeling faint, dizzy or nauseous and to contain unwell animals in appropriate travel containers for your safety and theirs.

     

    Compile your own first aid kit to keep in your car. Here’s what you need:

     

    person showing medicine and hand with bandage

    • Gloves
    • Waterless Antiseptic wipes or gel
    • Thermometer
    • Sharp scissors
    • Tweezers
    • Safety pins (for securing bandages/slings)
    • Needle or blade (for removing splinters)
    • Sterile gauze (different widths and sizes)
    • Sterile dressings in different sizes
    • Bandages – various sizes
    • Triangular elastic bandages (for slings and things)
    • Adhesive, hypoallergenic tape
    • Eye pads with bandages
    • Sterile cotton wool swabs
    • Assorted plasters for minor cuts
    • Saline solution for cleaning wounds
    • Antibiotic cream or powder, ditto
    • Rehydration sachets
    • Antihistamine for general allergies or hay fever attacks
    • Instant cold packs – the ones you snap to activate. Also good on a very hot day for keeping your coffee shake chilled!
    • Muscular Anti-inflammatories (that neck issue might flare up again on a long trip)
    • Sting bite creams (with local anaesthetic)
    • Insect repellent
    • Sunscreen with a SPF factor of 40+
    • Painkillers with paracetamol, ibuprofen or aspirin (check for allergies!)
    • Burn gel with Aloe Vera or similar
    • Current medication for the journey’s duration (e.g. stock-up on prescription meds)
    • Solar Torch (keep it charged by fixing it to the dashboard while you drive!)

     

    If you’re travelling with kids:

    • Any prescribed meds for you kids e.g. meds for serious allergies
    • Kids’ pain reliever (liquid if they are very small or struggle to swallow)

     

    Other:

    • Rescue remedy for shock
    • Calmeze with L-theanine (does not cause drowsiness)
    • Sweet treats to distract distraught passengers
    • Anti-nausea treatment (remember – the treatment for motion sickness may differ to that of morning sickness!)

     

    What to put it all into

    You want easy access in a robust holder like a fishing tackle box. Transparent inner compartments make it easier to find what you need. You can further separate items into categories with ziplocked bags or eco-friendlier mesh bags. Keep it simple – you may not have the mental space for sifting through over-organised bags when someone is sitting next to you bleeding! Don’t ever lock it – you may not be able to find the key when you’re called to care for someone. Keep it safely stowed away from children, however. The cubby hole is one good spot, but you can also secure the box under the car seat (without obstructing its mechanics). Ask your car doctor to advise on this one!

     

    TLDR

    Too busy to put the individual bits together? These readymade first aid kits will be delivered to your door. Bear in mind that the contents may vary from our list. Always check the specifics before you buy.

     

     

    DISCLAIMER: These tips and tools are meant for minor medical issues only, or, as Health24 puts it, to “help you treat minor injuries that do not require trained medical assistance, such as minor cuts”. If you suspect a serious condition, and are not officially qualified to practise first aid, rather call a medical professional right away. Likewise, never move someone hit by a car. In addition, you need permission from kids’ parents to treat them and it is essential to know of any medical allergies or intolerances before taking on the responsibility of another passenger. e.g. paracetamol.

    Save these national emergency numbers and keep a phone charger in the car at all times.

     

    Call for an ambulance, police support, or fire truck

     

    photo of red and white SOS decor

     

    From mobile               112

    From a landline           10111

     

    Did we forget something? Tell us what you include in your rescue kit or show us a pic of your first aid kit on Instagram (remember to tag us, and make the post public or we won’t be able to see it or regram)

     

    RELATED

     

    What to do if my car hits a dog

    Tips on travelling with pets

  • FANCY A VISIT TO THE LICENSING DEPARTMENT? UGH!

    FANCY A VISIT TO THE LICENSING DEPARTMENT? UGH!

    When it comes to the renewal of your car registration license, it seems like a massive speedbump in the road, an unavoidable pothole…It’s time consuming, super frustrating and just downright annoying…but it has to be done. Ugh!

    You’re a busy human and there’s no need for you to struggle with endless queue and complicated forms on your own. We’ve got your back (as always). Did you know as a dotsure.co.za motor policy holder you receive our Licence Protect Benefit?

     

    What is Licence Protect and how do I use this benefit?

     

     

    It’s as easy as 1,2,3 – let’s get you registered:

    1. Scan a copy of any document that reflects your vehicle registration number(s) – a photo of license disk(s), vehicle registration document(s) or license renewal notice(s), plus your driver’s license
    2. Send the copies to contactus@roadprotect.co.za or fax it to 086 500 2217.
    3. Voila, you’re registered on the system!

     

    What does the License Protect service include?

    • A timely and efficient license monitoring and notification system
    • Assistance with lost or stolen licenses
    • The convenience of not having to complete long and complicated forms
    • An easy payment facility
    • Delivery of renewed license

     

    How does this benefit you?

     

    1. No more visits to the Licencing Department for car registration licence renewals

    License Protect will deal with the Licensing Department or Post Office on your behalf, which means no more queues or admin nightmares. You also have the complete convenience of having your renewed license delivered to your door.

     

         2. No more penalties

    Never again will you have to worry about paying penalty fees for late license renewals.

     

          3. No more admin

    Their expert team will provide full administrative support for all license renewal related matters.

     

     

    How does it work?

     

    For Drivers’ License renewals:

    • By using a copy of your driver’s license card, License Protect will load your license information onto their system and proactively notify you a month prior to your renewal date.
    • License Protect will assist by sending you the license renewal forms to complete, notifying you of any supporting documents you need to take to the License Department as well as the total cost involved.
    • License Protect will also guide you to your closest License Department, informing you of the best time to arrive so that you potentially avoid the queues.

     

    For Car License renewals:

    • By using your car registration number, License Protect will load your license information onto their system and proactively notify you of any impending renewals a month prior to the renewal date.
    • License Protect will then send you an invoice for the face value of the license renewal fee. Once you have paid the full amount on the invoice to Road Protect, License Protect will start the renewal process   on your behalf, including payment for the renewal.
    • Once your license is processed, License Protect will contact you and arrangements will be made for the renewed license to be delivered to you.

