Tag: what does car insurance cover

  • THE GIFT OF PROTECTION: WHY CAR INSURANCE IS ESSENTIAL FOR THE FESTIVE SEASON

    THE GIFT OF PROTECTION: WHY CAR INSURANCE IS ESSENTIAL FOR THE FESTIVE SEASON

     

    Reassess Your Insurance This Festive Season

    There’s nothing like Dezemba in South Africa! The sun is shining, friends and family are coming together, and the air is alive with all the vibes of a true Mzansi Summer! With all the festivities, the last thing you want to worry about is your car insurance premiums or your budget!

    The holidays are the perfect time to review your cover with us. Are you not driving your car on weekends? Maybe you’re jetting off somewhere, so you won’t be using it at all.

    With dotsure.co.za’s Name Your Price™,  we allow you to adjust your motor insurance policy, ensuring it works for you this festive season.

    It’s also a great time to review your car maintenance. Check out our 5 Car Maintenance Tips You Should Know.

    Customise Your Car Insurance Cover for the Holidays

    Name Your Price™ is the Build-A-Bear of insurance. You can customise your cover to fit your needs and your pocket. Because over the festive season, we know saving money is probably the best gift you could give yourself.

    How to save on car insurance this festive season:

    Weekend Driving: Staying in for movie marathons or family braais? Switch off weekend driving and fill those Christmas stockings with the savings you just scored!

    Night-Time Driving: Are you using this holiday to relax and have no desire to make any plans past 21:00? Then, turn off the night-time driving cover and lower your premium.

    Frequent Driver: Are you taking a holiday break from your usual daily commute? Simple: pay less if you’re driving less. Plus, you’ll have some extra change for those island cocktails you’ve been dreaming about.

    Hail Cover: If your holiday spot is sunny and hail-free, turn it off and save!

    Windscreen Cover: Are you planning to drive on smooth highways instead of bumpy gravel roads? Turn off this cover and get an extra gift with your discount.

    Driver Options: If you’re the only driver for the summer, switch to the single-driver option to reduce costs.

    RELATED: Are You Covered if Someone Else Drives Your Car?

    Get Festive Ready

    We’re all about giving you control over your car insurance without worrying about how much you’re spending. Not just over the holidays but all year round! If saving money is your thing, and it should be, go to your 24/7 online Manage Portal and tailor your cover now!

    PS: Speaking of the festive season, we have some fantastic gift ideas for car lovers! If you need some gift inspiration, read our latest blog here:  The Ultimate Gift Guide For Car Lovers This Festive Season

  • DRIVING CLARITY: GET ON TRACK WITH FREQUENTLY ASKED QUESTIONS

    DRIVING CLARITY: GET ON TRACK WITH FREQUENTLY ASKED QUESTIONS

     

    Answering Your Car Insurance Questions

    Whether you’re a first-time buyer or an experienced driver, car insurance can be tricky. But fear not, we’re about to accelerate your knowledge from zero to expert!

     

    What Does Car Insurance Cover?

    Depending on the policy type, car insurance covers the damages or total loss of your vehicle. This includes accidents, theft, hijacking, fire, third-party liability, and non-standard accessories.

     

    How Do I Choose a Car Insurance Policy?

    Our car insurance allows you to customise your cover to suit your needs. You can exclude certain options (such as hail cover, weekend driving, night-time driving, etc.) to lower your premium. This flexibility allows you to tailor your policy based on your driving habits and only to pay for the cover you need.

    RELATED: Save on your car insurance.

     

    How Can I Get Car Insurance?

    To qualify for car insurance, you’ll need to meet the following criteria:

    • Have a valid South African driver’s licence (no learner’s licences).
    • Be at least 20 years old, but no older than 80.
    • Your car must be under 20 years old.
    • The car’s Gross Vehicle Mass (GVM) must be under 3 500 kg.
    • The vehicle cannot be used for courier services, driving schools, or security services.

     

    How Do I Log a Claim?

    The best way to submit a claim is through the Manage Portal. Once you’re logged in, head to the “Overview” page, find the product you’d like to claim for, and click “Submit Claim.” Make sure to have the following information handy:

    • Policy number; ID number; image of vehicle license.
    • Date, time, and cause of the incident.
    • SAPS report (must be obtained within 24 hours of the incident).

     

    Why Do I Have Multiple Debits?

    If you notice multiple debits, it’s probably due to value-added products you’ve chosen to add to your car insurance policy. These products carry separate premiums and are debited individually each month.

     

    Do I Need to Fit a Smartbox Device if I Have My Own Tracker?

    Yes, if you opt for our comprehensive car insurance policy. The Smartbox offers more than just tracking. It provides insights into your driving behaviour, which allows us to tailor your premium and coverage to your specific driving habits.

     

    Get the Most Out of Your Cover

    If you have any other questions, please call us on 0861 368 7873 or send an email to u2us@dotsure.co.za. We’d love to assist you, and we welcome any feedback from our family members!