Tag: fines

  • TRAFFIC FINES: EVERYTHING YOU NEED TO KNOW

    TRAFFIC FINES: EVERYTHING YOU NEED TO KNOW

     

    Let’s face it; traffic fines aren’t exactly anyone’s favourite mail delivery. Plus, when you don’t often get mail (no one writes letters anymore ☹), it’s quite disappointing when you do finally receive one, and it’s a fines notice. However, understanding how traffic fines work, and knowing the process for paying them, are essential for all motorists. Let’s take a closer look and answer some common questions.

     

    Understanding Traffic Fines in SA

    Traffic fines are penalties imposed on motorists for violating traffic laws. They play a crucial role in:

    • Maintaining road safety
    • Ensuring compliance with traffic regulations
    • Promoting responsible driving behaviour

     

    Common Traffic Offences

    Some of the most common traffic offences in South Africa include:

    • Speeding
    • Reckless driving
    • Failure to obey traffic signals
    • Improper parking
    • Driving without a valid license or vehicle registration

    The severity of the offence determines the fine amount. For example, stopping past the line at a robot might result in a smaller fine than speeding.

     

    How Are Traffic Fines Issued?

    Traffic fines are typically issued in two ways:

    • Direct citation: A traffic officer issues the fine on the spot.
    • Camera system: Violations like speeding or running a red light are captured by cameras.

    Once issued, you’ll receive your fine in the mail. Again, it’s not as pleasant an experience as when we used to receive physical birthday cards from family members.

     

    How to Pay Your Traffic Fines

    • Online: Most municipalities have online payment platforms. All you need is your fine notice number, vehicle registration and a valid payment method.
    • Municipal Offices: Head to your local traffic department (yay) or municipal office. Bring your fine notice, ID, cash or card, and maybe some snacks. You may be there for a while.
    • EFT: Check your fine notice for banking details and make a transfer using your banking app. Remember the reference number!
    • Postal Payment: This is old-school but still an option. Mail a cheque or postal order with your fine notice to the relevant authority.

    Want to know what else we cover? Check out our blog, CAR INSURANCE: WHAT’S COVERED?

     

    How to Reduce Traffic Fines

    Looking to reduce your traffic fines? Here are some strategies:

    • Early Payment: Some municipalities offer discounts for early payment.
    • Representation: You can contest the fine if it was issued incorrectly.
    • Defensive Driving Courses: Some jurisdictions may reduce fines if you complete an approved driving course.
    • Use the Road Protect benefit included in your dotsure.co.za policy: With this, we can help negotiate fine reductions on your behalf.

    NB! Failure to pay traffic fines within 30 days may result in:

    • Increased fine amounts
    • A summons to appear in court
    • A warrant for your arrest (don’t let it come to this)

     

    How We Can Help

    As we mentioned earlier, if you’re a dotsure.co.za policyholder, you benefit from us on your side!

    • Road Protect: Assistance with fine payments and potential reductions.
    • License Protect: Reminders for license renewals to avoid related fines.
    • Fines Protect: Alerts for new fines and facilitation of seamless payments.

    Want to learn more about how we can help you stay on top of your traffic fines? Get a quote today!

  • WHICH CARS GET THE MOST SPEEDING FINES?

    WHICH CARS GET THE MOST SPEEDING FINES?

     

    Car Brands and Models That Have a Need for Speed

    Have you ever seen a sleek sports car zoom past you and thought, “Yep, they’re definitely getting pulled over”? Turns out, there might be some truth to that intuition.

     

    Recent research delved into which car brands tend to attract the most speeding fines:

    1. Infiniti

    Most-ticketed vehicle: Infiniti G37

    infiniti car

    1. Scion

    Most-ticketed vehicle: Scion FR-S

    scion car

    1. Volkswagen

    Most-ticketed vehicle: Volkswagen Golf GTI

    vw gti car

    1. Subaru

    Most-ticketed vehicle: Subaru WRX

    subaru car

    1. Mazda

    Most-ticketed vehicle: Mazda MX-5 Miata

    mazda car

    1. Audi

    Most-ticketed vehicle: Audi S4

    audi car

    1. Kia

    Most-ticketed vehicle: Kia Stinger

    kia car

    1. Honda

    Most-ticketed vehicle: Honda S2000

    honda car

    1. BMW

    Most-ticketed vehicle: BMW i3

    bmw car

    1. Hyundai

    Most-ticketed vehicle: Hyundai Genesis Coupe

    hyundai car

     

    On any given day, thousands of drivers find themselves pulled over by the traffic police. From expired plates to distracted driving, the reasons vary, but it’s clear that speeding is a major concern.

    Certain cars seem to attract more speed demons. Surprisingly, it’s not just flashy sports cars. Models like the Subaru WRX, Kia Stinger, Mazda 3, Scion FR-S, and Volkswagen GTI are among the most frequently pulled over.

    Why these cars? Well, some have a reputation for speed, while others just seem to attract drivers who like to push the limits. Interestingly, many of these models are also pretty affordable, which means more of them are on the road and that allows for more chances of speeding.

    Whatever the reason, one thing’s for sure: if you’re driving one of these models, you might want to keep an eye on your speedometer!