     

    And there you have it! You’re welcome!

     

    *Terms and conditions apply. Please note that this benefit is for the member and their insured car only.

  • LIFEHACKS FOR PASSENGERS – BEYOND BUCKLING UP

    LIFEHACKS FOR PASSENGERS – BEYOND BUCKLING UP

    Did you know that you’re more likely to be in a car accident than in an earthquake or be attacked by a shark? Most of the time things are fine on the road but driving is dangerous. You can make a difference to road safety, even if you aren’t the one driving. We’ve put together some Passenger Empowerment Tips for you.

     

     

    1. Always buckle up (and never share seatbelts)
    2. Ask the driver if they’d like the side mirrors adjusted.
    3. Are the blind spots obscured by the goods inside the car? Help reorganise it to clear the view.
    4. Offer to answer the driver’s phone or send messages. Texting at the wheel is extremely dangerous as we discovered in this blog piece.
    5. Put pets in proper pet boxes. They get properly excited on the road. Check out more tips for travel with pets here.
    6. Put the kids in the back. If you hit another car head-on or rear-end it, their little bodies will experience less impact.
    7. On long trips, make frequent and regular stops to stretch, refresh and relax. Discuss when and where to break along the journey for meals, overnight stays etc. before you drive. This avoids tensions that might arise from journey fatigue.
    8. Keep talking. TO the driver (not on the phone). Falling asleep at the wheel is a big killer on the road and can happen even on short trips. Help the driver stay alert. If you’re listening to music or podcasts together, make conversation about what you hear and ask the driver questions to gauge drowsiness. Play games like punch buggy (but save the punches for the rest stop) and consider moderate amounts of coffee and energy drinks.
    9. Watch the road. You may notice other vehicles doing odd things like weaving, speeding, or sitting on blind spots. Comment on it to the driver. It may have gone unnoticed.
    10. Keep your cool at all times (even if you disagree with the driver’s moves). Don’t yell, yelp, lunge at the wheel or otherwise alarm or annoy the driver.
    11. Pregnant? Avoid being driven in the first month, and the last month. Driving can exacerbate morning sickness and anxiety. Also, waters breaking much?
    12. Driver drunk? Do not get into the car. Coax the keys away. Drunk driving is lethal and illegal. Call a cab. Get an Uber. It’s 2018 people. We should all know better.

     

    See how much you can do to stay safe on the road without having your hands on the wheel?

     

    P.S. this applies to uber trips, too!

  • 10 STUPID DRINKING AND DRIVING MYTHS

    10 STUPID DRINKING AND DRIVING MYTHS

    Some humans are misinformed, and others lose their minds once they’ve had a few shots or glasses of adult juice. After a night of drinking they insist on taking the wheel into their own hands and driving like Jeremy Clarkson on a serious mission. In their mind they’re 99% sober and 1% tipsy. Pfft!

     

    Here are 10 silly things most drunk drivers say (and believe):

     

    1. “I CAN DRINK AND DRIVE, AS LONG AS I USE THE BACK ROADS.”

    FACT: You should never drink and drive no matter the road. Police officers know what you’re thinking. They know about your plans to dodge them when you’re on your booze cruise. Taking the dusty roads won’t save you from getting into trouble with the law or worse an accident. Police officers patrol everywhere (even on the roads that seem to go nowhere).

    2. “I’VE ONLY HAD COCKTAILS. I’M FINE TO DRIVE!

    FACT: You’re not and no matter the drink, you should not be driving. Cocktails mostly contain high levels of hard liquor. Even though your tropical sunset might taste like a delicious non-alcoholic bevvie, it’s got enough power to throw you off balance. The effects of driving after a cocktail or three can leave you shaken and stirred.

    3. “I HAVEN’T HAD A DRINK IN AN HOUR! I’m SOBER NOW!

    FACT: You’re not and you should not be driving because you’ve been drinking. You’re not going to be sober after an hour of drinking more than you should. Alcohol stays in your bloodstream for longer periods of time.

    Below the time periods according to Healthline:

    4. “Ja, I’VE BEEN DRINKING, BUT I’M NOT GOING FAR.”

    FACT: You should never drink and drive, the distance you’ll be driving does not count. Most accidents happen close to home. When a route is familiar, drivers tend to pay less attention and switch to “auto-pilot,” which means that their caution is decreased in various driving situations (traffic lights, intersections, changing direction, etc.).

    5. “I DRANK A LOT, BUT ALSO ATE IN BETWEEN. I CAN DRIVE NOW.”

    FACT: It doesn’t matter if you ate an additional 2 loaves of bread with your six pack, YOU SHOULD STILL NOT BE DRIVING. Eating is cheating is a myth! You’re only fooling yourself. If you drink alcohol on an empty stomach it goes straight into your bloodstream. Thinking that it’s okay as long as you eat something afterwards is far from the truth– it’s too late since the alcohol has already affected your functioning. A Big Mac can’t save you from accidents or cold nights behind bars.

    6. “I’M NOT DRUNK!

    FACT: You are, you’re just in denial and you should not be driving anywhere. Usually the people around you are best to judge when it comes to your sober status. Your average Joe and Jane won’t roll their windows down and hang out of the car while waving to strangers and screaming words inspired by Jack Parrow. “Awe bra, hoe lykit?”.

    7. “I KNOW A COOL TRICK TO DECREASE MY BLOOD ALCOHOL CONCENTRATION.”

    FACT: There are no tricks to speed up elimination of alcohol – only time works. Taking an icy shower, drinking strong coffee or dirty dancing your way through a crowd will not lessen the effects of alcohol. Your liver eliminates almost everything. To sober up, you have to wait for your liver to recover from your binge session. This takes time so you should not be driving.

     8. “MEN HAVE A BETTER TOLERANCE FOR ALCOHOL THAN WOMEN.”

    FACT: A person’s sex has a fairly negligible effect compared to other factors that come into play, such as weight, rate of alcohol absorption by the stomach, fatigue or medication. Some girls can handle their liquor better than guys. #justsaying Whether you’re a guy, girl or Superman – you shouldn’t be driving.

    9. “I GOT 0.07 ON A WALL-MOUNTED BREATHALYZER TEST. THERE IS NO RISK IF I DRIVE.”

    FACT: Wall-mounted breathalyzer tests (often located near the exits or the bathrooms in bars) or the small low-cost tubes you can purchase, can measure your blood alcohol concentration, but cannot measure your ability to drive. Alcohol intolerance, fatigue, stress or taking other substances (like medication), does not increase your blood alcohol concentration, but can amplify the effects of alcohol. You are at a much greater risk of having an accident or being arrested for impaired driving. Guess what, even if that tests says it’s ok, it’s not and you should not be driving.

    10. “I CAN DRINK MORE, BECAUSE I’m CHUBBY”.

    FACT: Weight plays a role in alcohol consumption, but other factors also apply. If you are overweight, but on certain medications or you’re drinking on an empty stomach, your chances of being as drunk as a pirate after a few beers is extremely high. Your skinny pal might be able to gulp one or three beers more than you. If you’ve had more than 1 unit of alcohol you should not get behind the wheel!

     

    Be a responsible adult and don’t follow your own impaired advice when you’ve gone over the limit. Stop acting like an idiot and plan ahead, before you risk your own life or worse, other innocent lives.

     

    Think and drive!

     

  • FUEL FEASTING: CALCULATE YOUR CAR’S FUEL DIET!

    FUEL FEASTING: CALCULATE YOUR CAR’S FUEL DIET!

    Feels like we need to grab our Nikes and run like Forest Gump, because our cars are on an expensive liquid diet. Eish, quenching our roadsters’ thirst is difficult since fuel prices are super high and blowing our budgets. Is it even possible to use less fuel and to save some cash? Sure, but you’d have to do a bit of math to figure things out. You firstly need to know how much fuel your 4-wheel fellow consumes and what makes its stomach growl.

    How to calculate your fuel consumption:

     

     

    You need to follow these 6 easy steps to make sure that your calculations are accurate:

    1. Fill up your tank until the self-trigger mechanism clicks.
    2. Zero your trip meter.
    3. Drive your normal routes and the way you usually drive your car.
    4. Drive around for 400km or until your tank is almost empty.
    5. Fill your tank again.
    6. Write down your distance travelled, and liters of fuel used.

     

    Now you will be able calculate how much juice your car gulps to stay on the road:

     

    • Simply divide the distance travelled by the liters used and you will get the km/liter
    • Convert km/liter to L/100 km – divide 100 by km/liter

     

    Note: The AA recommends doing this test twice and comparing results, bearing in mind traffic flow, weather conditions, and changes in driving behavior influences fuel consumption.

     

    Example of calculation

     

    If you drive a Toyota Fortuner your calculation might look something like this:

    400km/40

    = 10Km/Litre

    Cost 40 Litres x R16,05

     = R642

     

    The Automobile Association (AA) notes the following factors that could affect your car’s fuel consumption:

    • Irregular servicing
    • Under-inflated tyres
    • Air conditioning
    • Traffic density
    • Air temperature
    • Humidity
    • The way you drive your car (fast running needs fuel for power)

     

    According to the AA in New-Zealand, it is estimated that 8% more fuel can be used on a return intercity trip when air conditioning is used for most of the journey. This means that your car will sweat fuel out faster. Which obviously means that you must refill your tank more frequently.

     

    Hint: If you want to save on fuel you need to open some windows instead of switching your aircon on. It’s also important to service your car regularly and make sure that your tyres are pumped.

     

    What car doesn’t overindulge in fuel?

     

     

    Clue:

     

    It’s a hatchback and it’s made by the company which original owner’s name was Henry.  The car’s name means “festival” in Spanish.

    Find the answer and more details by clicking on this image:

     

  • IS MY NUMBER PLATE ILLEGAL?

    IS MY NUMBER PLATE ILLEGAL?

    One of the most polarizing debates in the history of mankind is the one exploring the following fundamental question relating to human consumerism:

    Personalised number plates- Cool or uncool?

    No matter which side of the fence you’re on for this one, there is always one, unavoidable constraint. The legality of your plates. But how do you know if your number plate is legal? Well, we have put together this handy set of guidelines to help you with that very question:

     

    5 Guidelines for totally legal number plates

    To avoid fines and court cases, make sure your car, caravan and trailer’s plates are legal or suffer the consequences of losing some hard-earning moola.

    1. Yep, size matters…

    Your number plate must be one of the following, – embossed with 75 mm high alphanumerics:

    • 520 mm x 113 mm
    • 520 mm x 205 mm
    • 250 mm x 165 mm

    Note: Sometimes vehicles have different front and rear number plate gaps for plates in which case two different number plate sizes will do.

     

    1. Marks and fonts

    It’s important for your roadster to make his/her mark (the legal way).

    The right marks are:

    • A SABS sticker
    • A Certification mark with the name or trademark and batch number of the supplier.
    • The right legal number plate font (GE font)

     

    1. Sticky number plates

    Your number plate should stick to your car like mud to a tyre. Roads don’t always run smoothly and number plates tend to fall off when roads get rough. Don’t leave your plate behind, take ‘em along for the ride.

     

    Don’t use double-sided tape to attach your number plates. By law, number plates must be attached to the carriage with 4 mm rivets or one-way self-tapping screws. If you prefer a holding bracket instead, that’s also okay. Not sure what these words mean?

    Note: All vehicles need both front and rear number plates. A motorcycle, however, only needs a rear one.

     

    1. Which position?

    Okay, so your plates have all the right marks and sit tightly on your car’s booty. But is it really in its rightful place?

     

     

    If you drive a sedan or a SUV, your number plates should be less than 1.5 m from ground level. The front plate should be in the middle of your bumper or on one side if your car doesn’t allow you to put the plate in the middle. The rear plate must be clearly visible. A second number plate should be added if a bike rack hides the original plate.

     

    1. Design

    Each province of South Africa (and government vehicles) have different background designs for number plates. Visit the South African Number Plate Association (SANA) to see examples for each province. Anything other than these designs is punishable with a fine. Also remember that no ads are allowed on number plates. Leave the business logos for your car’s doors and boot.

    Okay, go check your number plates! If you’ve got a personalised plate, make sure it’s not just personalised it’s also permissible. Remember to renew your number plate every 5 years. It’s the new law!

     

     

    Read more here

    https://www.aa.co.za/insights/is-your-vehicles-number-plate-legal

     

  • READ THIS IF YOU DRIVE A POLO

    READ THIS IF YOU DRIVE A POLO

    YOLO, Polo!

     

    We love the Volkswagen Polo, right? It’s sexy and drives like a dream on the open road. It’s no surprise that the Polo is one of South Africa’s best-selling vehicles. In 2017, more than 20 000 brand-new Polos were bought. The 2018 numbers are blowing up due to the facelift, interior options and new engine sizes. It’s no longer just a car, it’s a lifestyle and the image of perfection.

     

    Uh oh…

    Although it’s got the looks, there is a glitch in the 2018 model’s safety features. The new Polo’s rear left seatbelt has a technical problem. In some situations, for example during a fast lane change test (with five passengers inside the roadster), two seatbelt buckles can press against one another, causing the lock of the outer left seat to pop open by accident. This puts the left passenger in dire danger as they will be travelling without a seatbelt if it unclips.

    As a result of the faulty seatbelts, Volkswagen has announced an international recall on over 220 000 new 2018 model Polos. SEAT Ibiza and Arona, are also affected by the defective seatbelts and new models of these vehicles will also be recalled.

     

    …there’s a solution waiting for you.

    “At Volkswagen, safety remains a main priority,” says Volkswagen, Germany. “The brand has identified a technical solution: a redesigned belt-lock fixture which will prevent this from happening.” Customers will receive a letter advising them to make an appointment with a Volkswagen service partner. The check, as well as the implementation of the redesigned belt-lock fixture, will be free of charge.

    Not sure if your new Polo is affected? Please contact Volkswagen South Africa.

    Back on the road

    Don’t worry, you’ll be safe once your baby’s belts are fixed. Remember, nobody’s (car) is perfect. Face the flaws and keep your Polo in tip-top shape.

    #Polo4life

     

    More on cars…

    https://www.dotsure.co.za/blog/think-like-a-criminal-to-prevent-car-theft

    https://www.dotsure.co.za/blog/why-does-my-car-have-body-odour

    https://www.dotsure.co.za/blog/how-to-wash-your-car-with-less-water

  • GET TO KNOW THE NEW MERCEDES BENZ X-CLASS BAKKIE

    GET TO KNOW THE NEW MERCEDES BENZ X-CLASS BAKKIE

    For cool farmers and hip tradespeople who love pickups, the Mercedes-Benz X-class is an upgrade, but don’t trade your SUV in just yet.

     

    The new Mercedes-Benz X-class has launched. In reality, it’s not new, it’s more like a newer version of Navara with a Mercedes-Benz bend.

     

    Like most leading car manufacturers, Merc interpreted the best and put a Benz on it. The X-Class pick-up truck could almost be the Nissan Navara incarnate, but the luxury car company applied its own touch and came up with a shiny, curvy … workhorse. This premium pick-up bakkie will take you off-road with a load in style. What a way to grab a gap in the automotive market. Is it good enough to keep it?

     

    The orange beast above is the Navara; the blue baby below is the X-class bakkie – long, solid, and balanced. On closer inspection, this new model a mix of what works (Nissan) and what Merc wants a pick-up to be. One day.

     

    It has the same wheelbase, ladder frame chassis, 2,3-litre Renault-developed turbo diesel engine, and switchable four-wheel-drive system as its Nissan inspiration. However, Mercedes-Benz tweaked the original design for better stability and a more comfortable ride. “Because it’s built on a ladder frame and has a solid rear axle,” Top Gear notes, “it’ll never match an SUV for comfort” but it is quiet up to 100km/hr (on 8l/100km) and “drives like there’s an extra layer of rubber in the suspension that’s soaking up punishment”. That’s great for bumpy country roads but probably overkill for a stylish trip to the shop.

     

    Speaking of style, no shortage of Merc magic in the X-class. While the starter button and the gear-lever scream Nissan, Merc lovers won’t be lost. It carries the cherished front grille, quintessential columns, familiar central screen, renowned rotary control and cues the ‘Benz girls and boys have come to love and rely on. The x-shaped air vents are a nice touch, too. The interior cabin has a distinctly premium feel although the entry-level model does use Nissan’s scratchy plastic dashboard surfaces.  It’s refined (for a pick-up) but while Mercedes is aiming it at almost everyone with aspirations and a bit of a load to move, it might not be about to knock your sexy SUV off its tracks.

     

    It doesn’t mind, though; it’s a tough baby and, at 163 or 190 horsepower, it sure knows how to work. It’ll carry up to 1,1 tonnes in weight. It will pull 3,5 tonnes. You know, your yacht or that new luxury tiny home you bought on impulse. The boot is huge at 1,2m by 1,6m. You know what they say about a big booty, eh? Sorry. Time to choose

    Choose between:

    • The X220d and X250d ranges
    • A 2,3-litre diesel engine with either 161 or 187bhp
    • A 6-speed manual or 7-speed auto gearbox
    • Pure, Progressive and Power trim levels

    Pay between:

    R642 103 (X220d 4×2 Progressive) and R818 340 (XZ250d 4×4 Power).

    Add-ons:

    • Roller covers and load liners – R38 000
    • Automatic gearbox – R28 000

    What to look forward to:

    • Merc plans to fit the 7cm longer track width with a V6 3L engine with permanent all-wheel drive later in the year.

    Top Gear sums it up with sass:

    Give it a long, slow look:

    This guy gives a great review and takes it for a spin:

    Liked this? You’ll love these!

    Car? Check. Driver? What driver? Driving goes AI.

    Hilux bakkie blues are not hot air.

    Eeyew. Left a coffee in the back seat too long?

    Navigate the traffic circle like a boss.

     

  • HIGH 5: HOW TO CHOOSE THE RIGHT CAR INSURANCE

    HIGH 5: HOW TO CHOOSE THE RIGHT CAR INSURANCE

    She gets you to and from home and work every day without a word about your early-morning driving habits (they’re good ones, right?). She’s there for you when your human mechanics can’t carry you. Since your car is so good to you, she deserves to be protected. There’s no knowing what’s around the next corner…

    Give your roadster the attention she deserves by getting the right type of car insurance. This way, a decent mechanic will fix her when she is broken. The outcome? Your car will stay in shape and you’ll arrive at your destination stress-free and on time. That is if you choose the right for your needs and your lifestyle. It doesn’t have to be a royal pain in the neck to choose the one. We’ve explained car insurance types in simple terms to help you and your metal baby rule.

     

    Types of car insurance

     

    1. Comprehensive Cover:

    This type of insurance is Queen of the insurance kingdom. It generally carries a higher premium (monthly payment) that ticks all the boxes.

    In general, you’re covered for:

    • Car repair if you are in an accident (excluding your excess*).
    • Full or part of the damages to any other car(s) in an accident you caused. This is called “third party liability cover”.
    • Fire damage to your car.
    • The theft and/or hijacking of your car (some policies do not cover this in full, or cover it with higher excess payments, so check your policy document).

    * The excess is the amount you are liable to pay when you make a claim. A smaller excess means a higher premium; a larger excess means a lower premium. Under Treating Customers Fairly (TCF) regulationsall insurance companies must consider your financial position when advising on the ideal ratio for your income and expenses.

     

    1. Third Party, Fire and Theft Cover:

    This cover is the guard at the gates of the Kingdom. It protects other vehicles when you are responsible for an accident.

    In general, you’re covered for:

    • The damages you cause to other vehicles (not your vehicle).
    • Fire damage and theft to your vehicle.

    If you have this cover and you are in the wrong in an accident, it is likely that the other car will claim against your policy even if they have their own insurance.

     

    1. Third Party Cover:

    This is the most affordable cover. Maybe you don’t drive very often or aren’t currently earning enough to get higher cover. This is the very minimum you should have.

    If you cause an accident (or are legally liable), you’re usually covered for:

    • The cost of the repair/replacement of the other vehicle(s), usually up to a specific amount.
    • NOTE: Third Party cover provides cover for other cars only.
    • NOTE: Fire damages and theft are not covered in Third Party cover.

    How to get the best car insurance for sho

    1. Get your geek on

    Do some research to find the best car insurer for your needs. Compare various insurance companies’ packages. Take your time and get at least 3 quotes.

    Please note: the cheapest option does not necessarily offer the best cover. Make sure you understand all the terms and conditions before you decide which is right for you.

     

    1. What’s in it for you?

    You need to compare benefits, premiums, excess and terms and conditions. Obviously, the insurer with the best policy cover at a price you can afford will be your first choice. And one that lets you Name Your PriceTM in an online quote in the comfort of your own home? That’s the jewel in the crown of insurance cover!

    It’s also useful to weigh up customer service from the start of the policy up until the claim is concluded. A small saving on a monthly premium with a company that’s hard to reach or relate to is not necessarily in your best interests. We have a policy of earning fans –  not customers – and we always put you first.  But don’t take our word for it, here’s what our customers say.

     

    1. You and dotsure.co.za – it’s a match!

    You may find exactly what you need at an insurance company with an orange bunny logo. That’s dotsure.co.za! Quotes will be customized to fit your specific needs and your budget, you’ll receive excellent customer service, and be rewarded for good driving. There’s no waiting period for claims, either.

     

    1. Read your policy like a legal eagle

    Make sure you know the ins and outs of everything in your policy before you make a decision.

     

    Ask yourself:

    • What’s covered and what’s not?
    • Is the cover of your vehicle limited to a named driver? Also known as a nominated driver policy.
    • What’s the excess for drivers under 25? Is there a penalty for young drivers?
    • Do you need a detection device to qualify for theft or hijacking cover?
    • Do you get discounts for good driving? We offer discounts* with the Smartbox in place!
    • Is Third Party Liability cover included?
    • Which geographical areas are covered?
    • Is car hire covered?
    • What extra fees do you have to pay when you claim?
    • Are emergency benefits included?
    • Are the added benefits useful to you?
    • Can you manage your policy online?
    • Can you choose how much to pay for your cover?
    • Is the claims process fast and simple?

    *Ts and Cs apply

    Now that you’ve got all the info and you can make an informed decision, it’s time to sign your policy. Once you’ve received your policy documents, keep a printed copy somewhere safe and check it before you claim.

    Why choose dotsure.co.za?

    While other insurers continue to push monthly premiums sky-high, we let you Name Your PriceTM. You pay what you can afford.

    You can get a quote online and even manage your insurance on the manage portal. It’s super-convenient and takes less than 5 minutes.

    Check out our benefits here and get an online quote now!

     

  • WHY DOES MY CAR HAVE BODY ODOUR?

    WHY DOES MY CAR HAVE BODY ODOUR?

    “What’s that sweet smell of roses coming from the engine?” said about 90% of people never!

     

    If you’ve got a set of wheels, you’ve most probably smelled unpleasant scents of gas, rotten eggs or rubber at some point. If not, beware of the possibilities of car Body Odour (BO). Like humans, your car can get smelly when there are problems. They usually aren’t problems that your air-fresher and fabric softener pouches can fix. Find out what the different smells mean and how to eliminate them right NOW!

     

    Here are some common bad smells, their possible causes and ways you can fix the funky aromas.

     

    Rotten eggs

     

    So, you smell rotten eggs, but it’s strange since you don’t secretly collect eggs and keep them under your car seat, do you? Although it might smell like a bad batch, it’s not! It’s your car sending out warning signals.

     

    Usually it’s an issue with the engine or emission system that makes your engine overheat. This happens when the weather is hot or when your car is running low on water (possibly from a leak in the radiator or water inlet pipe).

    Don’t panic and call the mechanic. Just park* somewhere safe, switch off the aircon and engine, open the windows and let the roadster chill out for 20 mins. Although it sounds weird, turning on the heater will also help cool down the engine as this draws excess heat from the engine.

    *Note: If you’re stuck in traffic, shift into Neutral (manual) or Park (automatic) and rev the engine for a short while. This will speed the water pump and fan up and draw more liquid and air through the radiator. The increased air and liquid circulation helps cool the engine down.

     

    Burning rubber

     

    Burning rubber is not exactly a fragrance you’d bottle. It’s nasty and something that you’d probably like to avoid.

    Ever wondered why this smell always seem to appear when the traffic flow is heavy and cars are lining up like a queue on Black Friday? Well, it can be because a clutch has overheated under pressure. In manual transmission vehicles, clutches need to be handled with care and used properly. Riding the clutch or bad gear-shifting can cause serious damage to the clutch.

    The burning rubber scent can be avoided by driving with more care. Try changing gears more smoothly and use your handbrake when moving slowly between lower gears or up and down hills. That’s why it’s there, after all.

     

    Electrical

     

    What’s up with that burning toast smell? Is it coming from outside? Nah…it’s your 4-wheel baby’s body odour. Phew!

    The burning toast smell could mean some serious issues. It might be a short circuit* or overheated components which could lead to a little bonfire in your bonnet.

    *Please note that short circuits are dangerous and should be handled with caution.

    If you’re not experienced, don’t try to fix the problem. If you see flames dancing around, it’s okay to give the mechanic or the Fire Department a call. You have a fire extinguisher in the car, right?

     

    Sweet Scent

     

    You forgot to spray your sweet perfume on this morning and your kids didn’t eat a sugary treat in the car, yet you smell something sweet.

     

    Although the syrupy sensation tickles your nostrils, it’s not a good sign. The smell usually means there’s a leak somewhere in the cooling system.  The source may not be easy to locate. For example, the leak could be from a rusted heat exchanger (AKA a heater core), which is usually behind the dashboard. The leak could be in the form of steam that enters the interior, producing the smell and potentially fogging the windows. Take care of the problem ASAP, because breathing antifreeze is bad for your health.

     

    Rotting fruit

     

    This time you can’t blame your vehicle for the bad aroma in the air. Your car didn’t have fruit for lunch last week. You munched it! Somehow a few grapes just managed to roll down to an unreachable destination under the seat and now it’s claiming its presence with a nasty stench.

     

    It happens to the best of us. Ignoring the problem is, however, not a solution. Remove the stinky grapes and clean your car with some germ-killing juice. No need to be a sour grape about the situation. Just clean it!

     

    May the senses leave you in peace!

  • HILUX RECALLED: AIRBAG DEATHS ARE NOT HOT AIR!

    HILUX RECALLED: AIRBAG DEATHS ARE NOT HOT AIR!

    Since Ford refined the production line back in 1913, we’ve come to expect standardisation and, more recently, automation, in the things we use. High-tech machinery and AI software do not, however, entirely iron out factory faults as both are subject to human error. We are no stranger to occasional product defects, but we’re not really used to them killing us. Until Takata.

    A recent batch of the automotive supplier’s airbags have an inbuilt “ the potential for moisture intrusion over time ” that has killed 22 people across the globe. The airbags explode (no joke) and send metal fragments into the body of the vehicle and its occupants. 46 million of the things are out there, sitting quietly behind the cubby hole of 34 million cars, pretending to protect you.

    In addition to the deaths, 280 people have been injured worldwide, but at present no South Africans have suffered. And Toyota is making sure it does what it can to keep this so. The automotive producer, loved and trusted for its reliable cars, is playing it safe and called for a recall. Again.

    In 2015, they recalled (and replaced) the killer components in their Corolla, RunX and Yaris models (built from 2002 to 2007) and Rav4, Hilux and Fortuner models (from July 2003 to December 2005). It happened again in 2017, and now again in 2018. Tsk, Takata; product improvement much? And while the faulty goods have affected many car brands (full list here ), Toyota South Africa is playing it down some. Their press release doesn’t mention these deaths but it admits that the detonating Takata safety cushion “poses a danger” . Would you say an exploding safety cushion that embeds metal bits into your body only “poses a danger”?

     

    How did it come to this? Cars are crash tested; it is law and it is good for business. How did the airbags get past the dummies? Or into, as it were. We’re not sure, and neither Takata nor Toyota are telling, with Takata consoling the bereaved with an inadequate public apology on their website. (search ‘airbags’)

    But it turns out these safety inflatables are dangerous just as they are in your car, working perfectly.

    They must be. They’ve got to stop you going through the windshield, amongst other things. Since 1998 they’ve counteracted the impact of collisions and crashes and saved lives across the globe. To do that, they use force. Sitting “too close” to one can mean burns and bashes as it opens at a high speed. These same “pop-up cushions” have saved thousands of lives and are a huge success in automotive safety design. You’re safer with one than without one, but that doesn’t mean they haven’t had an – ahem – impact of their own on road deaths. While stats prove that they reduce the chance of dying in a head-on collision by just under a third, they killed 238 in America between 1990 and 2002, without factory faults. And then there’s the airbag “nose job”…
    Warning: not for sensitive viewers.

    Children and adults with small frames are the most vulnerable, so the bigger you are, the safer you are from them, though “rear-facing child safety seats should never be used in the front seat of a car because an airbag could cause serious injury or death if it strikes the back of the seat.”

    The reality is that only about 2,5 percent of drivers involved in serious crashes are likely to suffer serious harm from this standard safety measure …if it’s not a faulty one, that is!

    Find out if your Hilux model needs its airbag changed

    1. Find your Vehicle Identification Number (VIN) on your licence disc.
    2. Enter your VIN into the form on  www.toyota.co.za/recall,
    3. Or contact the Toyota Call Centre on 0800 139 111 with it.

    Yippee, it will be fixed for free! It takes on average one to two hours to replace the offending component so take a book and make them check it (again) before you sign it off. With you outside the car, eh? Driving is a high-risk reality and while we can’t ensure the airbags in your vehicle won’t hurt you, we can insure your car …and your life.

  • CAR SAFETY CHECKLIST FROM US TO YOU!

    CAR SAFETY CHECKLIST FROM US TO YOU!

    You’ll arrive home safely after your holiday with a little help from dotsure.co.za. Before you step on the petrol and feel the summer air blowing through your hair, do the checklist and service your car.

    Although your car is a strong 4-wheel lion on the road, it still needs some TLC to keep it roaring. You can’t expect to just hop in and drive from Durbs to Jozi without a maintenance check. Like us humans, our 4-wheel babies tend to get tired. Tired means they can break-down far from help.

    Keep a copy of this car service checklist and make sure your car is road-trip ready.

     

    The service checklist

     

    If it’s on the car maintenance list, it needs to be checked even if it costs an arm and a leg. At least it won’t be your arm and leg… Saving a few bucks is not worth the risk of losing something money can’t replace.

     

    6 Car checks

     

    Engine Oil

     

    If your engine oil levels are low, your 4-wheel lion maybe thirsty. Keep it juiced by adding some vital fluids.

     

    How to check your oil?

    1. Switch the engine off and wait a minute or three.
    2. Pop your bonnet and pull the oil dipstick out (it usually has a bright handle saying, “engine oil”).
    3. Wipe the dipstick off on disposable paper or engine lippie. Insert it again and pull it out to check the oil level.
    4. The oil level should be between the “low” and “full” mark. If the levels are low, add some fresh juice.
    5. Check the color. It should be golden brown not pitch black. If it’s black, you need to change the oil entirely. Chat with your mechanic about this.
    6. Read the owner’s manual for the best oil for your car.
    7. Check the oil again and put the dipstick back in its rightful place when you’re happy.

     

    Battery

     

    If you have trouble starting your mechanical feline, you might need to check your battery. Are the energy levels running low? It might be on the Highway to Hell.

     

    How to take care of your battery?

    1. Remove your battery terminals. Always remove the negative cable first.
    2. Clean the posts. Coca-Cola or special products you buy at your auto shop will do the trick.
    3. Rinse the cleaning liquid with a little water.
    4. Dry the posts with rags.
    5. Replace battery terminals.

     

    Wipers

     

    The road lion’s lashes might get sticky and it might need some replacing.

     

    How to replace your blades:

    1. Lift the wiper blades and remove the old rubber.
    2. Pay attention to how the old rubber connects to the metal arms.
    3. On most models, you’ll see a tab on the underside of the wiper. Push the tab to remove the old rubber.
    4. Attach the new rubber and voila you’ve got brand-new lashes!
    5. Remember to reposition the blades against the windscreen…

     

    Clean windscreen

     

    Dirty windows mixed with the sun’s eye-blinding rays is a deadly combo. Keep your windscreens squeaky clean and wash away blurry views.

     

    How to clean your windscreen:

    1. Spray eco-friendly window cleaner on your windscreen.
    2. Use a clean cloth and wipe in an up and down motion. Microfiber is magical.
    3. Remove all the wetness with a clean, dry cloth. An old towel works well.

     

    Hint: Keep window cleaner and cloths under your car seat for those unexpected window blobs and blurbs.

     

    Tyres

     

    Tyres tend to deflate. Check and adjust the tyre pressure before every long drive.

    How to pump your wheels?

    1. Buy a decent pressure gauge.
    2. Find the recommended tyre pressure in your car’s manual.
    3. Follow its instructions. If the pressure is above or below the limit for your load, it needs adjusting.
    4. Pump it up or release pressure and start your journey.

     

    Hint: Feel vibration at cruising speed? Balance your tyres. If the car is pulling to the side or feels unstable while you’re driving, check the alignment. Correct alignment means better cruising.

     

    Lights

     

    Your car’s lights need to be shining when the sun goes to bed.

    How to check car lights:

    • Grab a buddy to help you out.
    • Brake lights – Press the brake pedal and see if the red lights at the back of the vehicle illuminate.
    • Indicators – Left and right should flicker.
    • Reverse light – Shift into reverse and white lights at the rear should come on.
    • DRLs – Some cars have daytime running lights on the rear as well as the front. Check if your car has them and whether they work. It’s easier in the dark.
    • Number plate light – Your number plate must be well-lit for driving in the dark.

     

    Car Warranty

     

    Is your car still under warranty? There is almost nothing worse than the unexpected shock of a mechanical failure in your beloved vehicle. This tends to happen almost immediately after your factory warranty expires (thanks Murphy you bastard!). Our range of extended warranty products has spared many a budget in recent times and remains one of the best out there.

    Give dotsure.co.za a ring on 0861 dotsure (3687873) if you’re not sure about your car’s warranty details or you’re not insured with us yet.

     

    Well done, you’ve completed the checklist. Thumbs up to all the good drivers.

     

     

    Safe travels!

  • GETTING HANDS-ON WITH DRIVERLESS CARS IN 2018: AN UPDATE

    GETTING HANDS-ON WITH DRIVERLESS CARS IN 2018: AN UPDATE

    To date, self-drive has been a dream of those who prefer staring at the view to handling the road with two hands. Cars today express a sliver of the automotive independence we envision for them. Some can self-park, others break by themselves in limited circumstances, a few enforce safe distance or steer for you at 5km/h in bumper-to-bumper traffic. Revelatory, right? Wrong. It makes Kit and Back To The Future seem progressive.

     

     

    Sarcasm aside, the future of driving is, indeed, racing towards us in 2018. Automotive designers and red tape regulatory bodies are slowly unraveling a knot of reluctant permissions and high-speed possibilities and we’ve come a long way from the world’s first self-driving car crash 3 months ago.

    Most of us are still stuck in the passenger seat of this progress but those hoping for escalated road-equality and eyes-free rides are running out of gears to control the building excitement.

     

    Is 2018 the year we get to relinquish the wheel for real? Here are a few self-drive updates:

    1. Nissan wants to read your mind to autocorrect your driving. Mind you, it makes educated guesses and we are prone to unexplainable decisions; it is machine, and we are emotional beings, so it’s anybody’s guess what future its technology has beyond correcting your swerve (if a swerve is, in fact, the right thing to do right then).

    2. Assembly line grandfather, Ford, is trying to figure out the emerging market with a fleet of no-driver delivery vehicles that take the small talk and the illegal parking out of door-to-door deliveries. For now, it’s pizza, but soon it might be everything if they reach their goal of becoming the self-driving operating system (OS). You order, a driverless car delivers, if you’re in Ann Arbor, Michigan, that is. Users are so grateful, they explicitly thank the empty cars.

    3. Disruptors in related industries are jumping in the self-driver seat, too. Rideshare rebel, Uber, is elbowing in using AI to make its already-compromised human drivers redundant in its take on autonomous lifts. Are we surprised? Not by this, but…

    4. As technology redefines the automotive industry, it’s a giant that’s in top gear. GM (General Motors) wants to be the first to let you knit while you drive or clip your toenails in the fast lane. To move things along swiftly, it took the DIY-drive wheel by removing it. The steering wheel, that is. As aspiring automotive tech stars go, it’s in cruise control, already calling the first widely-available electric car its own, ahead of early-adopter Tesla. Their car-sharing service cashes in on an increasingly popular preference for renting over buying. They aren’t just pandering to millennial purchase habits by reinventing business models to thrive outside of a need for individual car sales; they already have a generational advantage. Four of them, in fact. They’re four generations deep into self-driving research and development and not about to slow the process down. That’s the Geneva Convention’s role.

    5. The Geneva Convention is an international treaty governing global traffic regulations completely contradicts the essence of self-driving. For now. It actually makes sense to more than the practically-minded pedestrians of future-thinking. Driving IRL (In Real Life) presents a wild array of unpredictable circumstances from unannounced obstacles to untameable road rage and AI just ain’t there yet. But how will we evolve to the no-stress road trip if the law requires a “driver to always maintain control of his vehicle” as it commands? Slowly. Geneva has begun to allow testing, testily, and “there must be less than one in a billion chance of a mistake,” for a technology to be considered for public dissemination, says Guillaume Devauchelle, director of innovation at Valeo, an auto equipment company. Driverless vehicles are already roving around Phoenix in the USA without the once-mandatory backup controller with a heartbeat. Still, once we’ve appeased the data crunchers, it’s looking like the technology will be aimed at shuttles and robotic taxis rather than private vehicles. That’s an uber let-down, until you remember the carbon footprint of a private vehicle.

    Call it slow-reflex if you like, but it’s going to be some time before the research and technology become an everyday reality for every one of us. Take comfort in the fact that you are not alone in dreaming of a world without car crashes. In the meantime, improve your real driving and road safety with these ten tips:

     

     

    Remember, we offer cash back on your car insurance premium if you’re in the top 200 of our drivers with a smartbox, an electronic telematics device fitted to your vehicle to track your trips to encourage you to drive more safely.

  • 8 FACTS ABOUT NUMBER PLATES

    8 FACTS ABOUT NUMBER PLATES

    Are you hitting the road this coming holiday?

    Here’s 8 number plate facts to share with your fellow road trippers…

     

    shallow focus photography black Mustang sports car parked beside the street

     

    1. Since 1994, the Western Cape and KwaZulu-Natal are the only two provinces where the registration can be still linked to specific towns and cities – woah!
    2. With the exception of diplomatic, government, police and military vehicles, the Western Cape and KwaZulu-Natal are also the only two provinces with a plain white background on their number plates and no background graphics #lekkerboring
    3. The Free State is the only province in South Africa that has an expiry date on registration plates. Say what?! Every five years, the owner is required to replace plates, irrespective of their condition. This is only enforced in the Free State so if an owner uses a vehicle with “expired” plates in any other province, he or she will not be prosecuted. Licence plate expiry is independent from the annual license renewal required by national law. Can anyone say Cheat-aaaahs
    4. Vowels are not used on the plates of private vehicles. Mmmmm…never payed attention to this but now that you mention it!
    5. The fewer letters you include on personalised number plates, the pricier they become. (The cost for a single digit registration – for example, CA 1 – can be as much as R6 000, while a longer number, like CA 12345, can be as low as R600.) So, I drive a 20k Golf 1 but my number plate cost 5K.
    6. Heading into 2012, Gauteng Province (GP) was running out of licence plate variations and had to adopt a new system: two letters, two numbers, two letters and a province indicator (GP). GP drivers are also prone to run out of patience when stuck in traffic.
    7. The towns in the former Cape Province were originally assigned prefixes in order from largest to smallest and following the corresponding letters of the alphabet. Thus “CA” represented the largest city, Cape Town, “CB” the second largest, Port Elizabeth, and so on. Shame so don’t judge those poor folk with CAW number plates….they’ve never seen a traffic light.
    8. A vehicle can only be registered in the town the owner lives in. It is also not possible to renew a licence in any other town than the one in which the registered owner lives. Has this happened to you? You’ve stood in line at the licencing department for 2 days when you finally get to the front just to be told to go somewhere else. No? Well, you’ve been warned and you’re welcome!

    Congratulations! You made it! You’re a persistent one, aren’t you?

    At dotsure.co.za we value our clients and we value their time (sure you might have your doubts after that article) BUT with dotsure.co.za’s Licence Protect you don’t have to stand in long que’s at the post office or licencing department ever again! We sort out your vehicle licence renewals and even drivers licence renewals and post it to your door step! Now you’re impressed right?!

    Get a quote with dotsure.co.za, join our family and enjoy these great benefits!

    And there you have it folks! We hope you TREAT your friends to these awesome facts! Safe travels!